Cheapest Car Insurance Quotes in Murray City

Cheapest Minimum Liability Car Insurance in Murray City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Murray City are given below. 

American Family provides the cheapest minimum car insurance coverage in Murray City. Their Average 6 Month Premium is $133. Allstate is the most expensive at $478 for the same period. 

Cheapest Liability Coverage in Murray City, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$133	$22
Central Mutual	$145	$24
Auto-Owners Insurance Co	$158	$27
Westfield	$163	$28
USAA	$170	$29
Erie	$189	$32
State Farm	$208	$35
Progressive	$227	$38
Nationwide	$252	$42
Travelers	$264	$45
Auto-Owners	$277	$47
Farmers	$353	$60
Grange	$384	$64
Allstate	$478	$81

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Cheapest Full Coverage Car Insurance in Murray City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Murray City is American Family at $42 per month and $252 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Murray City, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$252	$42
Auto-Owners Insurance Co	$403	$67
Travelers	$630	$107
Erie	$636	$107
State Farm	$642	$109
USAA	$642	$108
Hastings Mutual	$655	$111
Nationwide	$661	$111
Central Mutual	$762	$129
Progressive	$769	$129
Farmers	$932	$158
Grange	$995	$165
Allstate	$1140	$192
Westfield	$806	$137

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Car Insurance Premiums by Age in Murray City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$571
30s	USAA	$404
40s	USAA	$367
50s	USAA	$339
60s	USAA	$356
70s	USAA	$431

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Murray City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Murray City OH. For example, the car insurance in Murray City after a DUI increases to $737 for a six month policy. While the rate increases by $163 for a six-month policy in the case of a speeding ticket.  

Murray City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$775	$129
One Med/PIP claim	$793	$135
Not-at-fault accident	$806	$135
One comp claim	$825	$140
Two Med/PIP claims	$825	$138
Two comp claims	$863	$146
Failure to show documents	$869	$145
Driving without lights	$888	$151
Failure to wear a seat belt	$888	$148
Child safety restraint	$906	$154
Driving with expired registration	$906	$152
Driving too slowly	$938	$159
Speeding 11 - 15 MPH over limit	$938	$157
Speeding 6 - 10 MPH over limit	$938	$159
Speeding in school zone	$938	$157
Cell phone violation	$944	$161
Failure to yield	$944	$158
Following too closely	$944	$161
Illegal turn	$944	$158
Texting while driving	$944	$161
Wrong way/wrong lane	$944	$158
Failure to stop at a red light	$951	$162
Improper passing	$957	$159
Speeding 16 - 20 MPH over limit	$957	$163
At-fault accident - less than $1000	$989	$164
Passing school bus	$995	$170
Speeding 21 - 25 MPH over limit	$1020	$170
In 65 MPH zone	$1032	$176
At-fault accident - $1000-$2000	$1140	$190
At-fault accident - greater than $2000	$1146	$195
Open container	$1146	$191
Operating a vehicle without permission	$1152	$196
Reckless driving	$1461	$244
Racing	$1486	$252
Refusal to submit to a chemical test	$1486	$248
Driving with a suspended license	$1499	$254
DUI	$1512	$252
Leaving scene of an accident/hit and run	$1555	$264

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