Cheapest Car Insurance Quotes in Berlin Heights

Cheapest Minimum Liability Car Insurance in Berlin Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Berlin Heights are given below. 

American Family provides the cheapest minimum car insurance coverage in Berlin Heights. Their Average 6 Month Premium is $115. Allstate is the most expensive at $415 for the same period. 

Cheapest Liability Coverage in Berlin Heights, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$115	$19
Central Mutual	$126	$21
Auto-Owners Insurance Co	$137	$23
Westfield	$142	$24
USAA	$147	$25
Erie	$164	$28
State Farm	$180	$30
Progressive	$197	$33
Nationwide	$219	$37
Travelers	$229	$39
Auto-Owners	$240	$40
Farmers	$306	$52
Grange	$333	$55
Allstate	$415	$70

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Cheapest Full Coverage Car Insurance in Berlin Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Berlin Heights is American Family at $37 per month and $219 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Berlin Heights, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$219	$37
Auto-Owners Insurance Co	$350	$58
Travelers	$546	$93
Erie	$552	$93
State Farm	$558	$95
USAA	$558	$94
Hastings Mutual	$569	$97
Nationwide	$574	$97
Central Mutual	$661	$112
Progressive	$667	$112
Farmers	$809	$137
Grange	$864	$144
Allstate	$989	$167
Westfield	$699	$119

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Car Insurance Premiums by Age in Berlin Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$496
30s	USAA	$351
40s	USAA	$318
50s	USAA	$294
60s	USAA	$309
70s	USAA	$374

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Berlin Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Berlin Heights OH. For example, the car insurance in Berlin Heights after a DUI increases to $639 for a six month policy. While the rate increases by $141 for a six-month policy in the case of a speeding ticket.  

Berlin Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$673	$112
One Med/PIP claim	$688	$117
Not-at-fault accident	$699	$117
One comp claim	$716	$121
Two Med/PIP claims	$716	$120
Two comp claims	$749	$127
Failure to show documents	$754	$126
Driving without lights	$771	$131
Failure to wear a seat belt	$771	$129
Child safety restraint	$787	$133
Driving with expired registration	$787	$132
Driving too slowly	$814	$138
Speeding 11 - 15 MPH over limit	$814	$136
Speeding 6 - 10 MPH over limit	$814	$138
Speeding in school zone	$814	$136
Cell phone violation	$820	$140
Failure to yield	$820	$137
Following too closely	$820	$140
Illegal turn	$820	$137
Texting while driving	$820	$140
Wrong way/wrong lane	$820	$137
Failure to stop at a red light	$825	$141
Improper passing	$831	$138
Speeding 16 - 20 MPH over limit	$831	$142
At-fault accident - less than $1000	$858	$143
Passing school bus	$864	$147
Speeding 21 - 25 MPH over limit	$885	$147
In 65 MPH zone	$896	$153
At-fault accident - $1000-$2000	$989	$165
At-fault accident - greater than $2000	$995	$169
Open container	$995	$166
Operating a vehicle without permission	$1000	$170
Reckless driving	$1268	$212
Racing	$1290	$219
Refusal to submit to a chemical test	$1290	$215
Driving with a suspended license	$1301	$221
DUI	$1312	$219
Leaving scene of an accident/hit and run	$1350	$229

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