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Nissan Rogue Insurance Cost

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Key Takeaways

  • Insurance for a Nissan Rogue costs an average of $1,500 annually or $125 per month.
  • The cheapest insurance provider for Nissan Rogue is Allied at an average of $725 per annum.
  • The car insurance premium rates are higher for young adults, those with driving infractions and poor credits.

Nissan Rogue Auto Insurance Cost

The Nissan Rogue is a stylish and versatile SUV, offering smooth performance and a comfortable ride. However, securing the appropriate insurance coverage for your Rogue is crucial. An inadequate policy could lead to overpaying or insufficient protection, resulting in unforeseen expenses. Factors like the vehicle's trim level can significantly impact insurance rates, making it essential to choose a policy that aligns with your needs and budget.

The average cost to insure a Nissan Rogue is around $1,500 per year, but you can lower your premiums by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs.

Are Nissan Rogue Models Expensive to Insure?

The average cost to insure a Nissan Rogue is $1,500 per year, which is expensive compared to its compact SUV peers. Competitors like the Honda CR-V and Subaru Forester offer lower premiums, making them more cost-effective choices.

SUV Model Annual insurance premium
Honda CR-V $1,316
Subaru Forester $1,342
Mazda CX-5 $1,354
Hyundai Tucson $1,396
Chevrolet Equinox $1,402
Ford Escape $1,413
Toyota RAV4 $1,451
Nissan Rogue $1,500

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What Impacts the Cost of Nissan Rogue Car Insurance?

Several factors can impact the premium rates of your Nissan Rogue's insurance. The given is some of the common factors:

  • The driver's age
  • The driver's gender
  • The city you are in
  • The age of the car
  • Trim level of the car
  • The insurance company you choose

Nissan Rogue Insurance Cost by Age

Younger drivers typically have higher insurance costs for the Nissan Rogue due to their limited driving experience and higher risk profile. Teenagers of different ages have to pay an average annual cost ranging between $2,702 and $4,738. Older, more experienced drivers often enjoy lower premiums that range between $1,200 to $1,500 per year.

Age Average Monthly Rate Average Annual Rate
17 $394.83 $4,738
18 $347.25 $4,167
19 $247.83 $2,974
20 $225.17 $2,702
21 $181.67 $2,180
22 $167.00 $2,004
23 $155.92 $1,871
24 $148.33 $1,780
25 $132.75 $1,593
30 $125.00 $1,500
35 $114.17 $1,370
40 $112.08 $1,345
45 $110.67 $1,328
55 $104.42 $1,253
65 $108.50 $1,302
75 $127.33 $1,528

Nissan Rogue Insurance Cost by Model Year

Older Nissan Rogue models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2020 Nissan Rogue is $1,525 , but some older models might be more expensive to insure due to higher repair and maintenance costs.

Model Year Average Monthly Premium Average Annual Premium
2020 Nissan Rogue $125.42 $1,505
2019 Nissan Rogue $131.42 $1,577
2017 Nissan Rogue $87.25 $1,047
2016 Nissan Rogue $111.25 $1,335
2015 Nissan Rogue $68.58 $823
2014 Nissan Rogue $74.17 $890
2013 Nissan Rogue $83.25 $999
2012 Nissan Rogue $80.75 $969
2011 Nissan Rogue $76.75 $921

Nissan Rogue Cheapest Insurance Cost by Company

According to research by the Way.com team, Allied provides the most affordable Nissan Rogue insurance rates, with an annual premium of $725. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.

Company Average Monthly Premium Average Annual Premium
Allied $60.42 $725
Nationwide $89.33 $1,072
Vermont Mutual $89.83 $1,078
Erie $105.50 $1,266
USAA $108.50 $1,302

Cheapest Insurance Companies Based on Nissan Rogue Model Years

2020 Nissan Rogue

The average annual premium cost to insure a 2020 Nissan Rogue is $1,505. However, Allied offers the cheapest rates at an annual premium of $725.

Company Average Monthly Premium Average Annual Premium
Allied $60.42 $725
Nationwide $89.33 $1,072
Vermont Mutual $89.83 $1,078
Erie $105.50 $1,266
USAA $108.50 $1,302
Tennessee Farmers $109.50 $1,314
Country $113.83 $1,366
State Farm $116.58 $1,399
Arbella $119.17 $1,430
American Family $123.42 $1,481
Progressive $123.92 $1,487

2019 Nissan Rogue

The average annual premium cost to insure a 2019 Nissan Rogue is $1,577. However, Cincinnati Insurance offers the cheapest rates at an annual premium of $1,055.

Company Average Monthly Premium Average Annual Premium
Cincinnati Insurance $87.92 $1,055
Erie $95.08 $1,141
USAA $97.25 $1,167
Auto Owners $99.58 $1,195
Nationwide $101.08 $1,213
Country $108.75 $1,305
Arbella $116.67 $1,400
American Family $117.42 $1,409
Plymouth Rock Insurance $120.08 $1,441
State Farm $120.25 $1,443
Acuity $120.83 $1,450

2017 Nissan Rogue

The average annual premium cost to insure a 2017 Nissan Rogue is $1,047. However, Erie offers the cheapest rates at an annual premium of $686.

Company Average Monthly Premium Average Annual Premium
Erie $57.17 $686
Texas Farm Bureau $70.92 $851
Tennessee Farmers $72.17 $866
USAA $73.58 $883
Progressive $74.58 $895
State Farm $79.67 $956
Vermont Mutual $84.42 $1,013
Plymouth Rock Insurance $87.25 $1,047
Nationwide $90.08 $1,081
Allied $90.58 $1,087
American Family $94.17 $1,130

2016 Nissan Rogue

The average annual premium cost to insure a 2016 Nissan Rogue is $1,335. However, Allied offers the cheapest rates at an annual premium of $769.

Company Average Monthly Premium Average Annual Premium
Allied $64.08 $769
Texas Farm Bureau $69.17 $830
Vermont Mutual $80.50 $966
Erie $92.25 $1,107
Quincy Mutual $94.25 $1,131
Nationwide $96.67 $1,160
USAA $100.42 $1,205
Tennessee Farmers $101.33 $1,216
Country $106.50 $1,278
Arbella $107.67 $1,292
Plymouth Rock Insurance $108.00 $1,296

2015 Nissan Rogue

The average annual premium cost to insure a 2015 Nissan Rogue is $823. However, Erie offers the cheapest rates at an annual premium of $552.

Company Average Monthly Premium Average Annual Premium
Erie $46.00 $552
USAA $52.58 $631
Progressive $53.25 $639
State Farm $54.83 $658
Texas Farm Bureau $66.58 $799
Tennessee Farmers $71.25 $855
Vermont Mutual $75.42 $905
American Family $75.58 $907
Country $79.33 $952
Nationwide $79.58 $955
Plymouth Rock Insurance $83.08 $997

2014 Nissan Rogue

The average annual premium cost to insure a 2014 Nissan Rogue is $890. However, Erie offers the cheapest rates at an annual premium of $619.

Company Average Monthly Premium Average Annual Premium
Erie $51.58 $619
USAA $59.00 $708
Progressive $61.92 $743
Texas Farm Bureau $63.75 $765
State Farm $65.75 $789
Vermont Mutual $71.42 $857
Tennessee Farmers $74.08 $889
Plymouth Rock Insurance $81.17 $974
Acuity $82.75 $993
American Family $84.33 $1,012
Nationwide $85.83 $1,030

2013 Nissan Rogue

The average annual premium cost to insure a 2013 Nissan Rogue is $999. However, Erie offers the cheapest rates at an annual premium of $730.

Company Average Monthly Premium Average Annual Premium
Erie $60.83 $730
Texas Farm Bureau $66.17 $794
USAA $70.42 $845
Vermont Mutual $71.08 $853
Tennessee Farmers $75.00 $900
Plymouth Rock Insurance $78.92 $947
Progressive $80.92 $971
State Farm $84.25 $1,011
Acuity $86.67 $1,040
Quincy Mutual $87.58 $1,051
Arbella $89.00 $1,068

2012 Nissan Rogue

The average annual premium cost to insure a 2012 Nissan Rogue is $969. However, Erie offers the cheapest rates at an annual premium at just $702.

Company Average Monthly Premium Average Annual Premium
Erie $58.50 $702
Texas Farm Bureau $64.25 $771
USAA $68.17 $818
Vermont Mutual $69.42 $833
Tennessee Farmers $75.67 $908
Plymouth Rock Insurance $77.33 $928
Progressive $77.83 $934
State Farm $82.08 $985
Acuity $83.42 $1,001
Quincy Mutual $85.58 $1,027
Arbella $89.50 $1,074

2011 Nissan Rogue

The average annual premium cost to insure a 2011 Nissan Rogue is $921. However, Erie offers the cheapest rates at an annual premium of $674.

Company Average Monthly Premium Average Annual Premium
Erie $56.17 $674
Texas Farm Bureau $60.42 $725
Vermont Mutual $64.42 $773
USAA $65.42 $785
Progressive $69.25 $831
Tennessee Farmers $72.58 $871
Plymouth Rock Insurance $75.33 $904
Arbella $79.67 $956
State Farm $81.42 $977
American Family $82.42 $989
Quincy Mutual $85.17 $1,022

How Much is Nissan Rogue Auto Insurance for Recent Models?

The auto insurance rates for the Nissan Rogue have fluctuated in recent years due to factors such as inflation, high costs of spare parts, and supply chain challenges. The average car insurance premium for the recent Nissan Rogue models are as follows:

A 2020 Nissan Rogue will cost roughly $1,505 per year to insure.

A 2019 Nissan Rogue also costs $1,577 per year to insure.

A 2018 Nissan Rogue insurance premium costs $1,047 per annum on average.

Nissan Rogue Safety Features

Nissan Rogue comes with a range of safety features, which can help reduce the insurance rates when you apply.

Some of the installed features include:

  • Automatic Emergency Braking with Pedestrian Detection
  • Blind Spot Warning
  • Lane Departure Warning
  • High Beam Assist
  • Rear Cross Traffic Alert
  • Rear Automatic Braking
  • ProPILOT Assist with Navi-link
  • Intelligent Around View Monitor
  • Intelligent Driver Alertness
  • Traffic Sign Recognition

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Ways to Save on Nissan Rogue Car Insurance

  • Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
  • Maintain a good credit score: Drivers with strong credit scores can save significantly on insurance compared to those with lower scores.
  • Obey traffic laws: Traffic violations can lead to a noticeable increase in your Nissan Rogue insurance rates.
  • Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
  • Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.

How Do I Find the Best Nissan Rogue Car Insurance Rates?

  • Always research the market and insurance trends before purchasing car insurance for your Nissan Rogue. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
  • Compare, compare, compare - that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
  • In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
  • The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.

How to Get Nissan Rogue Auto Insurance with Way

Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 150 different insurance providers on our platform, which lets you choose the best policy for your Nissan Rogue - all in as little as 60 seconds!

INSURANCE AGENT EXPERTS

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Wilson Mathew Nechikat

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Anthony Luu

Anthony Luu

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Ezra Peterson

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Danny Herrera

Head of Commercial Insurance

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Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Frequently Asked Questions (FAQ)

Is the Nissan Rogue expensive to insure?

The Nissan Rogue’s insurance cost is average for a compact SUV, though it may be slightly higher than some competitors. Rates depend on your location, driving history, and coverage level.

What’s the average annual insurance premium for a Nissan Rogue?

On average, insurance for a Nissan Rogue can cost around $1,500 per year, but this can vary depending on the model year and your personal profile.

Why is my Nissan Rogue insurance so high?

Higher rates could be due to factors like repair costs, local accident statistics, your age or driving record, or even the trim level of your Rogue.

How can I get cheaper insurance for my Nissan Rogue?

Compare quotes from different insurers, ask about discounts (like safe driver or multi-policy), raise your deductible, or consider bundling with home or renters insurance.

Is full coverage necessary for a Nissan Rogue?

Full coverage is recommended if your Rogue is new or financed, but if it’s older and paid off, liability-only coverage might make more sense.



Find out how much it costs to insure other Nissan models


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