Cheapest Car Insurance Quotes in Newton Falls

Finding the cheapest car insurance quotes in Newton Falls shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Newton Falls Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Newton Falls

The car insurance rate in Newton Falls is $661 for a six-month policy, which is $7 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $236, making it a popular choice for budget-conscious drivers. Rates in Newton Falls can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Newton Falls

$661

Avg. Car Insurance in Ohio

$668

National Average

$1140

Cheapest Car Insurance Companies in Newton Falls

1st place: American Family

At $236 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $376 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $588 for six months, making it the third cheapest auto insurance company in Newton Falls.

Newton Falls Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Newton Falls, OH is American Family, offering policies at just $236 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $376.

At the higher end of the spectrum, Westfield is the most expensive, with rates reaching $752 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newton Falls drivers find the best deals.

Cheap Car Insurance Companies in Newton Falls, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$236	$40
Auto-Owners Insurance Co	$376	$62
Travelers	$588	$100
Erie	$594	$100
State Farm	$600	$102
USAA	$600	$101
Hastings Mutual	$612	$104
Nationwide	$618	$104
Central Mutual	$712	$121
Progressive	$718	$121
Farmers	$870	$148
Grange	$930	$154
Allstate	$1064	$179
Westfield	$752	$128

Key Takeaways

Way's key takeaways about car insurance in Newton Falls

The auto insurance costs in Newton Falls fall around $236 for six months.
The cheapest auto insurance company in Newton Falls is American Family.
Teen drivers pay the highest rate in Newton Falls at $700 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Newton Falls

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Newton Falls are given below.

American Family provides the cheapest minimum car insurance coverage in Newton Falls. Their Average 6 Month Premium is $124. Allstate is the most expensive at $446 for the same period.

Cheapest Liability Coverage in Newton Falls, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$124	$21
Central Mutual	$136	$23
Auto-Owners Insurance Co	$148	$25
Westfield	$152	$26
USAA	$158	$27
Erie	$176	$30
State Farm	$194	$33
Progressive	$212	$36
Nationwide	$236	$40
Travelers	$247	$42
Auto-Owners	$258	$44
Farmers	$330	$56
Grange	$358	$59
Allstate	$446	$75

Cheapest Full Coverage Car Insurance in Newton Falls

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Newton Falls is American Family at $40 per month and $236 for six months.

Cheapest Full Coverage Car Insurance Quotes in Newton Falls, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$236	$40
Auto-Owners Insurance Co	$376	$62
Travelers	$588	$100
Erie	$594	$100
State Farm	$600	$102
USAA	$600	$101
Hastings Mutual	$612	$104
Nationwide	$618	$104
Central Mutual	$712	$121
Progressive	$718	$121
Farmers	$870	$148
Grange	$930	$154
Allstate	$1064	$179
Westfield	$752	$128

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Newton Falls Instantly!

Average Car Insurance in Newton Falls by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Newton Falls, OH increasing?

Despite maintaining a clean driving record, your car insurance rates in Newton Falls, Ohio, may be increasing due to several external factors. Ohio has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Newton Falls's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Newton Falls

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$534
30s	USAA	$377
40s	USAA	$343
50s	USAA	$317
60s	USAA	$333
70s	USAA	$403

Cheapest Car Insurance Rates for Teen Drivers in Newton Falls,OH

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Newton Falls at $22 per month. At $4116 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$130	$22
Westfield	$158	$27
USAA	$818	$138
Erie	$870	$147
Travelers	$1064	$179
Nationwide	$1658	$279
Progressive	$1664	$280
Allstate	$2264	$381
State Farm	$2440	$415
Grange	$2694	$448
Farmers	$4116	$700

Teen Car Insurance Rates in OH by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Newton Falls.

As young drivers face the highest rates in Newton Falls, USAA offers the cheapest auto insurance rates at $534 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Newton Falls, American Family is the cheapest car insurance provider. At $200 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Newton Falls is Allstate, offering rates of around $1700 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$200	$34
Westfield	$252	$43
Nationwide	$670	$113
Erie	$694	$117
Progressive	$694	$117
USAA	$752	$126
Grange	$770	$130
Allstate	$1700	$283

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Newton Falls.

Car Insurance Rates with An Accident in Newton Falls

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Newton Falls, OH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Newton Falls

The cheapest car insurance companies after an at-fault accident in Newton Falls include Central Mutual and American Family, offering $136 and $152, respectively. Frankenmuth is an expensive provider with an average six-month premium of $242.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Central Mutual	$136	$23
American Family	$152	$26
Auto-Owners Insurance Co	$236	$40
Westfield	$236	$40
Erie	$324	$54
Nationwide	$676	$114
Travelers	$906	$152
Grange	$1135	$193
USAA	$1194	$201
Auto-Owners	$1346	$227
Progressive	$1906	$321
Allstate	$2246	$378
State Farm	$4516	$752
Frankenmuth	$242	$41

Newton Falls Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Newton Falls OH. For example, the car insurance in Newton Falls after a DUI increases to $688 for a six month policy. While the rate increases by $152 for a six-month policy in the case of a speeding ticket.

Newton Falls auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$724	$121
One Med/PIP claim	$741	$126
Not-at-fault accident	$752	$126
One comp claim	$770	$131
Two Med/PIP claims	$770	$129
Two comp claims	$806	$137
Failure to show documents	$812	$136
Driving without lights	$830	$141
Failure to wear a seat belt	$830	$139
Child safety restraint	$846	$144
Driving with expired registration	$846	$142
Driving too slowly	$876	$149
Speeding 11 - 15 MPH over limit	$876	$147
Speeding 6 - 10 MPH over limit	$876	$149
Speeding in school zone	$876	$147
Cell phone violation	$882	$150
Failure to yield	$882	$148
Following too closely	$882	$150
Illegal turn	$882	$148
Texting while driving	$882	$150
Wrong way/wrong lane	$882	$148
Failure to stop at a red light	$888	$151
Improper passing	$894	$149
Speeding 16 - 20 MPH over limit	$894	$152
At-fault accident - less than $1000	$924	$153
Passing school bus	$930	$158
Speeding 21 - 25 MPH over limit	$952	$158
In 65 MPH zone	$964	$164
At-fault accident - $1000-$2000	$1064	$177
At-fault accident - greater than $2000	$1070	$182
Open container	$1070	$178
Operating a vehicle without permission	$1076	$183
Reckless driving	$1364	$228
Racing	$1388	$236
Refusal to submit to a chemical test	$1388	$232
Driving with a suspended license	$1400	$238
DUI	$1412	$236
Leaving scene of an accident/hit and run	$1452	$247

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Newton Falls after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Newton Falls.

The cheapest car insurance premiums in Newton Falls are offered by American Family at $152 for a six-month policy. However, it can be as expensive as $1488 with companies like Grange.

Newton Falls car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$152	$26
Erie	$458	$77
Travelers	$488	$82
Progressive	$570	$96
USAA	$594	$100
Nationwide	$864	$146
State Farm	$946	$161
Farmers	$1176	$196
Allstate	$1440	$243
Grange	$1488	$248

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Newton Falls are offered by American Family at $152. However, it can be as expensive as $1335 with companies like Grange for a similar six-month premium.

Cheapest Car Insurance in Newton Falls after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$152	$26
Auto-Owners Insurance Co	$152	$26
Westfield	$164	$28
Erie	$342	$57
USAA	$541	$90
Nationwide	$564	$95
Progressive	$594	$100
Allstate	$1294	$220
Grange	$1335	$223

Car Insurance Price Trends in Newton Falls, Ohio

Car insurance rates in Newton Falls have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Newton Falls rose by $118 in December compared to $115 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Newton Falls rose to $36 in December, compared to $35 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Newton Falls?

The car insurance in Newton Falls is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Newton Falls?

The cheapest car insurance in Newton Falls is $40 per month for full coverage.

How much is car insurance in Newton Falls for teenagers?

Car insurance for teenagers costs $130 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Newton Falls?

The average cost of car insurance is $668 for a six-month policy. It will cost around $111 per month to insure your car in Newton Falls.

Is car insurance expensive in Newton Falls?

Car insurance can be expensive in Newton Falls if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Newton Falls can be affordable.

Cheapest Car Insurance Quotes in Newton Falls

Why you can trust Way?

How Much Is Car Insurance in Newton Falls

Avg. Car Insurance in Newton Falls

Avg. Car Insurance in Ohio

National Average

Cheapest Car Insurance Companies in Newton Falls

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Travelers

Newton Falls Car Insurance Rates by Company

Cheap Car Insurance Companies in Newton Falls, OH

Way's key takeaways about car insurance in Newton Falls

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Newton Falls

Cheapest Liability Coverage in Newton Falls, OH

Cheapest Full Coverage Car Insurance in Newton Falls

Cheapest Full Coverage Car Insurance Quotes in Newton Falls, OH

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Newton Falls by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Newton Falls, OH increasing?

Car Insurance Premiums by Age in Newton Falls

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Newton Falls,OH

If you are in your twenties USAA is the best choice for car insurance in Newton Falls.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Newton Falls

Cheapest Car Insurance Companies after an At-Fault Accident in Newton Falls

Newton Falls Car Insurance Rates by Violation

Newton Falls auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Newton Falls after a DUI

Newton Falls car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Newton Falls after Speeding ticket

Car Insurance Price Trends in Newton Falls, Ohio

Average Car Insurance Cost in Newton Falls by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Newton Falls, OH

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources