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Finding the cheapest car insurance quotes in Fallon Station shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Fallon Station
The car insurance rate in Fallon Station is $1064 for a six-month policy, which is $233 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $341, making it a popular choice for budget-conscious drivers. Rates in Fallon Station can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Fallon Station
1st place: Country Financial
At $341 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $531 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $658
for six months, making it
the third cheapest auto insurance company in Fallon Station.
Fallon Station Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Fallon Station, NV is Country Financial, offering policies at just $341 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $531.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2124 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Fallon Station drivers find the best deals.
Cheap Car Insurance Companies in Fallon Station, NV
Way's key takeaways about car insurance in Fallon Station
The auto insurance costs in Fallon Station fall around $341 for six
months.
The cheapest auto insurance company in Fallon Station is Capital Insurance Group.
Teen drivers pay the highest rate in Fallon Station at $194 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Fallon Station
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Fallon Station are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Fallon Station. Their Average 6 Month Premium is $273.
Encompass is the most
expensive at $399 for the same
period.
Cheapest Full Coverage Car Insurance in Fallon Station
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Fallon Station is Country Financial
at $57 per month and $341
for six months.
Cheapest Full Coverage Car Insurance Quotes in Fallon Station,
NV
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Average Car Insurance in Fallon Station by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Fallon Station, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Fallon Station, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Fallon Station's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Fallon Station
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Capital Insurance Group
$368
40s
Capital Insurance Group
$344
50s
Capital Insurance Group
$340
60s
Capital Insurance Group
$325
70s
Capital Insurance Group
$328
Cheapest Car Insurance Rates for Teen Drivers in
Fallon Station,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Fallon Station at $44
per
month. At $1145 for a six-month premium,
Kemper offers the most expensive rate for
teen drivers.
If you are in your twenties Capital Insurance Group is
the best choice for car
insurance in Fallon Station.
As young drivers face the highest rates in Fallon Station, Capital Insurance Group
offers the cheapest auto insurance rates at $368 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Fallon Station,
Nationwide is
the cheapest car insurance provider. At $287 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Fallon Station is State Farm, offering
rates of around $4175 for six
months.
Save up to $971/yr on car insurance rates in Fallon Station.
Car Insurance Rates with An Accident in Fallon Station
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Fallon Station, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Fallon Station
The cheapest car insurance companies after an at-fault accident in
Fallon Station include Capital Insurance Group
and Country Financial, offering $375
and $424,
respectively. AAA is an expensive provider
with an average six-month premium of
$3794.
Here is a list of driving violations that can increase your car
insurance rates in Fallon Station NV. For example, the car
insurance in Fallon Station
after a DUI increases to $751 for a six
month policy. While the rate increases by $249 for a six-month policy in the case of
a speeding ticket.
Fallon Station auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1105
$185
One Med/PIP claim
$1105
$188
Not-at-fault accident
$1155
$193
Two Med/PIP claims
$1155
$196
One comp claim
$1159
$194
Two comp claims
$1213
$206
Failure to wear a seat belt
$1296
$216
Child safety restraint
$1301
$221
Failure to show documents
$1305
$217
Driving without lights
$1325
$226
Driving with expired registration
$1330
$221
Speeding 6 - 10 MPH over limit
$1354
$230
Speeding 11 - 15 MPH over limit
$1359
$226
Speeding 16 - 20 MPH over limit
$1359
$231
Cell phone violation
$1364
$227
Driving too slowly
$1364
$232
Speeding in school zone
$1364
$227
Texting while driving
$1369
$233
Failure to stop at a red light
$1374
$229
Failure to yield
$1374
$234
Illegal turn
$1374
$229
Following too closely
$1383
$235
Wrong way/wrong lane
$1383
$230
Improper passing
$1388
$236
In 65 MPH zone
$1413
$235
Passing school bus
$1451
$247
Speeding 21 - 25 MPH over limit
$1461
$244
At-fault accident - less than $1000
$1486
$253
Operating a vehicle without permission
$1491
$248
Open container
$1564
$266
At-fault accident - $1000-$2000
$1622
$271
At-fault accident - greater than $2000
$1622
$276
Refusal to submit to a chemical test
$1788
$298
Racing
$1851
$315
Driving with a suspended license
$1856
$309
DUI
$1856
$316
Reckless driving
$1875
$312
Leaving scene of an accident/hit and run
$1929
$328
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Fallon Station after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Fallon Station.
The cheapest car insurance premiums in
Fallon Station are
offered by Country Financial at $341 for a six-month policy.
However, it can be as
expensive as $3234 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Fallon Station are offered by Country Financial
at $239. However,
it can be as expensive as $531
with companies like Amica for a similar
six-month premium.
Cheapest Car Insurance in Fallon Station after Speeding ticket
Car Insurance Price Trends in Fallon Station,
Nevada
Car insurance rates in Fallon Station have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Fallon Station rose by
$248 in December
compared to $247 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Fallon Station rose to $73 in December,
compared to $71 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Fallon Station by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Fallon Station. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Fallon Station?
The car insurance in Fallon Station is $45 per month, which is lower than the national average.
What is the cheapest car insurance in Fallon Station?
The cheapest car insurance in Fallon Station
is $57 per month
for full coverage.
How much is car insurance in Fallon Station for teenagers?
Car insurance for teenagers costs $258 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Fallon Station?
The average cost of car insurance is $1297 for a six-month
policy. It will cost around $179 per month to insure your
car in Fallon Station.
Is car insurance expensive in Fallon Station?
Car insurance can be expensive in Fallon Station if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Fallon Station can be
affordable.
What is the best car insurance in Fallon Station,
NV?
The best car insurance company in Fallon Station
NV is
Country Financial, offering $341 for a
six-month policy.
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Fallon Station Car Insurance
