Cheapest Car Insurance Quotes in Crestline

Finding the cheapest car insurance quotes in Crestline shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Crestline Car Insurance

^$ 19

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Crestline

The car insurance rate in Crestline is $608 for a six-month policy, which is $60 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $217, making it a popular choice for budget-conscious drivers. Rates in Crestline can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Crestline

$608

Avg. Car Insurance in Ohio

$668

National Average

$1140

Cheapest Car Insurance Companies in Crestline

1st place: American Family

At $217 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $346 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $541 for six months, making it the third cheapest auto insurance company in Crestline.

Crestline Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Crestline, OH is American Family, offering policies at just $217 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $346.

At the higher end of the spectrum, Westfield is the most expensive, with rates reaching $692 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Crestline drivers find the best deals.

Cheap Car Insurance Companies in Crestline, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$217	$36
Auto-Owners Insurance Co	$346	$57
Travelers	$541	$92
Erie	$546	$92
State Farm	$551	$94
USAA	$551	$93
Hastings Mutual	$562	$96
Nationwide	$568	$96
Central Mutual	$654	$111
Progressive	$660	$111
Farmers	$800	$136
Grange	$854	$142
Allstate	$978	$165
Westfield	$692	$117

Key Takeaways

Way's key takeaways about car insurance in Crestline

The auto insurance costs in Crestline fall around $217 for six months.
The cheapest auto insurance company in Crestline is American Family.
Teen drivers pay the highest rate in Crestline at $643 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Crestline

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Crestline are given below.

American Family provides the cheapest minimum car insurance coverage in Crestline. Their Average 6 Month Premium is $114. Allstate is the most expensive at $410 for the same period.

Cheapest Liability Coverage in Crestline, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$114	$19
Central Mutual	$125	$21
Auto-Owners Insurance Co	$136	$23
Westfield	$140	$24
USAA	$146	$25
Erie	$162	$27
State Farm	$178	$30
Progressive	$195	$33
Nationwide	$217	$36
Travelers	$227	$38
Auto-Owners	$238	$40
Farmers	$303	$52
Grange	$329	$55
Allstate	$410	$69

Cheapest Full Coverage Car Insurance in Crestline

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Crestline is American Family at $36 per month and $217 for six months.

Cheapest Full Coverage Car Insurance Quotes in Crestline, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$217	$36
Auto-Owners Insurance Co	$346	$57
Travelers	$541	$92
Erie	$546	$92
State Farm	$551	$94
USAA	$551	$93
Hastings Mutual	$562	$96
Nationwide	$568	$96
Central Mutual	$654	$111
Progressive	$660	$111
Farmers	$800	$136
Grange	$854	$142
Allstate	$978	$165
Westfield	$692	$117

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Crestline Instantly!

Average Car Insurance in Crestline by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Crestline, OH increasing?

Despite maintaining a clean driving record, your car insurance rates in Crestline, Ohio, may be increasing due to several external factors. Ohio has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Crestline's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Crestline

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$490
30s	USAA	$347
40s	USAA	$315
50s	USAA	$291
60s	USAA	$306
70s	USAA	$370

Cheapest Car Insurance Rates for Teen Drivers in Crestline,OH

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Crestline at $20 per month. At $3784 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$119	$20
Westfield	$146	$25
USAA	$752	$126
Erie	$800	$135
Travelers	$978	$165
Nationwide	$1524	$257
Progressive	$1530	$258
Allstate	$2081	$350
State Farm	$2243	$381
Grange	$2476	$412
Farmers	$3784	$643

Teen Car Insurance Rates in OH by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Crestline.

As young drivers face the highest rates in Crestline, USAA offers the cheapest auto insurance rates at $490 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Crestline, American Family is the cheapest car insurance provider. At $184 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Crestline is Allstate, offering rates of around $1562 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$184	$31
Westfield	$232	$39
Nationwide	$616	$104
Erie	$638	$107
Progressive	$638	$107
USAA	$692	$116
Grange	$708	$119
Allstate	$1562	$260

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Crestline.

Car Insurance Rates with An Accident in Crestline

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Crestline, OH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Crestline

The cheapest car insurance companies after an at-fault accident in Crestline include Central Mutual and American Family, offering $125 and $140, respectively. Frankenmuth is an expensive provider with an average six-month premium of $222.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Central Mutual	$125	$21
American Family	$140	$24
Auto-Owners Insurance Co	$217	$36
Westfield	$217	$36
Erie	$298	$50
Nationwide	$622	$105
Travelers	$833	$140
Grange	$1043	$177
USAA	$1097	$185
Auto-Owners	$1238	$208
Progressive	$1752	$295
Allstate	$2065	$348
State Farm	$4151	$692
Frankenmuth	$222	$37

Crestline Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Crestline OH. For example, the car insurance in Crestline after a DUI increases to $633 for a six month policy. While the rate increases by $140 for a six-month policy in the case of a speeding ticket.

