Cheapest Car Insurance Quotes in Rocky River

Cheapest Minimum Liability Car Insurance in Rocky River

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Rocky River are given below. 

American Family provides the cheapest minimum car insurance coverage in Rocky River. Their Average 6 Month Premium is $128. Allstate is the most expensive at $460 for the same period. 

Cheapest Liability Coverage in Rocky River, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$128	$21
Central Mutual	$140	$23
Auto-Owners Insurance Co	$152	$26
Westfield	$157	$27
USAA	$163	$28
Erie	$182	$31
State Farm	$200	$34
Progressive	$218	$37
Nationwide	$243	$41
Travelers	$254	$43
Auto-Owners	$266	$45
Farmers	$340	$58
Grange	$369	$61
Allstate	$460	$78

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Cheapest Full Coverage Car Insurance in Rocky River

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Rocky River is American Family at $41 per month and $243 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Rocky River, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$243	$41
Auto-Owners Insurance Co	$388	$64
Travelers	$606	$103
Erie	$612	$103
State Farm	$618	$105
USAA	$618	$104
Hastings Mutual	$630	$107
Nationwide	$636	$107
Central Mutual	$733	$124
Progressive	$740	$124
Farmers	$897	$152
Grange	$958	$159
Allstate	$1097	$185
Westfield	$775	$132

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Car Insurance Premiums by Age in Rocky River

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$550
30s	USAA	$389
40s	USAA	$353
50s	USAA	$326
60s	USAA	$343
70s	USAA	$415

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Rocky River Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Rocky River OH. For example, the car insurance in Rocky River after a DUI increases to $709 for a six month policy. While the rate increases by $157 for a six-month policy in the case of a speeding ticket.  

Rocky River auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$746	$124
One Med/PIP claim	$763	$130
Not-at-fault accident	$775	$130
One comp claim	$794	$135
Two Med/PIP claims	$794	$133
Two comp claims	$830	$141
Failure to show documents	$836	$140
Driving without lights	$855	$145
Failure to wear a seat belt	$855	$143
Child safety restraint	$872	$148
Driving with expired registration	$872	$146
Driving too slowly	$903	$153
Speeding 11 - 15 MPH over limit	$903	$151
Speeding 6 - 10 MPH over limit	$903	$153
Speeding in school zone	$903	$151
Cell phone violation	$909	$155
Failure to yield	$909	$152
Following too closely	$909	$155
Illegal turn	$909	$152
Texting while driving	$909	$155
Wrong way/wrong lane	$909	$152
Failure to stop at a red light	$915	$156
Improper passing	$921	$153
Speeding 16 - 20 MPH over limit	$921	$157
At-fault accident - less than $1000	$952	$158
Passing school bus	$958	$163
Speeding 21 - 25 MPH over limit	$981	$163
In 65 MPH zone	$993	$169
At-fault accident - $1000-$2000	$1097	$183
At-fault accident - greater than $2000	$1103	$188
Open container	$1103	$184
Operating a vehicle without permission	$1109	$189
Reckless driving	$1406	$235
Racing	$1430	$243
Refusal to submit to a chemical test	$1430	$239
Driving with a suspended license	$1442	$245
DUI	$1455	$243
Leaving scene of an accident/hit and run	$1496	$254

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