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Cheapest Car Insurance Quotes in Jackson Center

  • Finding the cheapest car insurance quotes in Jackson Center shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Jackson Center Car Insurance
$ 19

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Jackson Center

The car insurance rate in Jackson Center is $601 for a six-month policy, which is $67 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $214, making it a popular choice for budget-conscious drivers. Rates in Jackson Center can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Jackson Center

$601

National Average

$1140

Cheapest Car Insurance Companies in Jackson Center

1st place: American Family

At $214 for a six month policy, American Family offers the cheapest auto insurance rates in the city. 

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $342 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Travelers

Travelers offers auto insurance rates at $535 for six months, making it the third cheapest auto insurance company in Jackson Center.

Jackson Center Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Jackson Center, OH is American Family, offering policies at just $214 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $342.

At the higher end of the spectrum, Westfield is the most expensive, with rates reaching $684 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Jackson Center drivers find the best deals.

Cheap Car Insurance Companies in Jackson Center, OH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $214 $36
Auto-Owners Insurance Co $342 $57
Travelers $535 $91
Erie $540 $91
State Farm $545 $93
USAA $545 $92
Hastings Mutual $556 $95
Nationwide $562 $95
Central Mutual $647 $110
Progressive $653 $110
Farmers $791 $134
Grange $845 $140
Allstate $968 $163
Westfield $684 $116
Key Takeaways

Way's key takeaways about car insurance in Jackson Center

  • The auto insurance costs in Jackson Center fall around $214 for six months. 
  • The cheapest auto insurance company in Jackson Center is American Family.
  • Teen drivers pay the highest rate in Jackson Center at $636 per month.

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Cheapest Minimum Liability Car Insurance in Jackson Center

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Jackson Center are given below. 

American Family provides the cheapest minimum car insurance coverage in Jackson Center. Their Average 6 Month Premium is $113. Allstate is the most expensive at $406 for the same period. 

Cheapest Liability Coverage in Jackson Center, OH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $113 $19
Central Mutual $123 $21
Auto-Owners Insurance Co $134 $23
Westfield $139 $23
USAA $144 $24
Erie $160 $27
State Farm $176 $30
Progressive $193 $32
Nationwide $214 $36
Travelers $224 $38
Auto-Owners $235 $40
Farmers $300 $51
Grange $326 $54
Allstate $406 $68

Cheapest Full Coverage Car Insurance in Jackson Center

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Jackson Center is American Family at $36 per month and $214 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Jackson Center, OH

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $214 $36
Auto-Owners Insurance Co $342 $57
Travelers $535 $91
Erie $540 $91
State Farm $545 $93
USAA $545 $92
Hastings Mutual $556 $95
Nationwide $562 $95
Central Mutual $647 $110
Progressive $653 $110
Farmers $791 $134
Grange $845 $140
Allstate $968 $163
Westfield $684 $116

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Average Car Insurance in Jackson Center by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Jackson Center, OH increasing?

Despite maintaining a clean driving record, your car insurance rates in Jackson Center, Ohio, may be increasing due to several external factors. Ohio has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Jackson Center's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Jackson Center

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s USAA $485
30s USAA $343
40s USAA $311
50s USAA $288
60s USAA $302
70s USAA $366

Cheapest Car Insurance Rates for Teen Drivers in Jackson Center,OH

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Jackson Center at $20 per month. At $3742 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $118 $20
Westfield $144 $24
USAA $743 $125
Erie $791 $133
Travelers $968 $163
Nationwide $1508 $254
Progressive $1513 $255
Allstate $2058 $347
State Farm $2219 $377
Grange $2449 $408
Farmers $3742 $636

Teen Car Insurance Rates in OH by Age

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Way Tip

If you are in your twenties USAA is the best choice for car insurance in Jackson Center.

