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Finding the cheapest car insurance quotes in Battle Mountain shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Battle Mountain
The car insurance rate in Battle Mountain is $952 for a six-month policy, which is $513 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $270, making it a popular choice for budget-conscious drivers. Rates in Battle Mountain can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Battle Mountain
1st place: Country Financial
At $270 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $421 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $521
for six months, making it
the third cheapest auto insurance company in Battle Mountain.
Battle Mountain Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Battle Mountain, NV is Country Financial, offering policies at just $270 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $421.
At the higher end of the spectrum, Mendota is the most expensive, with rates reaching $1706 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Battle Mountain drivers find the best deals.
Cheap Car Insurance Companies in Battle Mountain, NV
Way's key takeaways about car insurance in Battle Mountain
The auto insurance costs in Battle Mountain fall around $270 for six
months.
The cheapest auto insurance company in Battle Mountain is Capital Insurance Group.
Teen drivers pay the highest rate in Battle Mountain at $1181 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Battle Mountain
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Battle Mountain are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Battle Mountain. Their Average 6 Month Premium is $216.
Key Insurance is the most
expensive at $1363 for the same
period.
Cheapest Liability Coverage in Battle Mountain, NV
Cheapest Full Coverage Car Insurance in Battle Mountain
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Battle Mountain is Country Financial
at $46 per month and $270
for six months.
Cheapest Full Coverage Car Insurance Quotes in Battle Mountain,
NV
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Average Car Insurance in Battle Mountain by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Battle Mountain, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Battle Mountain, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Battle Mountain's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Battle Mountain
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Battle Mountain,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Battle Mountain at $35
per
month. At $7085 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Battle Mountain.
As young drivers face the highest rates in Battle Mountain, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Battle Mountain,
Nationwide is
the cheapest car insurance provider. At $228 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Battle Mountain is American Family, offering
rates of around $2178 for six
months.
Save up to $971/yr on car insurance rates in Battle Mountain.
Car Insurance Rates with An Accident in Battle Mountain
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Battle Mountain, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Battle Mountain
The cheapest car insurance companies after an at-fault accident in
Battle Mountain include Capital Insurance Group
and Country Financial, offering $297
and $336,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2884.
Here is a list of driving violations that can increase your car
insurance rates in Battle Mountain NV. For example, the car
insurance in Battle Mountain
after a DUI increases to $595 for a six
month policy. While the rate increases by $197 for a six-month policy in the case of
a speeding ticket.
Battle Mountain auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$876
$146
One Med/PIP claim
$876
$149
Not-at-fault accident
$915
$153
Two Med/PIP claims
$915
$155
One comp claim
$919
$153
Two comp claims
$961
$163
Failure to wear a seat belt
$1027
$171
Child safety restraint
$1031
$176
Failure to show documents
$1035
$172
Driving without lights
$1050
$179
Driving with expired registration
$1054
$176
Speeding 6 - 10 MPH over limit
$1073
$183
Speeding 11 - 15 MPH over limit
$1077
$179
Speeding 16 - 20 MPH over limit
$1077
$183
Cell phone violation
$1081
$180
Driving too slowly
$1081
$184
Speeding in school zone
$1081
$180
Texting while driving
$1085
$185
Failure to stop at a red light
$1089
$181
Failure to yield
$1089
$185
Illegal turn
$1089
$181
Following too closely
$1097
$187
Wrong way/wrong lane
$1097
$183
Improper passing
$1100
$187
In 65 MPH zone
$1120
$187
Passing school bus
$1151
$196
Speeding 21 - 25 MPH over limit
$1158
$193
At-fault accident - less than $1000
$1178
$200
Operating a vehicle without permission
$1182
$197
Open container
$1240
$211
At-fault accident - $1000-$2000
$1286
$215
At-fault accident - greater than $2000
$1286
$218
Refusal to submit to a chemical test
$1417
$236
Racing
$1467
$250
Driving with a suspended license
$1471
$245
DUI
$1471
$250
Reckless driving
$1487
$248
Leaving scene of an accident/hit and run
$1529
$260
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Battle Mountain after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Battle Mountain.
The cheapest car insurance premiums in
Battle Mountain are
offered by Country Financial at $270 for a six-month policy.
However, it can be as
expensive as $2923 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Battle Mountain are offered by Country Financial
at $189. However,
it can be as expensive as $3390
with companies like American Family for a similar
six-month premium.
Cheapest Car Insurance in Battle Mountain after Speeding ticket
Car Insurance Price Trends in Battle Mountain,
Nevada
Car insurance rates in Battle Mountain have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Battle Mountain rose by
$204 in January
compared to $197 of December. In other words, there has been an increase by $7 when you
compare January and December.
The average cost of liability insurance in the Battle Mountain rose to $65 in January,
compared to $58 in December.
This represents an increase of $7
when comparing January and December.
Average Car Insurance Cost in Battle Mountain by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Battle Mountain. At $1904 for a
six-month policy, insuring
your car at 89820 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Battle Mountain?
The car insurance in Battle Mountain is $37 per month, which is lower than the national average.
What is the cheapest car insurance in Battle Mountain?
The cheapest car insurance in Battle Mountain
is $46 per month
for full coverage.
How much is car insurance in Battle Mountain for teenagers?
Car insurance for teenagers costs $205 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Battle Mountain?
The average cost of car insurance is $1465 for a six-month
policy. It will cost around $160 per month to insure your
car in Battle Mountain.
Is car insurance expensive in Battle Mountain?
Car insurance can be expensive in Battle Mountain if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Battle Mountain can be
affordable.
What is the best car insurance in Battle Mountain,
NV?
The best car insurance company in Battle Mountain
NV is
Country Financial, offering $270 for a
six-month policy.
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Battle Mountain Car Insurance
