Cheapest Car Insurance Quotes in Kingsville

Finding the cheapest car insurance quotes in Kingsville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Kingsville Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kingsville

The car insurance rate in Kingsville is $743 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $238, making it a popular choice for budget-conscious drivers. Rates in Kingsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kingsville

$743

Avg. Car Insurance in Ohio

$743

National Average

$1278

Cheapest Car Insurance Companies in Kingsville

1st place: American Family

At $238 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $380 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $594 for six months, making it the third cheapest auto insurance company in Kingsville.

Kingsville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kingsville, OH is American Family, offering policies at just $238 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $380.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1140 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kingsville drivers find the best deals.

Cheap Car Insurance Companies in Kingsville, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$238	$40
Auto-Owners Insurance Co	$380	$63
Travelers	$594	$101
State Farm	$606	$101
Hastings Mutual	$618	$105
USAA	$624	$105
Erie	$647	$109
Nationwide	$683	$115
Central Mutual	$719	$122
Progressive	$748	$126
Auto-Owners	$808	$137
Farmers	$879	$147
Westfield	$1034	$176
Cincinnati	$1081	$180
Grange	$1099	$187
Allstate	$1140	$192

Key Takeaways

Way's key takeaways about car insurance in Kingsville

The auto insurance costs in Kingsville fall around $238 for six months.
The cheapest auto insurance company in Kingsville is American Family.
Teen drivers pay the highest rate in Kingsville at $707 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Kingsville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kingsville are given below.

American Family provides the cheapest minimum car insurance coverage in Kingsville. Their Average 6 Month Premium is $125. Allstate is the most expensive at $451 for the same period.

Cheapest Liability Coverage in Kingsville, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$125	$21
Central Mutual	$137	$23
Auto-Owners Insurance Co	$149	$25
USAA	$172	$29
Erie	$184	$31
Westfield	$184	$31
State Farm	$196	$33
Progressive	$226	$38
Auto-Owners	$249	$42
Travelers	$249	$42
Nationwide	$303	$51
Farmers	$333	$55
Grange	$392	$67
Cincinnati	$416	$69
Allstate	$451	$76

Cheapest Full Coverage Car Insurance in Kingsville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kingsville is American Family at $40 per month and $238 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kingsville, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$238	$40
Auto-Owners Insurance Co	$380	$63
Travelers	$594	$101
State Farm	$606	$101
Hastings Mutual	$618	$105
USAA	$624	$105
Erie	$647	$109
Nationwide	$683	$115
Central Mutual	$719	$122
Progressive	$748	$126
Auto-Owners	$808	$137
Farmers	$879	$147
Westfield	$1034	$176
Cincinnati	$1081	$180
Grange	$1099	$187
Allstate	$1140	$192

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Kingsville Instantly!

Average Car Insurance in Kingsville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kingsville, OH increasing?

Despite maintaining a clean driving record, your car insurance rates in Kingsville, Ohio, may be increasing due to several external factors. Ohio has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kingsville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kingsville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$568
30s	USAA	$402
40s	USAA	$364
50s	USAA	$337
60s	USAA	$354
70s	USAA	$429

Cheapest Car Insurance Rates for Teen Drivers in Kingsville,OH

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Kingsville at $22 per month. At $4158 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$131	$22
USAA	$802	$135
Erie	$921	$155
Travelers	$1075	$181
Westfield	$1200	$202
Progressive	$1729	$291
Nationwide	$2204	$371
Auto-Owners	$2352	$392
Allstate	$2406	$405
State Farm	$2465	$411
Cincinnati	$3124	$531
Grange	$3154	$526
Farmers	$4158	$707

Teen Car Insurance Rates in OH by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Kingsville.

As young drivers face the highest rates in Kingsville, USAA offers the cheapest auto insurance rates at $568 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kingsville, American Family is the cheapest car insurance provider. At $202 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kingsville is AutoOwners, offering rates of around $2257 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$202	$34
Progressive	$743	$125
Nationwide	$855	$144
USAA	$873	$146
Grange	$885	$149
Erie	$903	$152
Westfield	$1057	$178
Cincinnati	$1634	$272
Allstate	$1948	$331
Auto-Owners	$2257	$376

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Kingsville.

Car Insurance Rates with An Accident in Kingsville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kingsville, OH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kingsville

The cheapest car insurance companies after an at-fault accident in Kingsville include Central Mutual and American Family, offering $137 and $154, respectively. State Farm is an expensive provider with an average six-month premium of $4562.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Central Mutual	$137	$23
American Family	$154	$26
Auto-Owners Insurance Co	$238	$40
Erie	$422	$71
Westfield	$630	$106
Nationwide	$855	$144
Travelers	$915	$154
USAA	$1236	$208
Auto-Owners	$1283	$216
Grange	$1348	$229
Progressive	$1960	$330
Cincinnati	$2014	$342
Allstate	$2400	$404
State Farm	$4562	$776

Kingsville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kingsville OH. For example, the car insurance in Kingsville after a DUI increases to $695 for a six month policy. While the rate increases by $154 for a six-month policy in the case of a speeding ticket.

Kingsville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$731	$122
One Med/PIP claim	$748	$127
Not-at-fault accident	$760	$127
One comp claim	$778	$132
Two Med/PIP claims	$778	$130
Two comp claims	$814	$138
Failure to show documents	$820	$137
Driving without lights	$838	$142
Failure to wear a seat belt	$838	$140
Child safety restraint	$855	$145
Driving with expired registration	$855	$143
Driving too slowly	$885	$150
Speeding 11 - 15 MPH over limit	$885	$148
Speeding 6 - 10 MPH over limit	$885	$150
Speeding in school zone	$885	$148
Cell phone violation	$891	$152
Failure to yield	$891	$149
Following too closely	$891	$152
Illegal turn	$891	$149
Texting while driving	$891	$152
Wrong way/wrong lane	$891	$149
Failure to stop at a red light	$897	$153
Improper passing	$903	$150
Speeding 16 - 20 MPH over limit	$903	$154
At-fault accident - less than $1000	$933	$155
Passing school bus	$939	$160
Speeding 21 - 25 MPH over limit	$962	$160
In 65 MPH zone	$974	$166
At-fault accident - $1000-$2000	$1075	$179
At-fault accident - greater than $2000	$1081	$184
Open container	$1081	$180
Operating a vehicle without permission	$1087	$185
Reckless driving	$1378	$230
Racing	$1402	$238
Refusal to submit to a chemical test	$1402	$234
Driving with a suspended license	$1414	$240
DUI	$1426	$238
Leaving scene of an accident/hit and run	$1467	$249

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kingsville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kingsville.

The cheapest car insurance premiums in Kingsville are offered by American Family at $154 for a six-month policy. However, it can be as expensive as $2643 with companies like Cincinnati.

Kingsville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$154	$26
Travelers	$493	$83
Progressive	$594	$100
Erie	$612	$103
USAA	$695	$117
State Farm	$956	$163
Nationwide	$1093	$184
Farmers	$1188	$202
Auto-Owners	$1527	$254
Allstate	$1562	$263
Grange	$1764	$294
Westfield	$2293	$390
Cincinnati	$2643	$441

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kingsville are offered by American Family at $154. However, it can be as expensive as $1574 with companies like Grange for a similar six-month premium.

Cheapest Car Insurance in Kingsville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$154	$26
Auto-Owners Insurance Co	$154	$26
Erie	$440	$74
Progressive	$612	$103
USAA	$630	$105
Westfield	$707	$119
Nationwide	$713	$120
Auto-Owners	$808	$137
Cincinnati	$1277	$213
Allstate	$1491	$254
Grange	$1574	$262

Car Insurance Price Trends in Kingsville, Ohio

Car insurance rates in Kingsville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kingsville rose by $149 in January compared to $119 of December. In other words, there has been an increase by $30 when you compare January and December.

The average cost of liability insurance in the Kingsville rose to $39 in January, compared to $36 in December. This represents an increase of $3 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Kingsville?

The car insurance in Kingsville is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Kingsville?

The cheapest car insurance in Kingsville is $40 per month for full coverage.

How much is car insurance in Kingsville for teenagers?

Car insurance for teenagers costs $131 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kingsville?

The average cost of car insurance is $743 for a six-month policy. It will cost around $125 per month to insure your car in Kingsville.

Is car insurance expensive in Kingsville?

Car insurance can be expensive in Kingsville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kingsville can be affordable.

Cheapest Car Insurance Quotes in Kingsville

Why you can trust Way?

How Much Is Car Insurance in Kingsville

Avg. Car Insurance in Kingsville

Avg. Car Insurance in Ohio

National Average

Cheapest Car Insurance Companies in Kingsville

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Travelers

Kingsville Car Insurance Rates by Company

Cheap Car Insurance Companies in Kingsville, OH

Way's key takeaways about car insurance in Kingsville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kingsville

Cheapest Liability Coverage in Kingsville, OH

Cheapest Full Coverage Car Insurance in Kingsville

Cheapest Full Coverage Car Insurance Quotes in Kingsville, OH

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kingsville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kingsville, OH increasing?

Car Insurance Premiums by Age in Kingsville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kingsville,OH

If you are in your twenties USAA is the best choice for car insurance in Kingsville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kingsville

Cheapest Car Insurance Companies after an At-Fault Accident in Kingsville

Kingsville Car Insurance Rates by Violation

Kingsville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kingsville after a DUI

Kingsville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kingsville after Speeding ticket

Car Insurance Price Trends in Kingsville, Ohio

Average Car Insurance Cost in Kingsville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kingsville, OH

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources