The Nissan Sentra is a stylish and efficient compact sedan known for its sleek design, comfortable ride, and impressive fuel economy. With user-friendly technology, solid safety ratings, and a reputation for reliability, it's a popular choice for families and car lovers. However, insuring your Nissan Sentra still calls for thoughtful planning. Picking the wrong insurance policy could lead to gaps in coverage or higher-than-expected premiums, potentially putting your finances at risk.
The average cost to insure a Nissan Sentra is around $1,656 per year, but you can lower your premiums by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can simply compare multiple vetted providers in minutes and secure the best rate for your Sentra.
Several factors can impact the premium rates of your Nissan Sentra's insurance. The given is some of the common factors:
Older Nissan Sentra models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2020 Sentra is $1,655 , but some older models might be more expensive to insure due to higher repair and maintenance costs.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2020 Nissan Sentra | $68.25 | $1,655 |
| 2019 Nissan Sentra | $37.17 | $1,732 |
| 2017 Nissan Sentra | $38.00 | $1,364 |
| 2016 Nissan Sentra | $50.08 | $1,233 |
| 2015 Nissan Sentra | $47.00 | $976 |
| 2014 Nissan Sentra | $42.58 | $903 |
| 2013 Nissan Sentra | $45.83 | $902 |
| 2012 Nissan Sentra | $46.83 | $958 |
| 2011 Nissan Sentra | $41.25 | $927 |
According to research by the Way.com team, Allied provides the most affordable Nissan Sentra insurance rates, with an annual premium of $789. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Allied | $66 | $789 |
| Erie | $98 | $1,170 |
| Vermont Mutual | $107 | $1,283 |
| USAA | $110 | $1,309 |
| Nationwide | $114 | $1,362 |
The average annual premium cost to insure a 2020 Nissan Sentra is $1,655. However, Allied offers the cheapest rates at an annual premium of $789.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Allied | $65.75 | $789 |
| Erie | $97.50 | $1,170 |
| Vermont Mutual | $106.92 | $1,283 |
| USAA | $109.08 | $1,309 |
| Nationwide | $113.50 | $1,362 |
| Tennessee Farmers | $115.75 | $1,389 |
| State Farm | $123.83 | $1,486 |
| American Family | $127.42 | $1,529 |
| Mercury | $136.00 | $1,632 |
| Plymouth Rock Insurance | $136.25 | $1,635 |
| Country | $138.17 | $1,658 |
The average annual premium cost to insure a 2019 Nissan Sentra is $1,732. However, Erie offers the cheapest rates at an annual premium of $1,116.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $93.00 | $1,116 |
| USAA | $93.67 | $1,124 |
| Cincinnati Insurance | $101.83 | $1,222 |
| Auto Owners | $110.58 | $1,327 |
| Nationwide | $118.00 | $1,416 |
| State Farm | $121.83 | $1,462 |
| Country | $125.42 | $1,505 |
| American Family | $127.92 | $1,535 |
| Plymouth Rock Insurance | $128.50 | $1,542 |
| Mercury | $133.33 | $1,600 |
| Southern Farm Bureau | $135.00 | $1,620 |
The average annual premium cost to insure a 2017 Nissan Sentra is $1,364. However, Plymouth Rock Insurance offers the cheapest rates at an annual premium of $934.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Plymouth Rock Insurance | $77.83 | $934 |
| Progressive | $87.25 | $1,047 |
| State Farm | $96.75 | $1,161 |
| USAA | $97.75 | $1,173 |
| Texas Farm Bureau | $100.67 | $1,208 |
| Quincy Mutual | $108.50 | $1,302 |
| Allstate | $110.83 | $1,330 |
| Arbella | $131.50 | $1,578 |
| Amica | $150.25 | $1,803 |
| MetLife | $176.75 | $2,121 |
| Liberty Mutual | $229.75 | $2,757 |
The average annual premium cost to insure a 2016 Nissan Sentra is $1,233. However, Allied offers the cheapest rates at an annual premium of $839.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Allied | $69.92 | $839 |
| Texas Farm Bureau | $74.08 | $889 |
| Erie | $82.50 | $990 |
| Vermont Mutual | $87.17 | $1,046 |
| Quincy Mutual | $94.25 | $1,131 |
| USAA | $100.42 | $1,205 |
| Nationwide | $106.83 | $1,282 |
| State Farm | $112.75 | $1,353 |
| Tennessee Farmers | $112.83 | $1,354 |
| American Family | $114.00 | $1,368 |
| Country | $116.00 | $1,392 |
The average annual premium cost to insure a 2015 Nissan Sentra is $976. However, Erie offers the cheapest rates at an annual premium of $606.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $50.50 | $606 |
| USAA | $58.92 | $707 |
| State Farm | $63.67 | $764 |
| Progressive | $70.17 | $842 |
| Texas Farm Bureau | $70.33 | $844 |
| Vermont Mutual | $82.50 | $990 |
| Tennessee Farmers | $82.58 | $991 |
| American Family | $85.92 | $1,031 |
| Plymouth Rock Insurance | $91.75 | $1,101 |
| Quincy Mutual | $92.25 | $1,107 |
| Nationwide | $92.92 | $1,115 |
The average annual premium cost to insure a 2014 Nissan Sentra is $903. However, Erie offers the cheapest rates at an annual premium of $600.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $50.00 | $600 |
| USAA | $54.00 | $648 |
| State Farm | $57.17 | $686 |
| Texas Farm Bureau | $63.67 | $764 |
| Progressive | $66.33 | $796 |
| Vermont Mutual | $73.42 | $881 |
| Tennessee Farmers | $75.67 | $908 |
| American Family | $77.00 | $924 |
| Acuity | $85.58 | $1,027 |
| Country | $88.25 | $1,059 |
| Plymouth Rock Insurance | $88.42 | $1,061 |
The average annual premium cost to insure a 2013 Nissan Sentra is $902. However, Erie offers the cheapest rates at an annual premium of $584.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $48.67 | $584 |
| USAA | $53.50 | $642 |
| State Farm | $55.50 | $666 |
| Texas Farm Bureau | $62.25 | $747 |
| Progressive | $66.25 | $795 |
| Vermont Mutual | $74.67 | $896 |
| Tennessee Farmers | $78.00 | $936 |
| American Family | $79.42 | $953 |
| Plymouth Rock Insurance | $86.17 | $1,034 |
| Quincy Mutual | $87.58 | $1,051 |
| Acuity | $88.58 | $1,063 |
The average annual premium cost to insure a 2012 Nissan Sentra is $958. However, Erie offers the cheapest rates at an annual premium at just $651.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $54.25 | $651 |
| USAA | $58.17 | $698 |
| State Farm | $66.83 | $802 |
| Progressive | $69.92 | $839 |
| Texas Farm Bureau | $70.17 | $842 |
| Vermont Mutual | $74.92 | $899 |
| Tennessee Farmers | $82.25 | $987 |
| Plymouth Rock Insurance | $83.75 | $1,005 |
| Quincy Mutual | $85.58 | $1,027 |
| American Family | $88.33 | $1,060 |
| Acuity | $90.08 | $1,081 |
The average annual premium cost to insure a 2011 Nissan Sentra is $927. However, Erie offers the cheapest rates at an annual premium of $630.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $52.50 | $630 |
| USAA | $54.67 | $656 |
| State Farm | $62.42 | $749 |
| Progressive | $67.08 | $805 |
| Texas Farm Bureau | $67.58 | $811 |
| Vermont Mutual | $69.50 | $834 |
| Tennessee Farmers | $79.17 | $950 |
| Plymouth Rock Insurance | $82.58 | $991 |
| Quincy Mutual | $83.50 | $1,002 |
| American Family | $84.58 | $1,015 |
| Arbella | $85.83 | $1,030 |
The auto insurance rates of Nissan Sentra have varied over the past few years due to inflation, expensive spare parts, and logistical issues. The average car insurance premium for the recent Durango models are as follows:
A 2020 Nissan Sentra will cost roughly $1,655/year to insure.
A 2019 Nissan Sentra also costs $1,732/year to insure.
A 2017 Nissan Sentra insurance premium costs $1,364/year on average.
Nissan Sentra comes with a range of safety features, which can help reduce the insurance rates when you apply.
Some of the installed features include:
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 150 different insurance providers on our platform, which lets you choose the best policy for your Nissan Sentra - all in as little as 60 seconds!
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Insurance for a Nissan Sentra typically ranges from $1,200 to $1,600 per year, depending on factors like the driver’s age, location, driving history, and coverage level.
No, the Nissan Sentra is generally more affordable to insure than many other vehicles in its class due to its strong safety ratings and lower repair costs.
Full coverage is recommended if your Sentra is new, leased, or financed. If your car is older and fully paid off, liability coverage may suffice depending on your financial situation and risk tolerance.
Yes, the Nissan Sentra’s high safety ratings and standard safety features can qualify you for discounts and help reduce your premiums.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
