Cheapest Car Insurance Quotes in Cherry Fork

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Cherry Fork Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cherry Fork

The car insurance rate in Cherry Fork is $701 for a six-month policy, which is $33 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $250, making it a popular choice for budget-conscious drivers. Rates in Cherry Fork can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cherry Fork

$701

Avg. Car Insurance in Ohio

$668

National Average

$1140

Cheapest Car Insurance Companies in Cherry Fork

1st place: American Family

At $250 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $399 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $624 for six months, making it the third cheapest auto insurance company in Cherry Fork.

Cherry Fork Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cherry Fork, OH is American Family, offering policies at just $250 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $399.

At the higher end of the spectrum, Westfield is the most expensive, with rates reaching $798 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cherry Fork drivers find the best deals.

Cheap Car Insurance Companies in Cherry Fork, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$250	$42
Auto-Owners Insurance Co	$399	$66
Travelers	$624	$106
Erie	$630	$106
State Farm	$636	$108
USAA	$636	$107
Hastings Mutual	$649	$110
Nationwide	$655	$110
Central Mutual	$755	$128
Progressive	$761	$128
Farmers	$923	$156
Grange	$986	$164
Allstate	$1129	$190
Westfield	$798	$135

Key Takeaways

Way's key takeaways about car insurance in Cherry Fork

The auto insurance costs in Cherry Fork fall around $250 for six months.
The cheapest auto insurance company in Cherry Fork is American Family.
Teen drivers pay the highest rate in Cherry Fork at $742 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Cherry Fork

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cherry Fork are given below.

American Family provides the cheapest minimum car insurance coverage in Cherry Fork. Their Average 6 Month Premium is $131. Allstate is the most expensive at $474 for the same period.

Cheapest Liability Coverage in Cherry Fork, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$131	$22
Central Mutual	$144	$24
Auto-Owners Insurance Co	$156	$26
Westfield	$162	$27
USAA	$168	$28
Erie	$187	$32
State Farm	$206	$35
Progressive	$225	$38
Nationwide	$250	$42
Travelers	$261	$44
Auto-Owners	$274	$46
Farmers	$350	$60
Grange	$380	$63
Allstate	$474	$80

Cheapest Full Coverage Car Insurance in Cherry Fork

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cherry Fork is American Family at $42 per month and $250 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cherry Fork, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$250	$42
Auto-Owners Insurance Co	$399	$66
Travelers	$624	$106
Erie	$630	$106
State Farm	$636	$108
USAA	$636	$107
Hastings Mutual	$649	$110
Nationwide	$655	$110
Central Mutual	$755	$128
Progressive	$761	$128
Farmers	$923	$156
Grange	$986	$164
Allstate	$1129	$190
Westfield	$798	$135

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Average Car Insurance in Cherry Fork by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cherry Fork, OH increasing?

Despite maintaining a clean driving record, your car insurance rates in Cherry Fork, Ohio, may be increasing due to several external factors. Ohio has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cherry Fork's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cherry Fork

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$566
30s	USAA	$400
40s	USAA	$363
50s	USAA	$336
60s	USAA	$353
70s	USAA	$427

Cheapest Car Insurance Rates for Teen Drivers in Cherry Fork,OH

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Cherry Fork at $23 per month. At $4366 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$138	$23
Westfield	$168	$28
USAA	$867	$146
Erie	$923	$155
Travelers	$1129	$190
Nationwide	$1759	$296
Progressive	$1765	$297
Allstate	$2401	$404
State Farm	$2588	$440
Grange	$2857	$476
Farmers	$4366	$742

Teen Car Insurance Rates in OH by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Cherry Fork.

As young drivers face the highest rates in Cherry Fork, USAA offers the cheapest auto insurance rates at $566 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Cherry Fork, American Family is the cheapest car insurance provider. At $212 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Cherry Fork is Allstate, offering rates of around $1803 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$212	$36
Westfield	$268	$45
Nationwide	$711	$120
Erie	$736	$124
Progressive	$736	$124
USAA	$798	$133
Grange	$817	$138
Allstate	$1803	$300

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Cherry Fork.

Car Insurance Rates with An Accident in Cherry Fork

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cherry Fork, OH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cherry Fork

The cheapest car insurance companies after an at-fault accident in Cherry Fork include Central Mutual and American Family, offering $144 and $162, respectively. Frankenmuth is an expensive provider with an average six-month premium of $256.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Central Mutual	$144	$24
American Family	$162	$27
Auto-Owners Insurance Co	$250	$42
Westfield	$250	$42
Erie	$343	$58
Nationwide	$717	$121
Travelers	$961	$162
Grange	$1203	$205
USAA	$1266	$213
Auto-Owners	$1428	$240
Progressive	$2021	$340
Allstate	$2382	$401
State Farm	$4790	$798
Frankenmuth	$256	$43

Cherry Fork Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cherry Fork OH. For example, the car insurance in Cherry Fork after a DUI increases to $729 for a six month policy. While the rate increases by $161 for a six-month policy in the case of a speeding ticket.

Cherry Fork auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$768	$128
One Med/PIP claim	$785	$133
Not-at-fault accident	$798	$133
One comp claim	$817	$139
Two Med/PIP claims	$817	$137
Two comp claims	$855	$145
Failure to show documents	$861	$144
Driving without lights	$880	$149
Failure to wear a seat belt	$880	$147
Child safety restraint	$898	$152
Driving with expired registration	$898	$150
Driving too slowly	$929	$158
Speeding 11 - 15 MPH over limit	$929	$155
Speeding 6 - 10 MPH over limit	$929	$158
Speeding in school zone	$929	$155
Cell phone violation	$936	$160
Failure to yield	$936	$156
Following too closely	$936	$160
Illegal turn	$936	$156
Texting while driving	$936	$160
Wrong way/wrong lane	$936	$156
Failure to stop at a red light	$942	$161
Improper passing	$948	$158
Speeding 16 - 20 MPH over limit	$948	$162
At-fault accident - less than $1000	$980	$163
Passing school bus	$986	$168
Speeding 21 - 25 MPH over limit	$1010	$168
In 65 MPH zone	$1023	$174
At-fault accident - $1000-$2000	$1129	$188
At-fault accident - greater than $2000	$1135	$193
Open container	$1135	$189
Operating a vehicle without permission	$1141	$194
Reckless driving	$1447	$242
Racing	$1472	$250
Refusal to submit to a chemical test	$1472	$246
Driving with a suspended license	$1485	$252
DUI	$1497	$250
Leaving scene of an accident/hit and run	$1540	$261

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cherry Fork after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cherry Fork.

The cheapest car insurance premiums in Cherry Fork are offered by American Family at $162 for a six-month policy. However, it can be as expensive as $1578 with companies like Grange.

Cherry Fork car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$162	$27
Erie	$486	$82
Travelers	$518	$87
Progressive	$605	$102
USAA	$630	$106
Nationwide	$917	$154
State Farm	$1004	$171
Farmers	$1247	$208
Allstate	$1528	$257
Grange	$1578	$263

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cherry Fork are offered by American Family at $162. However, it can be as expensive as $1415 with companies like Grange for a similar six-month premium.

Cheapest Car Insurance in Cherry Fork after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$162	$27
Auto-Owners Insurance Co	$162	$27
Westfield	$174	$29
Erie	$362	$61
USAA	$573	$96
Nationwide	$599	$101
Progressive	$630	$106
Allstate	$1372	$233
Grange	$1415	$236

Car Insurance Price Trends in Cherry Fork, Ohio

Car insurance rates in Cherry Fork have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cherry Fork rose by $125 in December compared to $122 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Cherry Fork rose to $38 in December, compared to $37 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Cherry Fork?

The car insurance in Cherry Fork is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Cherry Fork?

The cheapest car insurance in Cherry Fork is $42 per month for full coverage.

How much is car insurance in Cherry Fork for teenagers?

Car insurance for teenagers costs $138 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cherry Fork?

The average cost of car insurance is $668 for a six-month policy. It will cost around $118 per month to insure your car in Cherry Fork.

Is car insurance expensive in Cherry Fork?

Car insurance can be expensive in Cherry Fork if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cherry Fork can be affordable.

Cheapest Car Insurance Quotes in Cherry Fork

Why you can trust Way?

How Much Is Car Insurance in Cherry Fork

Avg. Car Insurance in Cherry Fork

Avg. Car Insurance in Ohio

National Average

Cheapest Car Insurance Companies in Cherry Fork

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Travelers

Cherry Fork Car Insurance Rates by Company

Cheap Car Insurance Companies in Cherry Fork, OH

Way's key takeaways about car insurance in Cherry Fork

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Cherry Fork

Cheapest Liability Coverage in Cherry Fork, OH

Cheapest Full Coverage Car Insurance in Cherry Fork

Cheapest Full Coverage Car Insurance Quotes in Cherry Fork, OH

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Cherry Fork by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Cherry Fork, OH increasing?

Car Insurance Premiums by Age in Cherry Fork

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Cherry Fork,OH

If you are in your twenties USAA is the best choice for car insurance in Cherry Fork.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Cherry Fork

Cheapest Car Insurance Companies after an At-Fault Accident in Cherry Fork

Cherry Fork Car Insurance Rates by Violation

Cherry Fork auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Cherry Fork after a DUI

Cherry Fork car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Cherry Fork after Speeding ticket

Car Insurance Price Trends in Cherry Fork, Ohio

Average Car Insurance Cost in Cherry Fork by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Cherry Fork, OH

Car Insurance Rates by State in the USA (2025 Update)

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