Cheapest Car Insurance Quotes in Capon Bridge

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Capon Bridge Car Insurance

^$ 28

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Capon Bridge

The car insurance rate in Capon Bridge is $875 for a six-month policy, which is $97 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $669, making it a popular choice for budget-conscious drivers. Rates in Capon Bridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Capon Bridge

$875

Avg. Car Insurance in West Virginia

$972

National Average

$1140

Cheapest Car Insurance Companies in Capon Bridge

1st place: USAA

At $669 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $733 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $754 for six months, making it the third cheapest auto insurance company in Capon Bridge.

Capon Bridge Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Capon Bridge, WV is USAA, offering policies at just $669 for a six-month term. This is followed by Erie, which has an average six-month premium of $733.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1289 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Capon Bridge drivers find the best deals.

Cheap Car Insurance Companies in Capon Bridge, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$669	$113
Erie	$733	$123
Westfield	$754	$127
Encompass	$834	$142
State Farm	$834	$140
Progressive	$893	$150
Nationwide	$995	$166
Allstate	$1289	$217

Key Takeaways

Way's key takeaways about car insurance in Capon Bridge

The auto insurance costs in Capon Bridge fall around $669 for six months.
The cheapest auto insurance company in Capon Bridge is USAA.
Teen drivers pay the highest rate in Capon Bridge at $740 per month.

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Cheapest Minimum Liability Car Insurance in Capon Bridge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Capon Bridge are given below.

USAA provides the cheapest minimum car insurance coverage in Capon Bridge. Their Average 6 Month Premium is $166. Allstate is the most expensive at $482 for the same period.

Cheapest Liability Coverage in Capon Bridge, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$166	$28
Westfield	$166	$28
Erie	$182	$31
State Farm	$235	$40
Encompass	$251	$42
Nationwide	$438	$75
Progressive	$465	$77
Allstate	$482	$82

Cheapest Full Coverage Car Insurance in Capon Bridge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Capon Bridge is USAA at $113 per month and $669 for six months.

Cheapest Full Coverage Car Insurance Quotes in Capon Bridge, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$669	$113
Erie	$733	$123
Westfield	$754	$127
Encompass	$834	$142
State Farm	$834	$140
Progressive	$893	$150
Nationwide	$995	$166
Allstate	$1289	$217

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Average Car Insurance in Capon Bridge by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Capon Bridge, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Capon Bridge, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Capon Bridge's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Capon Bridge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Capon Bridge,WV

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Capon Bridge at $160 per month. At $4395 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$951	$160
Erie	$968	$163
USAA	$1166	$196
State Farm	$1491	$251
Progressive	$3224	$543
Nationwide	$3844	$653
Allstate	$4395	$740

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Capon Bridge, Westfield is the cheapest car insurance provider. At $582 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Capon Bridge is State Farm, offering rates of around $2849 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$582	$98
USAA	$1005	$167
Progressive	$1347	$230
Nationwide	$1358	$226
Erie	$1400	$239
Allstate	$1924	$320
State Farm	$2849	$484

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Car Insurance Rates with An Accident in Capon Bridge

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Capon Bridge, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Capon Bridge

The cheapest car insurance companies after an at-fault accident in Capon Bridge include Encompass and Erie, offering $331 and $578, respectively. Allstate is an expensive provider with an average six-month premium of $1839.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$331	$55
Erie	$578	$97
Westfield	$615	$104
USAA	$653	$110
State Farm	$695	$117
Progressive	$1529	$257
Nationwide	$1598	$266
Allstate	$1839	$310

Capon Bridge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Capon Bridge WV. For example, the car insurance in Capon Bridge after a DUI increases to $717 for a six month policy. While the rate increases by $177 for a six-month policy in the case of a speeding ticket.

Capon Bridge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$925	$154
One Med/PIP claim	$925	$158
One comp claim	$957	$159
Not-at-fault accident	$962	$164
Two Med/PIP claims	$968	$161
Two comp claims	$1016	$173
Failure to wear a seat belt	$1037	$173
Failure to show documents	$1053	$179
Driving without lights	$1064	$177
Cell phone violation	$1096	$186
Texting while driving	$1096	$183
Speeding 6 - 10 MPH over limit	$1102	$187
Driving with expired registration	$1107	$185
Driving too slowly	$1112	$189
Failure to stop at a red light	$1112	$185
Following too closely	$1112	$189
Illegal turn	$1112	$185
Improper passing	$1112	$189
Speeding 11 - 15 MPH over limit	$1112	$185
Speeding in school zone	$1112	$189
Wrong way/wrong lane	$1112	$185
Failure to yield	$1117	$190
Speeding 16 - 20 MPH over limit	$1117	$186
In 65 MPH zone	$1122	$191
Speeding 21 - 25 MPH over limit	$1122	$187
Passing school bus	$1149	$195
Child safety restraint	$1155	$193
Operating a vehicle without permission	$1155	$196
At-fault accident - less than $1000	$1240	$207
Open container	$1251	$212
At-fault accident - $1000-$2000	$1347	$224
At-fault accident - greater than $2000	$1347	$230
Driving with a suspended license	$1481	$247
Reckless driving	$1540	$262
DUI	$1642	$274
Refusal to submit to a chemical test	$1642	$279
Racing	$1647	$275
Leaving scene of an accident/hit and run	$1652	$281

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Capon Bridge after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Capon Bridge.

The cheapest car insurance premiums in Capon Bridge are offered by Erie at $824 for a six-month policy. However, it can be as expensive as $1994 with companies like Nationwide.

Capon Bridge car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$824	$139
State Farm	$931	$157
USAA	$962	$162
Progressive	$1026	$173
Westfield	$1176	$198
Allstate	$1733	$292
Nationwide	$1994	$332

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Capon Bridge are offered by Westfield at $411. However, it can be as expensive as $1289 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Capon Bridge after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$411	$69
Erie	$455	$77
State Farm	$497	$84
USAA	$615	$103
Progressive	$1022	$174
Allstate	$1278	$213
Nationwide	$1289	$219

Car Insurance Price Trends in Capon Bridge, West Virginia

Car insurance rates in Capon Bridge have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Capon Bridge remained steady at $175 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Capon Bridge remained steady at $41 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Capon Bridge?

The car insurance in Capon Bridge is $28 per month, which is lower than the national average.

What is the cheapest car insurance in Capon Bridge?

The cheapest car insurance in Capon Bridge is $113 per month for full coverage.

How much is car insurance in Capon Bridge for teenagers?

Car insurance for teenagers costs $951 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Capon Bridge?

The average cost of car insurance is $972 for a six-month policy. It will cost around $147 per month to insure your car in Capon Bridge.

Is car insurance expensive in Capon Bridge?

Car insurance can be expensive in Capon Bridge if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Capon Bridge can be affordable.

Cheapest Car Insurance Quotes in Capon Bridge

Why you can trust Way?

How Much Is Car Insurance in Capon Bridge

Avg. Car Insurance in Capon Bridge

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Capon Bridge

1st place: USAA

2nd place: Erie

3rd place: Westfield

Capon Bridge Car Insurance Rates by Company

Cheap Car Insurance Companies in Capon Bridge, WV

Way's key takeaways about car insurance in Capon Bridge

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Capon Bridge

Cheapest Liability Coverage in Capon Bridge, WV

Cheapest Full Coverage Car Insurance in Capon Bridge

Cheapest Full Coverage Car Insurance Quotes in Capon Bridge, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Capon Bridge by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Capon Bridge, WV increasing?

Car Insurance Premiums by Age in Capon Bridge

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Capon Bridge,WV

If you are in your twenties N/A is the best choice for car insurance in Capon Bridge.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Capon Bridge

Cheapest Car Insurance Companies after an At-Fault Accident in Capon Bridge

Capon Bridge Car Insurance Rates by Violation

Capon Bridge auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Capon Bridge after a DUI

Capon Bridge car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Capon Bridge after Speeding ticket

Car Insurance Price Trends in Capon Bridge, West Virginia

Average Car Insurance Cost in Capon Bridge by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Capon Bridge, WV

Car Insurance Rates by State in the USA (2025 Update)

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