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Cheapest Car Insurance Quotes in Kingsbury

  • Finding the cheapest car insurance quotes in Kingsbury shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Kingsbury Car Insurance
$ 53

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Kingsbury

The car insurance rate in Kingsbury is $1245 for a six-month policy, which is $52 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $399, making it a popular choice for budget-conscious drivers. Rates in Kingsbury can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kingsbury

$1245

National Average

$1140

Cheapest Car Insurance Companies in Kingsbury

1st place: Country Financial

At $399 for a six month policy, Country Financial offers the cheapest auto insurance rates in the city. 

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $621 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Nationwide

Nationwide offers auto insurance rates at $770 for six months, making it the third cheapest auto insurance company in Kingsbury.

Kingsbury Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kingsbury, NV is Country Financial, offering policies at just $399 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $621.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2486 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kingsbury drivers find the best deals.

Cheap Car Insurance Companies in Kingsbury, NV

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $399 $66
Capital Insurance Group $621 $106
Nationwide $770 $130
Travelers $958 $161
USAA $1055 $178
Progressive $1094 $184
State Farm $1106 $186
Mercury $1123 $189
American Family $1340 $226
Encompass $1449 $247
Mendakota Ins Co $1608 $268
Farmers $1693 $285
Allstate $1728 $291
AAA $2486 $422
Key Takeaways

Way's key takeaways about car insurance in Kingsbury

  • The auto insurance costs in Kingsbury fall around $399 for six months. 
  • The cheapest auto insurance company in Kingsbury is Capital Insurance Group.
  • Teen drivers pay the highest rate in Kingsbury at $228 per month.

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Cheapest Minimum Liability Car Insurance in Kingsbury

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kingsbury are given below. 

Capital Insurance Group provides the cheapest minimum car insurance coverage in Kingsbury. Their Average 6 Month Premium is $320. Encompass is the most expensive at $468 for the same period. 

Cheapest Liability Coverage in Kingsbury, NV

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $320 $53
Country Financial $336 $57
Nationwide $353 $60
USAA $376 $63
Mercury $394 $66
Progressive $450 $76
Travelers $456 $77
State Farm $530 $89
American Family $724 $122
Allstate $896 $151
AAA $958 $159
Farmers $1135 $193
National General $274 $46
Amica $325 $56
Encompass $468 $78

Cheapest Full Coverage Car Insurance in Kingsbury

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kingsbury is Country Financial at $66 per month and $399 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Kingsbury, NV

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $399 $66
Capital Insurance Group $621 $106
Nationwide $770 $130
Travelers $958 $161
USAA $1055 $178
Progressive $1094 $184
State Farm $1106 $186
Mercury $1123 $189
American Family $1340 $226
Encompass $1449 $247
Mendakota Ins Co $1608 $268
Farmers $1693 $285
Allstate $1728 $291
AAA $2486 $422

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Average Car Insurance in Kingsbury by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kingsbury, NV increasing?

Despite maintaining a clean driving record, your car insurance rates in Kingsbury, Nevada, may be increasing due to several external factors. Nevada has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kingsbury's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Kingsbury

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
30s Capital Insurance Group $431
40s Capital Insurance Group $402
50s Capital Insurance Group $398
60s Capital Insurance Group $380
70s Capital Insurance Group $384

Cheapest Car Insurance Rates for Teen Drivers in Kingsbury,NV

If you are planning to get a car insurance policy for your teenage dependent, Country Financial provides the cheapest car insurance in the Kingsbury at $52 per month. At $1340 for a six-month premium, Kemper offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $302 $52
Capital Insurance Group $541 $90
Travelers $1191 $201
USAA $1767 $298
Nationwide $1802 $303
Progressive $2110 $355
State Farm $2937 $494
Mercury $3125 $526
American Family $3404 $573
AAA $6204 $1034
Allstate $6495 $1093
Farmers $9221 $1537
AIG $1049 $179
Amica $1249 $208
Kemper $1340 $228

Teen Car Insurance Rates in NV by Age

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Way Tip

If you are in your twenties Capital Insurance Group is the best choice for car insurance in Kingsbury.

As young drivers face the highest rates in Kingsbury, Capital Insurance Group offers the cheapest auto insurance rates at $431 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kingsbury, Nationwide is the cheapest car insurance provider. At $336 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kingsbury is State Farm, offering rates of around $4887 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Nationwide $336 $58
Country Financial $342 $57
Mercury $348 $60
Capital Insurance Group $433 $72
Nevada General Insurance $621 $106
Kemper $690 $115
Travelers $1072 $180
Progressive $1300 $219
USAA $1939 $329
Allstate $3113 $519
American Family $3216 $547
AAA $3666 $612
Farmers $3906 $664
State Farm $4887 $814

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Car Insurance Rates with An Accident in Kingsbury

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kingsbury, NV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kingsbury

The cheapest car insurance companies after an at-fault accident in Kingsbury include Capital Insurance Group and Country Financial, offering $439 and $496, respectively. AAA is an expensive provider with an average six-month premium of $4442.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $439 $73
Country Financial $496 $84
Encompass $588 $98
Travelers $804 $135
USAA $896 $151
Nationwide $993 $167
State Farm $1026 $173
Progressive $1072 $180
Mercury $1608 $271
Allstate $2384 $401
American Family $2925 $492
Farmers $3735 $636
AAA $4442 $740

Kingsbury Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kingsbury NV. For example, the car insurance in Kingsbury after a DUI increases to $878 for a six month policy. While the rate increases by $291 for a six-month policy in the case of a speeding ticket.  

Kingsbury auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1294 $216
One Med/PIP claim $1294 $220
Not-at-fault accident $1352 $226
Two Med/PIP claims $1352 $229
One comp claim $1357 $227
Two comp claims $1420 $241
Failure to wear a seat belt $1517 $252
Child safety restraint $1523 $259
Failure to show documents $1528 $254
Driving without lights $1551 $264
Driving with expired registration $1557 $259
Speeding 6 - 10 MPH over limit $1585 $270
Speeding 11 - 15 MPH over limit $1591 $265
Speeding 16 - 20 MPH over limit $1591 $271
Cell phone violation $1596 $266
Driving too slowly $1596 $272
Speeding in school zone $1596 $266
Texting while driving $1602 $273
Failure to stop at a red light $1608 $268
Failure to yield $1608 $274
Illegal turn $1608 $268
Following too closely $1620 $276
Wrong way/wrong lane $1620 $270
Improper passing $1625 $276
In 65 MPH zone $1654 $276
Passing school bus $1699 $289
Speeding 21 - 25 MPH over limit $1711 $285
At-fault accident - less than $1000 $1740 $296
Operating a vehicle without permission $1745 $291
Open container $1831 $311
At-fault accident - $1000-$2000 $1899 $317
At-fault accident - greater than $2000 $1899 $323
Refusal to submit to a chemical test $2093 $348
Racing $2167 $369
Driving with a suspended license $2172 $362
DUI $2172 $370
Reckless driving $2196 $366
Leaving scene of an accident/hit and run $2258 $384

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kingsbury after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kingsbury.

The cheapest car insurance premiums in Kingsbury are offered by Country Financial at $399 for a six-month policy. However, it can be as expensive as $3786 with companies like Farmers.

Kingsbury car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $399 $68
Capital Insurance Group $621 $104
Kemper $690 $117
Nevada General Insurance $713 $119
Travelers $884 $149
Progressive $1152 $194
Nationwide $1272 $214
USAA $1540 $259
Mercury $1546 $260
State Farm $1563 $263
Allstate $2338 $394
American Family $2925 $492
AAA $3524 $599
Farmers $3786 $631

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kingsbury are offered by Country Financial at $279. However, it can be as expensive as $621 with companies like Amica for a similar six-month premium.

Cheapest Car Insurance in Kingsbury after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Country Financial $279 $47
Nationwide $302 $50
Mercury $331 $57
Capital Insurance Group $422 $70
State Farm $1181 $199
Progressive $1203 $203
USAA $1220 $207
Travelers $1294 $218
American Family $5006 $852
Allstate $5206 $868
AAA $5805 $987
Farmers $5953 $993
Kemper $570 $95
Chubb $593 $101
AIG $599 $100
Amica $621 $106

Car Insurance Price Trends in Kingsbury, Nevada

Car insurance rates in Kingsbury have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kingsbury rose by $291 in December compared to $289 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Kingsbury rose to $85 in December, compared to $83 in November. This represents an increase of $2 when comparing December and November.


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Frequently Asked Questions

How much is car insurance in Kingsbury?

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The car insurance in Kingsbury is $53 per month, which is lower than the national average.

What is the cheapest car insurance in Kingsbury?

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The cheapest car insurance in Kingsbury is $66 per month for full coverage.

How much is car insurance in Kingsbury for teenagers?

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Car insurance for teenagers costs $302 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kingsbury?

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The average cost of car insurance is $1297 for a six-month policy. It will cost around $209 per month to insure your car in Kingsbury.

Is car insurance expensive in Kingsbury?

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Car insurance can be expensive in Kingsbury if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kingsbury can be affordable.

What is the best car insurance in Kingsbury, NV?

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The best car insurance company in Kingsbury NV is Country Financial, offering $399 for a six-month policy.

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