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Finding the cheapest car insurance quotes in Nellis AFB shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Nellis AFB
The car insurance rate in Nellis AFB is $2075 for a six-month policy, which is $778 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $666, making it a popular choice for budget-conscious drivers. Rates in Nellis AFB can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $666 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $1035 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1283
for six months, making it
the third cheapest auto insurance company in Nellis AFB.
Nellis AFB Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Nellis AFB, NV is Country Financial, offering policies at just $666 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $1035.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $4144 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Nellis AFB drivers find the best deals.
Way's key takeaways about car insurance in Nellis AFB
The auto insurance costs in Nellis AFB fall around $666 for six
months.
The cheapest auto insurance company in Nellis AFB is Capital Insurance Group.
Teen drivers pay the highest rate in Nellis AFB at $379 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Nellis AFB
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Nellis AFB are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Nellis AFB. Their Average 6 Month Premium is $533.
Encompass is the most
expensive at $779 for the same
period.
Cheapest Full Coverage Car Insurance in Nellis AFB
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Nellis AFB is Country Financial
at $110 per month and $666
for six months.
Cheapest Full Coverage Car Insurance Quotes in Nellis AFB,
NV
Get Your Car Insurance Quote in Nellis AFB
Instantly!
Average Car Insurance in Nellis AFB by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Nellis AFB, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Nellis AFB, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Nellis AFB's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Nellis AFB
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Capital Insurance Group
$718
40s
Capital Insurance Group
$670
50s
Capital Insurance Group
$664
60s
Capital Insurance Group
$634
70s
Capital Insurance Group
$640
Cheapest Car Insurance Rates for Teen Drivers in
Nellis AFB,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Nellis AFB at $86
per
month. At $2234 for a six-month premium,
Kemper offers the most expensive rate for
teen drivers.
If you are in your twenties Capital Insurance Group is
the best choice for car
insurance in Nellis AFB.
As young drivers face the highest rates in Nellis AFB, Capital Insurance Group
offers the cheapest auto insurance rates at $718 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Nellis AFB,
Nationwide is
the cheapest car insurance provider. At $560 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Nellis AFB is State Farm, offering
rates of around $8146 for six
months.
Save up to $971/yr on car insurance rates in Nellis AFB.
Car Insurance Rates with An Accident in Nellis AFB
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Nellis AFB, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Nellis AFB
The cheapest car insurance companies after an at-fault accident in
Nellis AFB include Capital Insurance Group
and Country Financial, offering $731
and $827,
respectively. AAA is an expensive provider
with an average six-month premium of
$7403.
Here is a list of driving violations that can increase your car
insurance rates in Nellis AFB NV. For example, the car
insurance in Nellis AFB
after a DUI increases to $1464 for a six
month policy. While the rate increases by $485 for a six-month policy in the case of
a speeding ticket.
Nellis AFB auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$2157
$360
One Med/PIP claim
$2157
$366
Not-at-fault accident
$2253
$376
Two Med/PIP claims
$2253
$382
One comp claim
$2262
$378
Two comp claims
$2366
$402
Failure to wear a seat belt
$2528
$421
Child safety restraint
$2538
$432
Failure to show documents
$2547
$424
Driving without lights
$2586
$440
Driving with expired registration
$2595
$432
Speeding 6 - 10 MPH over limit
$2642
$450
Speeding 11 - 15 MPH over limit
$2651
$442
Speeding 16 - 20 MPH over limit
$2651
$451
Cell phone violation
$2661
$443
Driving too slowly
$2661
$453
Speeding in school zone
$2661
$443
Texting while driving
$2670
$454
Failure to stop at a red light
$2680
$446
Failure to yield
$2680
$456
Illegal turn
$2680
$446
Following too closely
$2699
$459
Wrong way/wrong lane
$2699
$450
Improper passing
$2709
$461
In 65 MPH zone
$2757
$459
Passing school bus
$2832
$482
Speeding 21 - 25 MPH over limit
$2851
$475
At-fault accident - less than $1000
$2899
$493
Operating a vehicle without permission
$2909
$485
Open container
$3051
$518
At-fault accident - $1000-$2000
$3165
$528
At-fault accident - greater than $2000
$3165
$538
Refusal to submit to a chemical test
$3488
$581
Racing
$3611
$614
Driving with a suspended license
$3621
$603
DUI
$3621
$616
Reckless driving
$3659
$610
Leaving scene of an accident/hit and run
$3763
$640
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Nellis AFB after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Nellis AFB.
The cheapest car insurance premiums in
Nellis AFB are
offered by Country Financial at $666 for a six-month policy.
However, it can be as
expensive as $6310 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Nellis AFB are offered by Country Financial
at $466. However,
it can be as expensive as $1035
with companies like Amica for a similar
six-month premium.
Cheapest Car Insurance in Nellis AFB after Speeding ticket
Car insurance rates in Nellis AFB have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Nellis AFB rose by
$485 in December
compared to $482 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Nellis AFB rose to $142 in December,
compared to $138 in November.
This represents an increase of $4
when comparing December and November.
Average Car Insurance Cost in Nellis AFB by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Nellis AFB. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Nellis AFB?
The car insurance in Nellis AFB is $88 per month, which is lower than the national average.
What is the cheapest car insurance in Nellis AFB?
The cheapest car insurance in Nellis AFB
is $110 per month
for full coverage.
How much is car insurance in Nellis AFB for teenagers?
Car insurance for teenagers costs $504 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Nellis AFB?
The average cost of car insurance is $1297 for a six-month
policy. It will cost around $349 per month to insure your
car in Nellis AFB.
Is car insurance expensive in Nellis AFB?
Car insurance can be expensive in Nellis AFB if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Nellis AFB can be
affordable.
What is the best car insurance in Nellis AFB,
NV?
The best car insurance company in Nellis AFB
NV is
Country Financial, offering $666 for a
six-month policy.
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