We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Orovada shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Orovada
The car insurance rate in Orovada is $1011 for a six-month policy, which is $454 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $287, making it a popular choice for budget-conscious drivers. Rates in Orovada can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $287 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: Capital Insurance Group
Capital Insurance Group offers auto
insurance rates at $446 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $553
for six months, making it
the third cheapest auto insurance company in Orovada.
Orovada Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Orovada, NV is Country Financial, offering policies at just $287 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $446.
At the higher end of the spectrum, Mendota is the most expensive, with rates reaching $1811 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Orovada drivers find the best deals.
Way's key takeaways about car insurance in Orovada
The auto insurance costs in Orovada fall around $287 for six
months.
The cheapest auto insurance company in Orovada is Capital Insurance Group.
Teen drivers pay the highest rate in Orovada at $1254 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Orovada
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Orovada are given below.
Capital Insurance Group provides
the cheapest minimum car insurance
coverage in Orovada. Their Average 6 Month Premium is $230.
Key Insurance is the most
expensive at $1447 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Orovada is Country Financial
at $49 per month and $287
for six months.
Cheapest Full Coverage Car Insurance Quotes in Orovada,
NV
Get Your Car Insurance Quote in Orovada
Instantly!
Average Car Insurance in Orovada by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Orovada, NV increasing?
Despite maintaining a clean driving record, your car insurance rates
in Orovada, Nevada, may be increasing due to several external factors.
Nevada has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Orovada's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Orovada
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Orovada,NV
If you are planning to get a car insurance policy for your teenage
dependent, Country Financial provides the cheapest car
insurance in the Orovada at $37
per
month. At $7521 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Orovada.
As young drivers face the highest rates in Orovada, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Orovada,
Nationwide is
the cheapest car insurance provider. At $241 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Orovada is American Family, offering
rates of around $2312 for six
months.
Save up to $971/yr on car insurance rates in Orovada.
Car Insurance Rates with An Accident in Orovada
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Orovada, NV,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Orovada
The cheapest car insurance companies after an at-fault accident in
Orovada include Capital Insurance Group
and Country Financial, offering $315
and $357,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3062.
Here is a list of driving violations that can increase your car
insurance rates in Orovada NV. For example, the car
insurance in Orovada
after a DUI increases to $631 for a six
month policy. While the rate increases by $209 for a six-month policy in the case of
a speeding ticket.
Orovada auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$930
$155
One Med/PIP claim
$930
$158
Not-at-fault accident
$972
$162
Two Med/PIP claims
$972
$165
One comp claim
$976
$163
Two comp claims
$1021
$173
Failure to wear a seat belt
$1090
$181
Child safety restraint
$1094
$186
Failure to show documents
$1098
$183
Driving without lights
$1115
$190
Driving with expired registration
$1119
$186
Speeding 6 - 10 MPH over limit
$1139
$194
Speeding 11 - 15 MPH over limit
$1143
$190
Speeding 16 - 20 MPH over limit
$1143
$195
Cell phone violation
$1147
$191
Driving too slowly
$1147
$195
Speeding in school zone
$1147
$191
Texting while driving
$1152
$196
Failure to stop at a red light
$1156
$193
Failure to yield
$1156
$197
Illegal turn
$1156
$193
Following too closely
$1164
$198
Wrong way/wrong lane
$1164
$194
Improper passing
$1168
$199
In 65 MPH zone
$1189
$198
Passing school bus
$1221
$208
Speeding 21 - 25 MPH over limit
$1230
$205
At-fault accident - less than $1000
$1250
$213
Operating a vehicle without permission
$1254
$209
Open container
$1316
$224
At-fault accident - $1000-$2000
$1365
$228
At-fault accident - greater than $2000
$1365
$232
Refusal to submit to a chemical test
$1504
$250
Racing
$1557
$265
Driving with a suspended license
$1561
$260
DUI
$1561
$266
Reckless driving
$1578
$263
Leaving scene of an accident/hit and run
$1623
$276
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Orovada after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Orovada.
The cheapest car insurance premiums in
Orovada are
offered by Country Financial at $287 for a six-month policy.
However, it can be as
expensive as $3103 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Orovada are offered by Country Financial
at $201. However,
it can be as expensive as $3598
with companies like American Family for a similar
six-month premium.
Cheapest Car Insurance in Orovada after Speeding ticket
Car insurance rates in Orovada have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Orovada rose by
$217 in January
compared to $209 of December. In other words, there has been an increase by $8 when you
compare January and December.
The average cost of liability insurance in the Orovada rose to $69 in January,
compared to $61 in December.
This represents an increase of $8
when comparing January and December.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Orovada. At $2021 for a
six-month policy, insuring
your car at 89425 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Orovada?
The car insurance in Orovada is $39 per month, which is lower than the national average.
What is the cheapest car insurance in Orovada?
The cheapest car insurance in Orovada
is $49 per month
for full coverage.
How much is car insurance in Orovada for teenagers?
Car insurance for teenagers costs $217 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Orovada?
The average cost of car insurance is $1465 for a six-month
policy. It will cost around $170 per month to insure your
car in Orovada.
Is car insurance expensive in Orovada?
Car insurance can be expensive in Orovada if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Orovada can be
affordable.
What is the best car insurance in Orovada,
NV?
The best car insurance company in Orovada
NV is
Country Financial, offering $287 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Orovada right now.
Find Car Insurance Rates in Cities Near Orovada, NV
Orovada Car Insurance
