Cheapest Car Insurance Quotes in Bruceton Mills

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Bruceton Mills Car Insurance

^$ 34

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bruceton Mills

The car insurance rate in Bruceton Mills is $1115 for a six-month policy, which is $63 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $806, making it a popular choice for budget-conscious drivers. Rates in Bruceton Mills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bruceton Mills

$1115

Avg. Car Insurance in West Virginia

$1052

National Average

$1278

Cheapest Car Insurance Companies in Bruceton Mills

1st place: USAA

At $806 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $888 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $925 for six months, making it the third cheapest auto insurance company in Bruceton Mills.

Bruceton Mills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bruceton Mills, WV is USAA, offering policies at just $806 for a six-month term. This is followed by Erie, which has an average six-month premium of $888.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1574 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bruceton Mills drivers find the best deals.

Cheap Car Insurance Companies in Bruceton Mills, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$806	$136
Erie	$888	$149
Westfield	$925	$156
Encompass	$983	$167
Progressive	$1120	$189
State Farm	$1120	$189
Nationwide	$1505	$251
Allstate	$1574	$265

Key Takeaways

Way's key takeaways about car insurance in Bruceton Mills

The auto insurance costs in Bruceton Mills fall around $806 for six months.
The cheapest auto insurance company in Bruceton Mills is USAA.
Teen drivers pay the highest rate in Bruceton Mills at $997 per month.

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Cheapest Minimum Liability Car Insurance in Bruceton Mills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bruceton Mills are given below.

USAA provides the cheapest minimum car insurance coverage in Bruceton Mills. Their Average 6 Month Premium is $201. Nationwide is the most expensive at $636 for the same period.

Cheapest Liability Coverage in Bruceton Mills, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$201	$34
Westfield	$201	$34
Erie	$214	$36
Encompass	$296	$50
State Farm	$302	$51
Allstate	$548	$93
Progressive	$554	$92
Nationwide	$636	$108

Cheapest Full Coverage Car Insurance in Bruceton Mills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bruceton Mills is USAA at $136 per month and $806 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bruceton Mills, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$806	$136
Erie	$888	$149
Westfield	$925	$156
Encompass	$983	$167
Progressive	$1120	$189
State Farm	$1120	$189
Nationwide	$1505	$251
Allstate	$1574	$265

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Average Car Insurance in Bruceton Mills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bruceton Mills, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Bruceton Mills, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bruceton Mills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bruceton Mills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Bruceton Mills,WV

If you are planning to get a car insurance policy for your teenage dependent, Erie provides the cheapest car insurance in the Bruceton Mills at $202 per month. At $5988 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1203	$202
Westfield	$1247	$210
USAA	$1429	$241
State Farm	$1927	$324
Progressive	$4162	$701
Allstate	$5414	$912
Nationwide	$5988	$997

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bruceton Mills, Westfield is the cheapest car insurance provider. At $799 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bruceton Mills is State Farm, offering rates of around $4565 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$799	$135
USAA	$1328	$222
Erie	$1958	$333
Nationwide	$2065	$345
Progressive	$2266	$386
Allstate	$2462	$410
State Farm	$4565	$776

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Save up to $971/yr on car insurance rates in Bruceton Mills.

Car Insurance Rates with An Accident in Bruceton Mills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bruceton Mills, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bruceton Mills

The cheapest car insurance companies after an at-fault accident in Bruceton Mills include Encompass and Erie, offering $390 and $705, respectively. Nationwide is an expensive provider with an average six-month premium of $2468.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$390	$65
Erie	$705	$119
Westfield	$769	$129
USAA	$793	$134
State Farm	$863	$145
Progressive	$1857	$313
Allstate	$2399	$404
Nationwide	$2468	$420

Bruceton Mills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bruceton Mills WV. For example, the car insurance in Bruceton Mills after a DUI increases to $843 for a six month policy. While the rate increases by $207 for a six-month policy in the case of a speeding ticket.

Bruceton Mills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1090	$181
One Med/PIP claim	$1090	$186
One comp claim	$1127	$188
Not-at-fault accident	$1133	$193
Two Med/PIP claims	$1140	$190
Two comp claims	$1197	$204
Failure to wear a seat belt	$1221	$204
Failure to show documents	$1240	$211
Driving without lights	$1253	$209
Cell phone violation	$1291	$219
Texting while driving	$1291	$215
Speeding 6 - 10 MPH over limit	$1297	$220
Driving with expired registration	$1304	$217
Driving too slowly	$1310	$223
Failure to stop at a red light	$1310	$218
Following too closely	$1310	$223
Illegal turn	$1310	$218
Improper passing	$1310	$223
Speeding 11 - 15 MPH over limit	$1310	$218
Speeding in school zone	$1310	$223
Wrong way/wrong lane	$1310	$218
Failure to yield	$1315	$224
Speeding 16 - 20 MPH over limit	$1315	$219
In 65 MPH zone	$1322	$225
Speeding 21 - 25 MPH over limit	$1322	$220
Passing school bus	$1354	$230
Child safety restraint	$1360	$227
Operating a vehicle without permission	$1360	$231
At-fault accident - less than $1000	$1461	$244
Open container	$1473	$250
At-fault accident - $1000-$2000	$1587	$264
At-fault accident - greater than $2000	$1587	$270
Driving with a suspended license	$1744	$290
Reckless driving	$1814	$308
DUI	$1933	$322
Refusal to submit to a chemical test	$1933	$329
Racing	$1940	$323
Leaving scene of an accident/hit and run	$1945	$331

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bruceton Mills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bruceton Mills.

The cheapest car insurance premiums in Bruceton Mills are offered by Erie at $1007 for a six-month policy. However, it can be as expensive as $3097 with companies like Nationwide.

Bruceton Mills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1007	$170
USAA	$1171	$197
State Farm	$1203	$202
Progressive	$1392	$234
Westfield	$1473	$248
Allstate	$2122	$357
Nationwide	$3097	$516

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bruceton Mills are offered by Westfield at $567. However, it can be as expensive as $1977 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Bruceton Mills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$567	$95
Erie	$604	$102
State Farm	$737	$124
USAA	$818	$137
Progressive	$1744	$297
Allstate	$1902	$317
Nationwide	$1977	$336

Car Insurance Price Trends in Bruceton Mills, West Virginia

Car insurance rates in Bruceton Mills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bruceton Mills rose by $235 in January compared to $206 of December. In other words, there has been an increase by $29 when you compare January and December.

The average cost of liability insurance in the Bruceton Mills rose to $51 in January, compared to $49 in December. This represents an increase of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Bruceton Mills?

The car insurance in Bruceton Mills is $34 per month, which is lower than the national average.

What is the cheapest car insurance in Bruceton Mills?

The cheapest car insurance in Bruceton Mills is $136 per month for full coverage.

How much is car insurance in Bruceton Mills for teenagers?

Car insurance for teenagers costs $1203 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bruceton Mills?

The average cost of car insurance is $1052 for a six-month policy. It will cost around $188 per month to insure your car in Bruceton Mills.

Is car insurance expensive in Bruceton Mills?

Car insurance can be expensive in Bruceton Mills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bruceton Mills can be affordable.

Cheapest Car Insurance Quotes in Bruceton Mills

Why you can trust Way?

How Much Is Car Insurance in Bruceton Mills

Avg. Car Insurance in Bruceton Mills

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Bruceton Mills

1st place: USAA

2nd place: Erie

3rd place: Westfield

Bruceton Mills Car Insurance Rates by Company

Cheap Car Insurance Companies in Bruceton Mills, WV

Way's key takeaways about car insurance in Bruceton Mills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bruceton Mills

Cheapest Liability Coverage in Bruceton Mills, WV

Cheapest Full Coverage Car Insurance in Bruceton Mills

Cheapest Full Coverage Car Insurance Quotes in Bruceton Mills, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bruceton Mills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bruceton Mills, WV increasing?

Car Insurance Premiums by Age in Bruceton Mills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bruceton Mills,WV

If you are in your twenties N/A is the best choice for car insurance in Bruceton Mills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bruceton Mills

Cheapest Car Insurance Companies after an At-Fault Accident in Bruceton Mills

Bruceton Mills Car Insurance Rates by Violation

Bruceton Mills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bruceton Mills after a DUI

Bruceton Mills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bruceton Mills after Speeding ticket

Car Insurance Price Trends in Bruceton Mills, West Virginia

Average Car Insurance Cost in Bruceton Mills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bruceton Mills, WV

Car Insurance Rates by State in the USA (2025 Update)

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