Cheapest Car Insurance Quotes in North Randall

Finding the cheapest car insurance quotes in North Randall shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

North Randall Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in North Randall

The car insurance rate in North Randall is $892 for a six-month policy, which is $149 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $286, making it a popular choice for budget-conscious drivers. Rates in North Randall can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in North Randall

$892

Avg. Car Insurance in Ohio

$743

National Average

$1278

Cheapest Car Insurance Companies in North Randall

1st place: American Family

At $286 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $456 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $713 for six months, making it the third cheapest auto insurance company in North Randall.

North Randall Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in North Randall, OH is American Family, offering policies at just $286 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $456.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1368 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help North Randall drivers find the best deals.

Cheap Car Insurance Companies in North Randall, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$286	$48
Auto-Owners Insurance Co	$456	$76
Travelers	$713	$121
State Farm	$727	$121
Hastings Mutual	$742	$126
USAA	$749	$126
Erie	$776	$131
Nationwide	$820	$138
Central Mutual	$863	$146
Progressive	$898	$151
Auto-Owners	$970	$164
Farmers	$1055	$176
Westfield	$1241	$211
Cincinnati	$1297	$216
Grange	$1319	$224
Allstate	$1368	$230

Key Takeaways

Way's key takeaways about car insurance in North Randall

The auto insurance costs in North Randall fall around $286 for six months.
The cheapest auto insurance company in North Randall is American Family.
Teen drivers pay the highest rate in North Randall at $848 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in North Randall

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in North Randall are given below.

American Family provides the cheapest minimum car insurance coverage in North Randall. Their Average 6 Month Premium is $150. Allstate is the most expensive at $541 for the same period.

Cheapest Liability Coverage in North Randall, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$150	$25
Central Mutual	$164	$28
Auto-Owners Insurance Co	$179	$30
USAA	$206	$35
Erie	$221	$37
Westfield	$221	$37
State Farm	$235	$40
Progressive	$271	$46
Auto-Owners	$299	$50
Travelers	$299	$50
Nationwide	$364	$61
Farmers	$400	$66
Grange	$470	$80
Cincinnati	$499	$83
Allstate	$541	$91

Cheapest Full Coverage Car Insurance in North Randall

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in North Randall is American Family at $48 per month and $286 for six months.

Cheapest Full Coverage Car Insurance Quotes in North Randall, OH

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$286	$48
Auto-Owners Insurance Co	$456	$76
Travelers	$713	$121
State Farm	$727	$121
Hastings Mutual	$742	$126
USAA	$749	$126
Erie	$776	$131
Nationwide	$820	$138
Central Mutual	$863	$146
Progressive	$898	$151
Auto-Owners	$970	$164
Farmers	$1055	$176
Westfield	$1241	$211
Cincinnati	$1297	$216
Grange	$1319	$224
Allstate	$1368	$230

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in North Randall Instantly!

Average Car Insurance in North Randall by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in North Randall, OH increasing?

Despite maintaining a clean driving record, your car insurance rates in North Randall, Ohio, may be increasing due to several external factors. Ohio has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, North Randall's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in North Randall

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$682
30s	USAA	$482
40s	USAA	$437
50s	USAA	$404
60s	USAA	$425
70s	USAA	$515

Cheapest Car Insurance Rates for Teen Drivers in North Randall,OH

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the North Randall at $26 per month. At $4990 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$157	$26
USAA	$962	$162
Erie	$1105	$186
Travelers	$1290	$217
Westfield	$1440	$242
Progressive	$2075	$349
Nationwide	$2645	$445
Auto-Owners	$2822	$470
Allstate	$2887	$486
State Farm	$2958	$493
Cincinnati	$3749	$637
Grange	$3785	$631
Farmers	$4990	$848

Teen Car Insurance Rates in OH by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in North Randall.

As young drivers face the highest rates in North Randall, USAA offers the cheapest auto insurance rates at $682 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in North Randall, American Family is the cheapest car insurance provider. At $242 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in North Randall is AutoOwners, offering rates of around $2708 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$242	$41
Progressive	$892	$150
Nationwide	$1026	$173
USAA	$1048	$175
Grange	$1062	$179
Erie	$1084	$182
Westfield	$1268	$214
Cincinnati	$1961	$326
Allstate	$2338	$397
Auto-Owners	$2708	$451

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in North Randall.

Car Insurance Rates with An Accident in North Randall

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In North Randall, OH, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in North Randall

The cheapest car insurance companies after an at-fault accident in North Randall include Central Mutual and American Family, offering $164 and $185, respectively. State Farm is an expensive provider with an average six-month premium of $5474.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Central Mutual	$164	$28
American Family	$185	$31
Auto-Owners Insurance Co	$286	$48
Erie	$506	$85
Westfield	$756	$127
Nationwide	$1026	$173
Travelers	$1098	$185
USAA	$1483	$250
Auto-Owners	$1540	$259
Grange	$1618	$275
Progressive	$2352	$396
Cincinnati	$2417	$410
Allstate	$2880	$485
State Farm	$5474	$931

North Randall Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in North Randall OH. For example, the car insurance in North Randall after a DUI increases to $834 for a six month policy. While the rate increases by $185 for a six-month policy in the case of a speeding ticket.

North Randall auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$877	$146
One Med/PIP claim	$898	$152
Not-at-fault accident	$912	$152
One comp claim	$934	$158
Two Med/PIP claims	$934	$156
Two comp claims	$977	$166
Failure to show documents	$984	$164
Driving without lights	$1006	$170
Failure to wear a seat belt	$1006	$168
Child safety restraint	$1026	$174
Driving with expired registration	$1026	$172
Driving too slowly	$1062	$180
Speeding 11 - 15 MPH over limit	$1062	$178
Speeding 6 - 10 MPH over limit	$1062	$180
Speeding in school zone	$1062	$178
Cell phone violation	$1069	$182
Failure to yield	$1069	$179
Following too closely	$1069	$182
Illegal turn	$1069	$179
Texting while driving	$1069	$182
Wrong way/wrong lane	$1069	$179
Failure to stop at a red light	$1076	$184
Improper passing	$1084	$180
Speeding 16 - 20 MPH over limit	$1084	$185
At-fault accident - less than $1000	$1120	$186
Passing school bus	$1127	$192
Speeding 21 - 25 MPH over limit	$1154	$192
In 65 MPH zone	$1169	$199
At-fault accident - $1000-$2000	$1290	$215
At-fault accident - greater than $2000	$1297	$221
Open container	$1297	$216
Operating a vehicle without permission	$1304	$222
Reckless driving	$1654	$276
Racing	$1682	$286
Refusal to submit to a chemical test	$1682	$281
Driving with a suspended license	$1697	$288
DUI	$1711	$286
Leaving scene of an accident/hit and run	$1760	$299

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in North Randall after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in North Randall.

The cheapest car insurance premiums in North Randall are offered by American Family at $185 for a six-month policy. However, it can be as expensive as $3172 with companies like Cincinnati.

North Randall car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$185	$31
Travelers	$592	$100
Progressive	$713	$120
Erie	$734	$124
USAA	$834	$140
State Farm	$1147	$196
Nationwide	$1312	$221
Farmers	$1426	$242
Auto-Owners	$1832	$305
Allstate	$1874	$316
Grange	$2117	$353
Westfield	$2752	$468
Cincinnati	$3172	$529

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in North Randall are offered by American Family at $185. However, it can be as expensive as $1889 with companies like Grange for a similar six-month premium.

Cheapest Car Insurance in North Randall after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$185	$31
Auto-Owners Insurance Co	$185	$31
Erie	$528	$89
Progressive	$734	$124
USAA	$756	$126
Westfield	$848	$143
Nationwide	$856	$144
Auto-Owners	$970	$164
Cincinnati	$1532	$256
Allstate	$1789	$305
Grange	$1889	$314

Car Insurance Price Trends in North Randall, Ohio

Car insurance rates in North Randall have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the North Randall rose by $179 in January compared to $143 of December. In other words, there has been an increase by $36 when you compare January and December.

The average cost of liability insurance in the North Randall rose to $47 in January, compared to $43 in December. This represents an increase of $4 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in North Randall?

The car insurance in North Randall is $25 per month, which is lower than the national average.

What is the cheapest car insurance in North Randall?

The cheapest car insurance in North Randall is $48 per month for full coverage.

How much is car insurance in North Randall for teenagers?

Car insurance for teenagers costs $157 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in North Randall?

The average cost of car insurance is $743 for a six-month policy. It will cost around $150 per month to insure your car in North Randall.

Is car insurance expensive in North Randall?

Car insurance can be expensive in North Randall if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in North Randall can be affordable.

Cheapest Car Insurance Quotes in North Randall

Why you can trust Way?

How Much Is Car Insurance in North Randall

Avg. Car Insurance in North Randall

Avg. Car Insurance in Ohio

National Average

Cheapest Car Insurance Companies in North Randall

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Travelers

North Randall Car Insurance Rates by Company

Cheap Car Insurance Companies in North Randall, OH

Way's key takeaways about car insurance in North Randall

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in North Randall

Cheapest Liability Coverage in North Randall, OH

Cheapest Full Coverage Car Insurance in North Randall

Cheapest Full Coverage Car Insurance Quotes in North Randall, OH

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in North Randall by Rating Factor

I have a clean driving record. Why is my car insurance rate here in North Randall, OH increasing?

Car Insurance Premiums by Age in North Randall

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in North Randall,OH

If you are in your twenties USAA is the best choice for car insurance in North Randall.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in North Randall

Cheapest Car Insurance Companies after an At-Fault Accident in North Randall

North Randall Car Insurance Rates by Violation

North Randall auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in North Randall after a DUI

North Randall car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in North Randall after Speeding ticket

Car Insurance Price Trends in North Randall, Ohio

Average Car Insurance Cost in North Randall by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near North Randall, OH

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources