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Finding the cheapest car insurance quotes in Bunkerville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Bunkerville
The car insurance rate in Bunkerville is $1284 for a six-month policy, which is $13 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $412, making it a popular choice for budget-conscious drivers. Rates in Bunkerville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $412 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $641 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $794
for six months, making it
the third cheapest auto insurance company in Bunkerville.
Bunkerville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Bunkerville, NV is Country Financial, offering policies at just $412 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $641.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2564 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bunkerville drivers find the best deals.
Way's key takeaways about car insurance in Bunkerville
The auto insurance costs in Bunkerville fall around $412 for six
months.
The cheapest auto insurance company in Bunkerville is Capital Insurance Group.
Teen drivers pay the highest rate in Bunkerville at $235 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Bunkerville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Bunkerville are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Bunkerville. Their Average 6 Month Premium is $330.
Encompass is the most
expensive at $482 for the same
period.
Cheapest Full Coverage Car Insurance in Bunkerville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Bunkerville is Country Financial
at $68 per month and $412
for six months.
Cheapest Full Coverage Car Insurance Quotes in Bunkerville,
NV
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Average Car Insurance in Bunkerville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Bunkerville, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Bunkerville, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Bunkerville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Bunkerville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Capital Insurance Group
$445
40s
Capital Insurance Group
$415
50s
Capital Insurance Group
$411
60s
Capital Insurance Group
$392
70s
Capital Insurance Group
$396
Cheapest Car Insurance Rates for Teen Drivers in
Bunkerville,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Bunkerville at $53
per
month. At $1382 for a six-month premium,
Kemper offers the most expensive rate for
teen drivers.
If you are in your twenties Capital Insurance Group is
the best choice for car
insurance in Bunkerville.
As young drivers face the highest rates in Bunkerville, Capital Insurance Group
offers the cheapest auto insurance rates at $445 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Bunkerville,
Nationwide is
the cheapest car insurance provider. At $347 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Bunkerville is State Farm, offering
rates of around $5040 for six
months.
Save up to $971/yr on car insurance rates in Bunkerville.
Car Insurance Rates with An Accident in Bunkerville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Bunkerville, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Bunkerville
The cheapest car insurance companies after an at-fault accident in
Bunkerville include Capital Insurance Group
and Country Financial, offering $452
and $512,
respectively. AAA is an expensive provider
with an average six-month premium of
$4581.
Here is a list of driving violations that can increase your car
insurance rates in Bunkerville NV. For example, the car
insurance in Bunkerville
after a DUI increases to $905 for a six
month policy. While the rate increases by $299 for a six-month policy in the case of
a speeding ticket.
Bunkerville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1335
$223
One Med/PIP claim
$1335
$227
Not-at-fault accident
$1394
$233
Two Med/PIP claims
$1394
$237
One comp claim
$1400
$234
Two comp claims
$1464
$248
Failure to wear a seat belt
$1564
$260
Child safety restraint
$1570
$267
Failure to show documents
$1576
$262
Driving without lights
$1600
$272
Driving with expired registration
$1606
$267
Speeding 6 - 10 MPH over limit
$1634
$278
Speeding 11 - 15 MPH over limit
$1640
$273
Speeding 16 - 20 MPH over limit
$1640
$279
Cell phone violation
$1646
$274
Driving too slowly
$1646
$280
Speeding in school zone
$1646
$274
Texting while driving
$1652
$281
Failure to stop at a red light
$1658
$276
Failure to yield
$1658
$282
Illegal turn
$1658
$276
Following too closely
$1670
$284
Wrong way/wrong lane
$1670
$278
Improper passing
$1676
$285
In 65 MPH zone
$1706
$284
Passing school bus
$1752
$298
Speeding 21 - 25 MPH over limit
$1764
$294
At-fault accident - less than $1000
$1794
$305
Operating a vehicle without permission
$1800
$300
Open container
$1888
$321
At-fault accident - $1000-$2000
$1958
$327
At-fault accident - greater than $2000
$1958
$333
Refusal to submit to a chemical test
$2158
$359
Racing
$2234
$380
Driving with a suspended license
$2240
$373
DUI
$2240
$381
Reckless driving
$2264
$377
Leaving scene of an accident/hit and run
$2328
$396
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Bunkerville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Bunkerville.
The cheapest car insurance premiums in
Bunkerville are
offered by Country Financial at $412 for a six-month policy.
However, it can be as
expensive as $3905 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Bunkerville are offered by Country Financial
at $288. However,
it can be as expensive as $641
with companies like Amica for a similar
six-month premium.
Cheapest Car Insurance in Bunkerville after Speeding ticket
Car insurance rates in Bunkerville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Bunkerville rose by
$300 in December
compared to $298 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Bunkerville rose to $88 in December,
compared to $85 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in Bunkerville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Bunkerville. At $2568 for a
six-month policy, insuring
your car at 89007 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Bunkerville?
The car insurance in Bunkerville is $54 per month, which is lower than the national average.
What is the cheapest car insurance in Bunkerville?
The cheapest car insurance in Bunkerville
is $68 per month
for full coverage.
How much is car insurance in Bunkerville for teenagers?
Car insurance for teenagers costs $312 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Bunkerville?
The average cost of car insurance is $1297 for a six-month
policy. It will cost around $216 per month to insure your
car in Bunkerville.
Is car insurance expensive in Bunkerville?
Car insurance can be expensive in Bunkerville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Bunkerville can be
affordable.
What is the best car insurance in Bunkerville,
NV?
The best car insurance company in Bunkerville
NV is
Country Financial, offering $412 for a
six-month policy.
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