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Finding the cheapest car insurance quotes in Moapa Valley shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Moapa Valley
The car insurance rate in Moapa Valley is $1655 for a six-month policy, which is $190 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $470, making it a popular choice for budget-conscious drivers. Rates in Moapa Valley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $470 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $731 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $906
for six months, making it
the third cheapest auto insurance company in Moapa Valley.
Moapa Valley Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Moapa Valley, NV is Country Financial, offering policies at just $470 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $731.
At the higher end of the spectrum, Mendota is the most expensive, with rates reaching $2966 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Moapa Valley drivers find the best deals.
Way's key takeaways about car insurance in Moapa Valley
The auto insurance costs in Moapa Valley fall around $470 for six
months.
The cheapest auto insurance company in Moapa Valley is Capital Insurance Group.
Teen drivers pay the highest rate in Moapa Valley at $2053 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Moapa Valley
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Moapa Valley are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Moapa Valley. Their Average 6 Month Premium is $376.
Key Insurance is the most
expensive at $2370 for the same
period.
Cheapest Full Coverage Car Insurance in Moapa Valley
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Moapa Valley is Country Financial
at $80 per month and $470
for six months.
Cheapest Full Coverage Car Insurance Quotes in Moapa Valley,
NV
Get Your Car Insurance Quote in Moapa Valley
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Average Car Insurance in Moapa Valley by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Moapa Valley, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Moapa Valley, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Moapa Valley's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Moapa Valley
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Moapa Valley,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Moapa Valley at $61
per
month. At $12317 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Moapa Valley.
As young drivers face the highest rates in Moapa Valley, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Moapa Valley,
Nationwide is
the cheapest car insurance provider. At $395 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Moapa Valley is American Family, offering
rates of around $3785 for six
months.
Save up to $971/yr on car insurance rates in Moapa Valley.
Car Insurance Rates with An Accident in Moapa Valley
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Moapa Valley, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Moapa Valley
The cheapest car insurance companies after an at-fault accident in
Moapa Valley include Capital Insurance Group
and Country Financial, offering $516
and $584,
respectively. Farmers is an expensive provider
with an average six-month premium of
$5014.
Here is a list of driving violations that can increase your car
insurance rates in Moapa Valley NV. For example, the car
insurance in Moapa Valley
after a DUI increases to $1034 for a six
month policy. While the rate increases by $343 for a six-month policy in the case of
a speeding ticket.
Moapa Valley auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1523
$254
One Med/PIP claim
$1523
$259
Not-at-fault accident
$1591
$266
Two Med/PIP claims
$1591
$270
One comp claim
$1598
$267
Two comp claims
$1671
$284
Failure to wear a seat belt
$1785
$297
Child safety restraint
$1792
$305
Failure to show documents
$1799
$299
Driving without lights
$1826
$311
Driving with expired registration
$1833
$305
Speeding 6 - 10 MPH over limit
$1866
$318
Speeding 11 - 15 MPH over limit
$1872
$312
Speeding 16 - 20 MPH over limit
$1872
$319
Cell phone violation
$1879
$313
Driving too slowly
$1879
$320
Speeding in school zone
$1879
$313
Texting while driving
$1886
$321
Failure to stop at a red light
$1893
$315
Failure to yield
$1893
$322
Illegal turn
$1893
$315
Following too closely
$1906
$324
Wrong way/wrong lane
$1906
$318
Improper passing
$1913
$325
In 65 MPH zone
$1947
$324
Passing school bus
$2000
$340
Speeding 21 - 25 MPH over limit
$2014
$336
At-fault accident - less than $1000
$2048
$348
Operating a vehicle without permission
$2054
$342
Open container
$2155
$366
At-fault accident - $1000-$2000
$2235
$373
At-fault accident - greater than $2000
$2235
$380
Refusal to submit to a chemical test
$2463
$410
Racing
$2550
$434
Driving with a suspended license
$2557
$426
DUI
$2557
$435
Reckless driving
$2584
$431
Leaving scene of an accident/hit and run
$2658
$452
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Moapa Valley after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Moapa Valley.
The cheapest car insurance premiums in
Moapa Valley are
offered by Country Financial at $470 for a six-month policy.
However, it can be as
expensive as $5082 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Moapa Valley are offered by Country Financial
at $329. However,
it can be as expensive as $5893
with companies like American Family for a similar
six-month premium.
Cheapest Car Insurance in Moapa Valley after Speeding ticket
Car Insurance Price Trends in Moapa Valley,
Nevada
Car insurance rates in Moapa Valley have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Moapa Valley rose by
$355 in January
compared to $342 of December. In other words, there has been an increase by $13 when you
compare January and December.
The average cost of liability insurance in the Moapa Valley rose to $113 in January,
compared to $101 in December.
This represents an increase of $12
when comparing January and December.
Average Car Insurance Cost in Moapa Valley by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Moapa Valley. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Moapa Valley?
The car insurance in Moapa Valley is $64 per month, which is lower than the national average.
What is the cheapest car insurance in Moapa Valley?
The cheapest car insurance in Moapa Valley
is $80 per month
for full coverage.
How much is car insurance in Moapa Valley for teenagers?
Car insurance for teenagers costs $356 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Moapa Valley?
The average cost of car insurance is $1465 for a six-month
policy. It will cost around $278 per month to insure your
car in Moapa Valley.
Is car insurance expensive in Moapa Valley?
Car insurance can be expensive in Moapa Valley if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Moapa Valley can be
affordable.
What is the best car insurance in Moapa Valley,
NV?
The best car insurance company in Moapa Valley
NV is
Country Financial, offering $470 for a
six-month policy.
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