As young drivers face the highest rates in Jackson Center, USAA offers the cheapest auto insurance rates at $485 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Jackson Center, American Family is the cheapest car insurance provider. At $182 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Jackson Center is Allstate, offering rates of around $1545 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $182 $31
Westfield $230 $39
Nationwide $609 $103
Erie $631 $106
Progressive $631 $106
USAA $684 $114
Grange $700 $118
Allstate $1545 $257

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Car Insurance Rates with An Accident in Jackson Center

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Jackson Center, OH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Jackson Center

The cheapest car insurance companies after an at-fault accident in Jackson Center include Central Mutual and American Family, offering $123 and $139, respectively. Frankenmuth is an expensive provider with an average six-month premium of $220.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Central Mutual $123 $21
American Family $139 $23
Auto-Owners Insurance Co $214 $36
Westfield $214 $36
Erie $294 $50
Nationwide $615 $104
Travelers $824 $139
Grange $1031 $176
USAA $1085 $183
Auto-Owners $1224 $206
Progressive $1733 $292
Allstate $2042 $344
State Farm $4106 $684
Frankenmuth $220 $37

Jackson Center Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Jackson Center OH. For example, the car insurance in Jackson Center after a DUI increases to $625 for a six month policy. While the rate increases by $139 for a six-month policy in the case of a speeding ticket.  

Jackson Center auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $658 $110
One Med/PIP claim $673 $114
Not-at-fault accident $684 $114
One comp claim $700 $119
Two Med/PIP claims $700 $117
Two comp claims $733 $124
Failure to show documents $738 $123
Driving without lights $754 $128
Failure to wear a seat belt $754 $126
Child safety restraint $770 $131
Driving with expired registration $770 $129
Driving too slowly $797 $135
Speeding 11 - 15 MPH over limit $797 $133
Speeding 6 - 10 MPH over limit $797 $135
Speeding in school zone $797 $133
Cell phone violation $802 $137
Failure to yield $802 $134
Following too closely $802 $137
Illegal turn $802 $134
Texting while driving $802 $137
Wrong way/wrong lane $802 $134
Failure to stop at a red light $807 $138
Improper passing $813 $135
Speeding 16 - 20 MPH over limit $813 $139
At-fault accident - less than $1000 $840 $140
Passing school bus $845 $144
Speeding 21 - 25 MPH over limit $866 $144
In 65 MPH zone $877 $149
At-fault accident - $1000-$2000 $968 $161
At-fault accident - greater than $2000 $973 $166
Open container $973 $162
Operating a vehicle without permission $978 $167
Reckless driving $1240 $207
Racing $1262 $214
Refusal to submit to a chemical test $1262 $211
Driving with a suspended license $1273 $216
DUI $1283 $214
Leaving scene of an accident/hit and run $1320 $224

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Jackson Center after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Jackson Center.

The cheapest car insurance premiums in Jackson Center are offered by American Family at $139 for a six-month policy. However, it can be as expensive as $1353 with companies like Grange.

Jackson Center car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $139 $23
Erie $417 $70
Travelers $444 $75
Progressive $518 $87
USAA $540 $91
Nationwide $786 $132
State Farm $860 $147
Farmers $1069 $178
Allstate $1310 $221
Grange $1353 $225

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Jackson Center are offered by American Family at $139. However, it can be as expensive as $1213 with companies like Grange for a similar six-month premium.

Cheapest Car Insurance in Jackson Center after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $139 $23
Auto-Owners Insurance Co $139 $23
Westfield $149 $25
Erie $311 $52
USAA $491 $82
Nationwide $513 $86
Progressive $540 $91
Allstate $1176 $200
Grange $1213 $203

Car Insurance Price Trends in Jackson Center, Ohio

Car insurance rates in Jackson Center have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Jackson Center rose by $107 in December compared to $104 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Jackson Center remained steady at $32 in both December and November, indicating no change over the two month period.


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Frequently Asked Questions

How much is car insurance in Jackson Center?

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The car insurance in Jackson Center is $19 per month, which is lower than the national average.

What is the cheapest car insurance in Jackson Center?

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The cheapest car insurance in Jackson Center is $36 per month for full coverage.

How much is car insurance in Jackson Center for teenagers?

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Car insurance for teenagers costs $118 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Jackson Center?

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The average cost of car insurance is $668 for a six-month policy. It will cost around $101 per month to insure your car in Jackson Center.

Is car insurance expensive in Jackson Center?

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Car insurance can be expensive in Jackson Center if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Jackson Center can be affordable.

What is the best car insurance in Jackson Center, OH?

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The best car insurance company in Jackson Center OH is American Family, offering $214 for a six-month policy.

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