Key Takeaways
Non-owner car insurance in Ohio is an insurance policy designed for individuals who do not own a vehicle but may occasionally drive one. This type of insurance provides liability coverage, which means it pays for bodily injury and property damage expenses if you are at fault in an accident while driving someone else's car. It is a crucial form of coverage for people who don't have regular access to a car but still need protection when they drive.
Finding the cheapest non-owner car insurance in Ohio, or anywhere else, depends on various factors including your driving history, location, and coverage needs.
| Insurance Company | Cheapest Annual Premium | Cheapest Monthly Premium |
|---|---|---|
| Farmers | $470 | $39 |
| Nationwide | $468 | $39 |
| Travelers | $370 | $31 |
| Progressive | $280 | $23 |
| Auto-Owners Insurance Co | $200 | $17 |
| Allied | $450 | $38 |
| State Farm | $2140 | $178 |
Finding the cheapest non-owner SR-22 car insurance in Ohio can be challenging, as SR-22 insurance is typically more expensive than standard car insurance due to the high-risk nature of drivers who require an SR-22.
| Provider | Cheapest Annual Premium | Cheapest Monthly Premium |
|---|---|---|
| Auto-Owners Insurance Co | $275 | $23 |
| Progressive | $480 | $40 |
| Travelers | $487 | $41 |
| Allied | $545 | $45 |
| Nationwide | $547 | $46 |
| Farmers | $732 | $61 |
| State Farm | $2,420 | $202 |
The cost of non-owner car insurance in Ohio, like traditional car insurance, can vary based on several factors, including age, driving history, location, and the insurance company you choose.
The cost of non-owner car insurance can vary from city to city within Ohio, primarily due to factors such as population density, traffic patterns, and local claims history.
Below are the cheapest cities with non-owner car insurance in Ohio
| Cities | Lowest rates |
|---|---|
| Belle Valley | $162 |
| Dexter City | $161 |
| Summerfield | $162 |
| Caldwell | $164 |
| Woodsfield | $165 |
| Clarington | $166 |
| Glouster | $166 |
| Langsville | $166 |
| Lewisville | $167 |
| Baxter Estates | $167 |
| Rutland | $168 |
| Sardis | $168 |
| Albany | $169 |
| Beallsville | $169 |
| Beverly | $168 |
| Jacksonville | $169 |
Certainly, here are the steps to get non-owner car insurance in Ohio.
Non-owner car insurance provides liability coverage but does not cover damages to the vehicle you are driving. It is an excellent choice for individuals who occasionally borrow or rent cars and want to ensure they have the necessary coverage. Be sure to meet Ohio's specific minimum coverage requirements with your non-owner car insurance policy.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
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