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Cheapest Car Insurance Quotes in Round Hill Village

  • Finding the cheapest car insurance quotes in Round Hill Village shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Round Hill Village Car Insurance
$ 52

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Round Hill Village

The car insurance rate in Round Hill Village is $1232 for a six-month policy, which is $65 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $395, making it a popular choice for budget-conscious drivers. Rates in Round Hill Village can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Round Hill Village

$1232

National Average

$1140

Cheapest Car Insurance Companies in Round Hill Village

1st place: Country Financial

At $395 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city. 

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $615 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Nationwide

Nationwide offers auto insurance rates at $762 for six months, making it the third cheapest auto insurance company in Round Hill Village.

Round Hill Village Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Round Hill Village, NV is Country Financial, offering policies at just $395 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $615.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2461 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Round Hill Village drivers find the best deals.

Cheap Car Insurance Companies in Round Hill Village, NV

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $395 $66
Capital Insurance Group $615 $105
Nationwide $762 $128
Travelers $948 $160
USAA $1044 $176
Progressive $1083 $182
State Farm $1094 $184
Mercury $1112 $187
American Family $1326 $223
Encompass $1434 $244
Mendakota Ins Co $1591 $265
Farmers $1676 $282
Allstate $1710 $288
AAA $2461 $418
Key Takeaways

Way's key takeaways about car insurance in Round Hill Village

  • The auto insurance costs in Round Hill Village fall around $395 for six months. 
  • The cheapest auto insurance company in Round Hill Village is Capital Insurance Group.
  • Teen drivers pay the highest rate in Round Hill Village at $225 per month.

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Cheapest Minimum Liability Car Insurance in Round Hill Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Round Hill Village are given below. 

Capital Insurance Group provides the cheapest minimum car insurance coverage in Round Hill Village. Their Average 6 Month Premium is $316. Encompass is the most expensive at $463 for the same period. 

Cheapest Liability Coverage in Round Hill Village, NV

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $316 $52
Country Financial $333 $56
Nationwide $350 $59
USAA $372 $63
Mercury $390 $66
Progressive $446 $75
Travelers $451 $76
State Farm $524 $88
American Family $716 $121
Allstate $886 $149
AAA $948 $158
Farmers $1123 $191
National General $271 $46
Amica $322 $55
Encompass $463 $77

Cheapest Full Coverage Car Insurance in Round Hill Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Round Hill Village is Country Financial at $66 per month and $395 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Round Hill Village, NV

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $395 $66
Capital Insurance Group $615 $105
Nationwide $762 $128
Travelers $948 $160
USAA $1044 $176
Progressive $1083 $182
State Farm $1094 $184
Mercury $1112 $187
American Family $1326 $223
Encompass $1434 $244
Mendakota Ins Co $1591 $265
Farmers $1676 $282
Allstate $1710 $288
AAA $2461 $418

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Average Car Insurance in Round Hill Village by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Round Hill Village, NV increasing?

Despite maintaining a clean driving record, your car insurance rates in Round Hill Village, Nevada, may be increasing due to several external factors. Nevada has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Round Hill Village's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Round Hill Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
30s Capital Insurance Group $427
40s Capital Insurance Group $398
50s Capital Insurance Group $394
60s Capital Insurance Group $376
70s Capital Insurance Group $380

Cheapest Car Insurance Rates for Teen Drivers in Round Hill Village,NV

If you are planning to get a car insurance policy for your teenage dependent, Country Financial provides the cheapest car insurance in the Round Hill Village at $51 per month. At $1326 for a six-month premium, Kemper offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $299 $51
Capital Insurance Group $536 $89
Travelers $1179 $199
USAA $1749 $295
Nationwide $1783 $300
Progressive $2088 $352
State Farm $2906 $489
Mercury $3092 $521
American Family $3369 $567
AAA $6140 $1023
Allstate $6428 $1082
Farmers $9125 $1521
AIG $1038 $177
Amica $1236 $206
Kemper $1326 $225

Teen Car Insurance Rates in NV by Age

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Way Tip

If you are in your twenties Capital Insurance Group is the best choice for car insurance in Round Hill Village.

As young drivers face the highest rates in Round Hill Village, Capital Insurance Group offers the cheapest auto insurance rates at $427 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Round Hill Village, Nationwide is the cheapest car insurance provider. At $333 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Round Hill Village is State Farm, offering rates of around $4836 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Nationwide $333 $57
Country Financial $338 $56
Mercury $344 $59
Capital Insurance Group $428 $71
Nevada General Insurance $615 $105
Kemper $683 $114
Travelers $1061 $179
Progressive $1286 $217
USAA $1919 $326
Allstate $3081 $514
American Family $3183 $542
AAA $3628 $605
Farmers $3866 $657
State Farm $4836 $806

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Car Insurance Rates with An Accident in Round Hill Village

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Round Hill Village, NV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Round Hill Village

The cheapest car insurance companies after an at-fault accident in Round Hill Village include Capital Insurance Group and Country Financial, offering $434 and $491, respectively. AAA is an expensive provider with an average six-month premium of $4396.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $434 $72
Country Financial $491 $83
Encompass $581 $97
Travelers $796 $134
USAA $886 $149
Nationwide $982 $165
State Farm $1016 $171
Progressive $1061 $179
Mercury $1591 $268
Allstate $2359 $397
American Family $2895 $487
Farmers $3696 $629
AAA $4396 $732

Round Hill Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Round Hill Village NV. For example, the car insurance in Round Hill Village after a DUI increases to $869 for a six month policy. While the rate increases by $287 for a six-month policy in the case of a speeding ticket.  

Round Hill Village auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1281 $214
One Med/PIP claim $1281 $218
Not-at-fault accident $1338 $223
Two Med/PIP claims $1338 $227
One comp claim $1343 $224
Two comp claims $1405 $238
Failure to wear a seat belt $1501 $250
Child safety restraint $1507 $257
Failure to show documents $1512 $252
Driving without lights $1535 $261
Driving with expired registration $1541 $257
Speeding 6 - 10 MPH over limit $1568 $267
Speeding 11 - 15 MPH over limit $1574 $262
Speeding 16 - 20 MPH over limit $1574 $268
Cell phone violation $1580 $263
Driving too slowly $1580 $269
Speeding in school zone $1580 $263
Texting while driving $1586 $270
Failure to stop at a red light $1591 $265
Failure to yield $1591 $271
Illegal turn $1591 $265
Following too closely $1603 $273
Wrong way/wrong lane $1603 $267
Improper passing $1608 $274
In 65 MPH zone $1637 $273
Passing school bus $1682 $286
Speeding 21 - 25 MPH over limit $1693 $282
At-fault accident - less than $1000 $1721 $293
Operating a vehicle without permission $1727 $288
Open container $1812 $308
At-fault accident - $1000-$2000 $1879 $314
At-fault accident - greater than $2000 $1879 $319
Refusal to submit to a chemical test $2071 $345
Racing $2144 $365
Driving with a suspended license $2150 $358
DUI $2150 $366
Reckless driving $2173 $362
Leaving scene of an accident/hit and run $2234 $380

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Round Hill Village after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Round Hill Village.

The cheapest car insurance premiums in Round Hill Village are offered by Country Financial at $395 for a six-month policy. However, it can be as expensive as $3747 with companies like Farmers.

Round Hill Village car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $395 $67
Capital Insurance Group $615 $103
Kemper $683 $116
Nevada General Insurance $706 $118
Travelers $875 $147
Progressive $1140 $192
Nationwide $1259 $212
USAA $1524 $257
Mercury $1530 $257
State Farm $1547 $260
Allstate $2313 $390
American Family $2895 $487
AAA $3487 $593
Farmers $3747 $624

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Round Hill Village are offered by Country Financial at $276. However, it can be as expensive as $615 with companies like Amica for a similar six-month premium.

Cheapest Car Insurance in Round Hill Village after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $276 $47
Nationwide $299 $49
Mercury $328 $56
Capital Insurance Group $418 $69
State Farm $1169 $197
Progressive $1190 $200
USAA $1207 $205
Travelers $1281 $216
American Family $4954 $843
Allstate $5152 $859
AAA $5745 $977
Farmers $5891 $982
Kemper $564 $94
Chubb $587 $100
AIG $593 $99
Amica $615 $105

Car Insurance Price Trends in Round Hill Village, Nevada

Car insurance rates in Round Hill Village have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Round Hill Village rose by $288 in December compared to $286 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Round Hill Village rose to $85 in December, compared to $82 in November. This represents an increase of $3 when comparing December and November.


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Frequently Asked Questions

How much is car insurance in Round Hill Village?

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The car insurance in Round Hill Village is $52 per month, which is lower than the national average.

What is the cheapest car insurance in Round Hill Village?

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The cheapest car insurance in Round Hill Village is $66 per month for full coverage.

How much is car insurance in Round Hill Village for teenagers?

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Car insurance for teenagers costs $299 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Round Hill Village?

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The average cost of car insurance is $1297 for a six-month policy. It will cost around $207 per month to insure your car in Round Hill Village.

Is car insurance expensive in Round Hill Village?

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Car insurance can be expensive in Round Hill Village if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Round Hill Village can be affordable.

What is the best car insurance in Round Hill Village, NV?

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The best car insurance company in Round Hill Village NV is Country Financial, offering $395 for a six-month policy.

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