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Finding the cheapest car insurance quotes in Kingsbury shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Kingsbury
The car insurance rate in Kingsbury is $1245 for a six-month policy, which is $52 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $399, making it a popular choice for budget-conscious drivers. Rates in Kingsbury can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $399 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $621 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $770
for six months, making it
the third cheapest auto insurance company in Kingsbury.
Kingsbury Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Kingsbury, NV is Country Financial, offering policies at just $399 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $621.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2486 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kingsbury drivers find the best deals.
Way's key takeaways about car insurance in Kingsbury
The auto insurance costs in Kingsbury fall around $399 for six
months.
The cheapest auto insurance company in Kingsbury is Capital Insurance Group.
Teen drivers pay the highest rate in Kingsbury at $228 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Kingsbury
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Kingsbury are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Kingsbury. Their Average 6 Month Premium is $320.
Encompass is the most
expensive at $468 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Kingsbury is Country Financial
at $66 per month and $399
for six months.
Cheapest Full Coverage Car Insurance Quotes in Kingsbury,
NV
Get Your Car Insurance Quote in Kingsbury
Instantly!
Average Car Insurance in Kingsbury by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Kingsbury, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Kingsbury, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Kingsbury's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Kingsbury
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Capital Insurance Group
$431
40s
Capital Insurance Group
$402
50s
Capital Insurance Group
$398
60s
Capital Insurance Group
$380
70s
Capital Insurance Group
$384
Cheapest Car Insurance Rates for Teen Drivers in
Kingsbury,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Kingsbury at $52
per
month. At $1340 for a six-month premium,
Kemper offers the most expensive rate for
teen drivers.
If you are in your twenties Capital Insurance Group is
the best choice for car
insurance in Kingsbury.
As young drivers face the highest rates in Kingsbury, Capital Insurance Group
offers the cheapest auto insurance rates at $431 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Kingsbury,
Nationwide is
the cheapest car insurance provider. At $336 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Kingsbury is State Farm, offering
rates of around $4887 for six
months.
Save up to $971/yr on car insurance rates in Kingsbury.
Car Insurance Rates with An Accident in Kingsbury
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Kingsbury, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Kingsbury
The cheapest car insurance companies after an at-fault accident in
Kingsbury include Capital Insurance Group
and Country Financial, offering $439
and $496,
respectively. AAA is an expensive provider
with an average six-month premium of
$4442.
Here is a list of driving violations that can increase your car
insurance rates in Kingsbury NV. For example, the car
insurance in Kingsbury
after a DUI increases to $878 for a six
month policy. While the rate increases by $291 for a six-month policy in the case of
a speeding ticket.
Kingsbury auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1294
$216
One Med/PIP claim
$1294
$220
Not-at-fault accident
$1352
$226
Two Med/PIP claims
$1352
$229
One comp claim
$1357
$227
Two comp claims
$1420
$241
Failure to wear a seat belt
$1517
$252
Child safety restraint
$1523
$259
Failure to show documents
$1528
$254
Driving without lights
$1551
$264
Driving with expired registration
$1557
$259
Speeding 6 - 10 MPH over limit
$1585
$270
Speeding 11 - 15 MPH over limit
$1591
$265
Speeding 16 - 20 MPH over limit
$1591
$271
Cell phone violation
$1596
$266
Driving too slowly
$1596
$272
Speeding in school zone
$1596
$266
Texting while driving
$1602
$273
Failure to stop at a red light
$1608
$268
Failure to yield
$1608
$274
Illegal turn
$1608
$268
Following too closely
$1620
$276
Wrong way/wrong lane
$1620
$270
Improper passing
$1625
$276
In 65 MPH zone
$1654
$276
Passing school bus
$1699
$289
Speeding 21 - 25 MPH over limit
$1711
$285
At-fault accident - less than $1000
$1740
$296
Operating a vehicle without permission
$1745
$291
Open container
$1831
$311
At-fault accident - $1000-$2000
$1899
$317
At-fault accident - greater than $2000
$1899
$323
Refusal to submit to a chemical test
$2093
$348
Racing
$2167
$369
Driving with a suspended license
$2172
$362
DUI
$2172
$370
Reckless driving
$2196
$366
Leaving scene of an accident/hit and run
$2258
$384
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Kingsbury after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Kingsbury.
The cheapest car insurance premiums in
Kingsbury are
offered by Country Financial at $399 for a six-month policy.
However, it can be as
expensive as $3786 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Kingsbury are offered by Country Financial
at $279. However,
it can be as expensive as $621
with companies like Amica for a similar
six-month premium.
Cheapest Car Insurance in Kingsbury after Speeding ticket
Car insurance rates in Kingsbury have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Kingsbury rose by
$291 in December
compared to $289 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Kingsbury rose to $85 in December,
compared to $83 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Kingsbury by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Kingsbury. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Kingsbury?
The car insurance in Kingsbury is $53 per month, which is lower than the national average.
What is the cheapest car insurance in Kingsbury?
The cheapest car insurance in Kingsbury
is $66 per month
for full coverage.
How much is car insurance in Kingsbury for teenagers?
Car insurance for teenagers costs $302 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Kingsbury?
The average cost of car insurance is $1297 for a six-month
policy. It will cost around $209 per month to insure your
car in Kingsbury.
Is car insurance expensive in Kingsbury?
Car insurance can be expensive in Kingsbury if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Kingsbury can be
affordable.
What is the best car insurance in Kingsbury,
NV?
The best car insurance company in Kingsbury
NV is
Country Financial, offering $399 for a
six-month policy.
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