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Finding the cheapest car insurance quotes in Summerlin South shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Summerlin South
The car insurance rate in Summerlin South is $1907 for a six-month policy, which is $610 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $612, making it a popular choice for budget-conscious drivers. Rates in Summerlin South can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Summerlin South
1st place: Country Financial
At $612 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $951 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1179
for six months, making it
the third cheapest auto insurance company in Summerlin South.
Summerlin South Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Summerlin South, NV is Country Financial, offering policies at just $612 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $951.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $3807 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Summerlin South drivers find the best deals.
Cheap Car Insurance Companies in Summerlin South, NV
Way's key takeaways about car insurance in Summerlin South
The auto insurance costs in Summerlin South fall around $612 for six
months.
The cheapest auto insurance company in Summerlin South is Capital Insurance Group.
Teen drivers pay the highest rate in Summerlin South at $348 per
month.
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Cheapest Minimum Liability Car Insurance in Summerlin South
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Summerlin South are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Summerlin South. Their Average 6 Month Premium is $490.
Encompass is the most
expensive at $716 for the same
period.
Cheapest Liability Coverage in Summerlin South, NV
Cheapest Full Coverage Car Insurance in Summerlin South
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Summerlin South is Country Financial
at $101 per month and $612
for six months.
Cheapest Full Coverage Car Insurance Quotes in Summerlin South,
NV
Get Your Car Insurance Quote in Summerlin South
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Average Car Insurance in Summerlin South by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Summerlin South, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Summerlin South, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Summerlin South's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Summerlin South
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Capital Insurance Group
$660
40s
Capital Insurance Group
$616
50s
Capital Insurance Group
$610
60s
Capital Insurance Group
$582
70s
Capital Insurance Group
$588
Cheapest Car Insurance Rates for Teen Drivers in
Summerlin South,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Summerlin South at $79
per
month. At $2052 for a six-month premium,
Kemper offers the most expensive rate for
teen drivers.
If you are in your twenties Capital Insurance Group is
the best choice for car
insurance in Summerlin South.
As young drivers face the highest rates in Summerlin South, Capital Insurance Group
offers the cheapest auto insurance rates at $660 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Summerlin South,
Nationwide is
the cheapest car insurance provider. At $515 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Summerlin South is State Farm, offering
rates of around $7484 for six
months.
Save up to $971/yr on car insurance rates in Summerlin South.
Car Insurance Rates with An Accident in Summerlin South
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Summerlin South, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Summerlin South
The cheapest car insurance companies after an at-fault accident in
Summerlin South include Capital Insurance Group
and Country Financial, offering $672
and $760,
respectively. AAA is an expensive provider
with an average six-month premium of
$6802.
Here is a list of driving violations that can increase your car
insurance rates in Summerlin South NV. For example, the car
insurance in Summerlin South
after a DUI increases to $1345 for a six
month policy. While the rate increases by $445 for a six-month policy in the case of
a speeding ticket.
Summerlin South auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1982
$331
One Med/PIP claim
$1982
$337
Not-at-fault accident
$2070
$345
Two Med/PIP claims
$2070
$351
One comp claim
$2079
$347
Two comp claims
$2174
$369
Failure to wear a seat belt
$2323
$387
Child safety restraint
$2331
$397
Failure to show documents
$2340
$390
Driving without lights
$2376
$404
Driving with expired registration
$2384
$397
Speeding 6 - 10 MPH over limit
$2427
$413
Speeding 11 - 15 MPH over limit
$2436
$406
Speeding 16 - 20 MPH over limit
$2436
$415
Cell phone violation
$2445
$407
Driving too slowly
$2445
$416
Speeding in school zone
$2445
$407
Texting while driving
$2453
$417
Failure to stop at a red light
$2462
$410
Failure to yield
$2462
$419
Illegal turn
$2462
$410
Following too closely
$2480
$422
Wrong way/wrong lane
$2480
$413
Improper passing
$2489
$423
In 65 MPH zone
$2533
$422
Passing school bus
$2602
$442
Speeding 21 - 25 MPH over limit
$2620
$437
At-fault accident - less than $1000
$2664
$453
Operating a vehicle without permission
$2672
$445
Open container
$2803
$476
At-fault accident - $1000-$2000
$2908
$485
At-fault accident - greater than $2000
$2908
$494
Refusal to submit to a chemical test
$3205
$534
Racing
$3318
$564
Driving with a suspended license
$3327
$554
DUI
$3327
$566
Reckless driving
$3362
$560
Leaving scene of an accident/hit and run
$3457
$588
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Summerlin South after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Summerlin South.
The cheapest car insurance premiums in
Summerlin South are
offered by Country Financial at $612 for a six-month policy.
However, it can be as
expensive as $5798 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Summerlin South are offered by Country Financial
at $428. However,
it can be as expensive as $951
with companies like Amica for a similar
six-month premium.
Cheapest Car Insurance in Summerlin South after Speeding ticket
Car Insurance Price Trends in Summerlin South,
Nevada
Car insurance rates in Summerlin South have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Summerlin South rose by
$445 in December
compared to $442 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Summerlin South rose to $131 in December,
compared to $126 in November.
This represents an increase of $5
when comparing December and November.
Average Car Insurance Cost in Summerlin South by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Summerlin South. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Summerlin South?
The car insurance in Summerlin South is $81 per month, which is lower than the national average.
What is the cheapest car insurance in Summerlin South?
The cheapest car insurance in Summerlin South
is $101 per month
for full coverage.
How much is car insurance in Summerlin South for teenagers?
Car insurance for teenagers costs $463 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Summerlin South?
The average cost of car insurance is $1297 for a six-month
policy. It will cost around $320 per month to insure your
car in Summerlin South.
Is car insurance expensive in Summerlin South?
Car insurance can be expensive in Summerlin South if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Summerlin South can be
affordable.
What is the best car insurance in Summerlin South,
NV?
The best car insurance company in Summerlin South
NV is
Country Financial, offering $612 for a
six-month policy.
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Summerlin South Car Insurance
