The average Nissan Versa auto insurance cost is $1,420 annually. This figure can vary depending on your location, driving profile, and the trim and model year of your Versa. Older models may be cheaper to insure due to lower replacement costs. However, they may lack some of the advanced safety features that newer models offer and features that can help reduce insurance premiums.
Nissan Versa models are not expensive to insure. Compared to luxury sedans and larger vehicles, the Nissan Versa is generally affordable to insure. Its compact size, low repair costs, and strong safety ratings contribute to moderate insurance rates. However, your premium might be a bit higher if your Versa is heavily modified or driven long distances frequently.
Insurance providers look at both vehicle-related and driver-specific factors when setting your premium. Key things that can impact your Versa insurance cost include:
Vehicle Age & Trim: Higher-end or newer trims may have higher insurance costs due to increased repair or replacement value.
Usage Type: If you use your car for rideshare, long commutes, or regular highway driving, your rates may increase.
Location: Living in an area with high rates of accidents or theft can bump up your insurance costs.
Driver Profile: A clean driving record and good credit score will usually help lower your Nissan Versa insurance premiums.
The average 2020 Nissan Versa insurance cost is $1,578 per year. Allied offers the lowest annual premium at $748, making it the most affordable option for this model year. On the higher end, Plymouth Rock Insurance provides the costliest coverage at $1,603 annually.
| Insurance Company | Average Annual Cost |
|---|---|
| Allied | $748 |
| Erie | $1,079 |
| Vermont Mutual | $1,233 |
| Nationwide | $1,247 |
| USAA | $1,315 |
| Tennessee Farmers | $1,389 |
| State Farm | $1,449 |
| Mercury | $1,484 |
| American Family | $1,500 |
| Country | $1,588 |
| Plymouth Rock Insurance | $1,603 |
The average cost to insure a 2019 Nissan Versa is $1,650 annually. Erie offers the cheapest Nissan Versa insurance coverage at $868 per year. The most expensive option comes from Southern Farm Bureau, charging up to $1,566 annually.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $868 |
| USAA | $1,117 |
| Cincinnati Insurance | $1,159 |
| Auto Owners | $1,327 |
| Nationwide | $1,421 |
| Country | $1,431 |
| American Family | $1,432 |
| Mercury | $1,457 |
| State Farm | $1,460 |
| Plymouth Rock Insurance | $1,512 |
| Southern Farm Bureau | $1,566 |
The average annual premium to insure a 2017 Nissan Versa is $1,124. The most affordable provider is Erie, at just $627 per year. Nationwide has the highest Nissan Versa insurance cost at $1,206.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $627 |
| USAA | $781 |
| Texas Farm Bureau | $883 |
| Tennessee Farmers | $912 |
| Progressive | $965 |
| State Farm | $1,050 |
| Vermont Mutual | $1,101 |
| Plymouth Rock Insurance | $1,120 |
| American Family | $1,125 |
| Quincy Mutual | $1,163 |
| Nationwide | $1,206 |
The average cost to insure a 2016 Nissan Versa is $1,268 annually. Allied offers the most budget-friendly coverage at $795, while Country tops the list as the priciest at $1,311 annually.
| Insurance Company | Average Annual Cost |
|---|---|
| Allied | $795 |
| Erie | $857 |
| Texas Farm Bureau | $861 |
| Vermont Mutual | $962 |
| Quincy Mutual | $1,131 |
| USAA | $1,135 |
| State Farm | $1,217 |
| Tennessee Farmers | $1,237 |
| Nationwide | $1,260 |
| Arbella | $1,306 |
| Country | $1,311 |
The average insurance premium for the 2015 Nissan Versa is $915 per year. Erie has the lowest Nissan Versa insurance rate at $561; Country provides the highest coverage cost at $1,100.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $561 |
| USAA | $669 |
| State Farm | $724 |
| Progressive | $763 |
| Texas Farm Bureau | $821 |
| American Family | $946 |
| Tennessee Farmers | $952 |
| Vermont Mutual | $968 |
| Nationwide | $1,020 |
| Plymouth Rock Insurance | $1,056 |
| Country | $1,100 |
Erie offers the lowest premium at $633; Quincy Mutual ranks highest at $1,079 annually. The annual 2014 Nissan Versa insurance cost is around $1,004.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $633 |
| USAA | $760 |
| Texas Farm Bureau | $781 |
| Vermont Mutual | $893 |
| Progressive | $902 |
| Tennessee Farmers | $954 |
| State Farm | $969 |
| American Family | $1,015 |
| Plymouth Rock Insurance | $1,029 |
| Acuity | $1,046 |
| Quincy Mutual | $1,079 |
The average yearly insurance premium for a 2013 Nissan Versa is $1,025. Erie is the most affordable provider at $657, while Acuity charges the most at $1,064.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $657 |
| Texas Farm Bureau | $761 |
| USAA | $807 |
| Vermont Mutual | $892 |
| Tennessee Farmers | $971 |
| American Family | $987 |
| Plymouth Rock Insurance | $992 |
| State Farm | $1,026 |
| Progressive | $1,037 |
| Quincy Mutual | $1,051 |
| Acuity | $1,064 |
The average cost to insure a 2012 Nissan Versa is $931 annually. Erie has the most affordable premium option at $650, while Nationwide is the most expensive at $1,073 annually.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $650 |
| USAA | $702 |
| Texas Farm Bureau | $754 |
| Vermont Mutual | $832 |
| Progressive | $853 |
| State Farm | $866 |
| Tennessee Farmers | $931 |
| Plymouth Rock Insurance | $1,004 |
| Acuity | $1,006 |
| Quincy Mutual | $1,027 |
| Nationwide | $1,073 |
The average cost to insure a 2011 Nissan Versa is $911 annually. Erie offers the cheapest rate at $618, while Arbella is the most expensive at $1,011.
| Insurance Company | Average Annual Cost |
|---|---|
| Erie | $618 |
| USAA | $680 |
| State Farm | $746 |
| Texas Farm Bureau | $757 |
| Progressive | $789 |
| Vermont Mutual | $807 |
| Tennessee Farmers | $925 |
| American Family | $946 |
| Quincy Mutual | $1,002 |
| Plymouth Rock Insurance | $1,008 |
| Arbella | $1,011 |
The Nissan Versa may not be a brand-new luxury car, but it has essential safety features to keep you safe. With a solid frame and various driver-assist technologies, the Versa prioritizes passenger protection and might even help lower your insurance premiums.
Some standard and available safety features include:
Here are a few smart moves to help lower your Nissan Versa insurance premiums:
Getting insured is easier than ever with Way.com. Just download the Way app or visit the website to start comparing quotes instantly. Within minutes, you'll see offers from top insurance companies and can select the best Nissan Versa insurance cost.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