Crestline auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$665	$111
One Med/PIP claim	$681	$116
Not-at-fault accident	$692	$116
One comp claim	$708	$120
Two Med/PIP claims	$708	$118
Two comp claims	$741	$126
Failure to show documents	$746	$125
Driving without lights	$763	$129
Failure to wear a seat belt	$763	$127
Child safety restraint	$778	$132
Driving with expired registration	$778	$130
Driving too slowly	$805	$137
Speeding 11 - 15 MPH over limit	$805	$135
Speeding 6 - 10 MPH over limit	$805	$137
Speeding in school zone	$805	$135
Cell phone violation	$811	$138
Failure to yield	$811	$136
Following too closely	$811	$138
Illegal turn	$811	$136
Texting while driving	$811	$138
Wrong way/wrong lane	$811	$136
Failure to stop at a red light	$816	$139
Improper passing	$822	$137
Speeding 16 - 20 MPH over limit	$822	$140
At-fault accident - less than $1000	$849	$141
Passing school bus	$854	$146
Speeding 21 - 25 MPH over limit	$875	$146
In 65 MPH zone	$886	$151
At-fault accident - $1000-$2000	$978	$163
At-fault accident - greater than $2000	$984	$167
Open container	$984	$164
Operating a vehicle without permission	$989	$168
Reckless driving	$1254	$209
Racing	$1276	$217
Refusal to submit to a chemical test	$1276	$213
Driving with a suspended license	$1287	$218
DUI	$1298	$217
Leaving scene of an accident/hit and run	$1335	$227

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Crestline after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Crestline.

The cheapest car insurance premiums in Crestline are offered by American Family at $140 for a six-month policy. However, it can be as expensive as $1368 with companies like Grange.

Crestline car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$140	$24
Erie	$421	$71
Travelers	$449	$76
Progressive	$524	$88
USAA	$546	$92
Nationwide	$794	$134
State Farm	$870	$148
Farmers	$1081	$180
Allstate	$1324	$223
Grange	$1368	$228

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Crestline are offered by American Family at $140. However, it can be as expensive as $1227 with companies like Grange for a similar six-month premium.

Cheapest Car Insurance in Crestline after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$140	$24
Auto-Owners Insurance Co	$140	$24
Westfield	$151	$25
Erie	$314	$53
USAA	$497	$83
Nationwide	$519	$87
Progressive	$546	$92
Allstate	$1189	$202
Grange	$1227	$205

Car Insurance Price Trends in Crestline, Ohio

Car insurance rates in Crestline have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Crestline rose by $108 in December compared to $106 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Crestline rose to $33 in December, compared to $32 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Crestline?

The car insurance in Crestline is $19 per month, which is lower than the national average.

What is the cheapest car insurance in Crestline?

The cheapest car insurance in Crestline is $36 per month for full coverage.

How much is car insurance in Crestline for teenagers?

Car insurance for teenagers costs $119 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Crestline?

The average cost of car insurance is $668 for a six-month policy. It will cost around $102 per month to insure your car in Crestline.

Is car insurance expensive in Crestline?

Car insurance can be expensive in Crestline if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Crestline can be affordable.

Cheapest Car Insurance Quotes in Crestline

Why you can trust Way?

How Much Is Car Insurance in Crestline

Avg. Car Insurance in Crestline

Avg. Car Insurance in Ohio

National Average

Cheapest Car Insurance Companies in Crestline

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Travelers

Crestline Car Insurance Rates by Company

Cheap Car Insurance Companies in Crestline, OH

Way's key takeaways about car insurance in Crestline

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Crestline

Cheapest Liability Coverage in Crestline, OH

Cheapest Full Coverage Car Insurance in Crestline

Cheapest Full Coverage Car Insurance Quotes in Crestline, OH

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Crestline by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Crestline, OH increasing?

Car Insurance Premiums by Age in Crestline

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Crestline,OH

If you are in your twenties USAA is the best choice for car insurance in Crestline.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Crestline

Cheapest Car Insurance Companies after an At-Fault Accident in Crestline

Crestline Car Insurance Rates by Violation

Crestline auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Crestline after a DUI

Crestline car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Crestline after Speeding ticket

Car Insurance Price Trends in Crestline, Ohio

Average Car Insurance Cost in Crestline by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Crestline, OH

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources