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Finding the cheapest car insurance quotes in Blue Diamond shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Blue Diamond
The car insurance rate in Blue Diamond is $1712 for a six-month policy, which is $415 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $549, making it a popular choice for budget-conscious drivers. Rates in Blue Diamond can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $549 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $854 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1059
for six months, making it
the third cheapest auto insurance company in Blue Diamond.
Blue Diamond Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Blue Diamond, NV is Country Financial, offering policies at just $549 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $854.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $3419 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Blue Diamond drivers find the best deals.
Way's key takeaways about car insurance in Blue Diamond
The auto insurance costs in Blue Diamond fall around $549 for six
months.
The cheapest auto insurance company in Blue Diamond is Capital Insurance Group.
Teen drivers pay the highest rate in Blue Diamond at $313 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Blue Diamond
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Blue Diamond are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Blue Diamond. Their Average 6 Month Premium is $440.
Encompass is the most
expensive at $643 for the same
period.
Cheapest Full Coverage Car Insurance in Blue Diamond
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Blue Diamond is Country Financial
at $91 per month and $549
for six months.
Cheapest Full Coverage Car Insurance Quotes in Blue Diamond,
NV
Get Your Car Insurance Quote in Blue Diamond
Instantly!
Average Car Insurance in Blue Diamond by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Blue Diamond, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Blue Diamond, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Blue Diamond's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Blue Diamond
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Capital Insurance Group
$593
40s
Capital Insurance Group
$553
50s
Capital Insurance Group
$548
60s
Capital Insurance Group
$523
70s
Capital Insurance Group
$528
Cheapest Car Insurance Rates for Teen Drivers in
Blue Diamond,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Blue Diamond at $71
per
month. At $1843 for a six-month premium,
Kemper offers the most expensive rate for
teen drivers.
If you are in your twenties Capital Insurance Group is
the best choice for car
insurance in Blue Diamond.
As young drivers face the highest rates in Blue Diamond, Capital Insurance Group
offers the cheapest auto insurance rates at $593 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Blue Diamond,
Nationwide is
the cheapest car insurance provider. At $462 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Blue Diamond is State Farm, offering
rates of around $6720 for six
months.
Save up to $971/yr on car insurance rates in Blue Diamond.
Car Insurance Rates with An Accident in Blue Diamond
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Blue Diamond, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Blue Diamond
The cheapest car insurance companies after an at-fault accident in
Blue Diamond include Capital Insurance Group
and Country Financial, offering $603
and $682,
respectively. AAA is an expensive provider
with an average six-month premium of
$6108.
Here is a list of driving violations that can increase your car
insurance rates in Blue Diamond NV. For example, the car
insurance in Blue Diamond
after a DUI increases to $1208 for a six
month policy. While the rate increases by $400 for a six-month policy in the case of
a speeding ticket.
Blue Diamond auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1779
$297
One Med/PIP claim
$1779
$302
Not-at-fault accident
$1859
$310
Two Med/PIP claims
$1859
$315
One comp claim
$1866
$312
Two comp claims
$1952
$331
Failure to wear a seat belt
$2086
$347
Child safety restraint
$2094
$356
Failure to show documents
$2101
$350
Driving without lights
$2133
$363
Driving with expired registration
$2141
$356
Speeding 6 - 10 MPH over limit
$2179
$371
Speeding 11 - 15 MPH over limit
$2187
$364
Speeding 16 - 20 MPH over limit
$2187
$372
Cell phone violation
$2195
$366
Driving too slowly
$2195
$374
Speeding in school zone
$2195
$366
Texting while driving
$2203
$375
Failure to stop at a red light
$2211
$368
Failure to yield
$2211
$376
Illegal turn
$2211
$368
Following too closely
$2227
$379
Wrong way/wrong lane
$2227
$371
Improper passing
$2235
$380
In 65 MPH zone
$2274
$379
Passing school bus
$2336
$397
Speeding 21 - 25 MPH over limit
$2352
$392
At-fault accident - less than $1000
$2392
$407
Operating a vehicle without permission
$2400
$400
Open container
$2517
$428
At-fault accident - $1000-$2000
$2611
$436
At-fault accident - greater than $2000
$2611
$444
Refusal to submit to a chemical test
$2878
$479
Racing
$2979
$507
Driving with a suspended license
$2987
$498
DUI
$2987
$508
Reckless driving
$3019
$503
Leaving scene of an accident/hit and run
$3105
$528
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Blue Diamond after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Blue Diamond.
The cheapest car insurance premiums in
Blue Diamond are
offered by Country Financial at $549 for a six-month policy.
However, it can be as
expensive as $5206 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Blue Diamond are offered by Country Financial
at $384. However,
it can be as expensive as $854
with companies like Amica for a similar
six-month premium.
Cheapest Car Insurance in Blue Diamond after Speeding ticket
Car Insurance Price Trends in Blue Diamond,
Nevada
Car insurance rates in Blue Diamond have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Blue Diamond rose by
$400 in December
compared to $397 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Blue Diamond rose to $117 in December,
compared to $114 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in Blue Diamond by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Blue Diamond. At $3424 for a
six-month policy, insuring
your car at 89004 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Blue Diamond?
The car insurance in Blue Diamond is $73 per month, which is lower than the national average.
What is the cheapest car insurance in Blue Diamond?
The cheapest car insurance in Blue Diamond
is $91 per month
for full coverage.
How much is car insurance in Blue Diamond for teenagers?
Car insurance for teenagers costs $416 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Blue Diamond?
The average cost of car insurance is $1297 for a six-month
policy. It will cost around $288 per month to insure your
car in Blue Diamond.
Is car insurance expensive in Blue Diamond?
Car insurance can be expensive in Blue Diamond if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Blue Diamond can be
affordable.
What is the best car insurance in Blue Diamond,
NV?
The best car insurance company in Blue Diamond
NV is
Country Financial, offering $549 for a
six-month policy.
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