Cheapest Car Insurance Quotes in Justice

Finding the cheapest car insurance quotes in Justice shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Justice Car Insurance

^$ 37

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Justice

The car insurance rate in Justice is $1166 for a six-month policy, which is $194 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $892, making it a popular choice for budget-conscious drivers. Rates in Justice can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Justice

$1166

Avg. Car Insurance in West Virginia

$972

National Average

$1140

Cheapest Car Insurance Companies in Justice

1st place: USAA

At $892 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $977 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $1006 for six months, making it the third cheapest auto insurance company in Justice.

Justice Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Justice, WV is USAA, offering policies at just $892 for a six-month term. This is followed by Erie, which has an average six-month premium of $977.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1718 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Justice drivers find the best deals.

Cheap Car Insurance Companies in Justice, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$892	$150
Erie	$977	$164
Westfield	$1006	$169
Encompass	$1112	$190
State Farm	$1112	$187
Progressive	$1190	$200
Nationwide	$1326	$221
Allstate	$1718	$289

Key Takeaways

Way's key takeaways about car insurance in Justice

The auto insurance costs in Justice fall around $892 for six months.
The cheapest auto insurance company in Justice is USAA.
Teen drivers pay the highest rate in Justice at $986 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Justice

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Justice are given below.

USAA provides the cheapest minimum car insurance coverage in Justice. Their Average 6 Month Premium is $221. Allstate is the most expensive at $642 for the same period.

Cheapest Liability Coverage in Justice, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$221	$37
Westfield	$221	$37
Erie	$242	$41
State Farm	$313	$53
Encompass	$335	$56
Nationwide	$584	$100
Progressive	$620	$103
Allstate	$642	$109

Cheapest Full Coverage Car Insurance in Justice

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Justice is USAA at $150 per month and $892 for six months.

Cheapest Full Coverage Car Insurance Quotes in Justice, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$892	$150
Erie	$977	$164
Westfield	$1006	$169
Encompass	$1112	$190
State Farm	$1112	$187
Progressive	$1190	$200
Nationwide	$1326	$221
Allstate	$1718	$289

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Justice Instantly!

Average Car Insurance in Justice by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Justice, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Justice, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Justice's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Justice

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Justice,WV

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Justice at $214 per month. At $5860 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$1268	$214
Erie	$1290	$217
USAA	$1554	$262
State Farm	$1988	$335
Progressive	$4298	$724
Nationwide	$5125	$871
Allstate	$5860	$986

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Justice, Westfield is the cheapest car insurance provider. At $776 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Justice is State Farm, offering rates of around $3799 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$776	$131
USAA	$1340	$223
Progressive	$1796	$306
Nationwide	$1811	$301
Erie	$1867	$318
Allstate	$2566	$427
State Farm	$3799	$646

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Justice.

Car Insurance Rates with An Accident in Justice

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Justice, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Justice

The cheapest car insurance companies after an at-fault accident in Justice include Encompass and Erie, offering $442 and $770, respectively. Allstate is an expensive provider with an average six-month premium of $2452.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$442	$73
Erie	$770	$130
Westfield	$820	$138
USAA	$870	$146
State Farm	$926	$156
Progressive	$2039	$343
Nationwide	$2131	$355
Allstate	$2452	$413

Justice Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Justice WV. For example, the car insurance in Justice after a DUI increases to $955 for a six month policy. While the rate increases by $235 for a six-month policy in the case of a speeding ticket.

Justice auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1234	$205
One Med/PIP claim	$1234	$210
One comp claim	$1276	$212
Not-at-fault accident	$1283	$218
Two Med/PIP claims	$1290	$215
Two comp claims	$1355	$230
Failure to wear a seat belt	$1382	$230
Failure to show documents	$1404	$239
Driving without lights	$1418	$236
Cell phone violation	$1462	$248
Texting while driving	$1462	$244
Speeding 6 - 10 MPH over limit	$1469	$250
Driving with expired registration	$1476	$246
Driving too slowly	$1483	$252
Failure to stop at a red light	$1483	$247
Following too closely	$1483	$252
Illegal turn	$1483	$247
Improper passing	$1483	$252
Speeding 11 - 15 MPH over limit	$1483	$247
Speeding in school zone	$1483	$252
Wrong way/wrong lane	$1483	$247
Failure to yield	$1489	$253
Speeding 16 - 20 MPH over limit	$1489	$248
In 65 MPH zone	$1496	$254
Speeding 21 - 25 MPH over limit	$1496	$250
Passing school bus	$1532	$260
Child safety restraint	$1540	$257
Operating a vehicle without permission	$1540	$262
At-fault accident - less than $1000	$1654	$276
Open container	$1668	$283
At-fault accident - $1000-$2000	$1796	$299
At-fault accident - greater than $2000	$1796	$306
Driving with a suspended license	$1974	$329
Reckless driving	$2053	$349
DUI	$2189	$365
Refusal to submit to a chemical test	$2189	$372
Racing	$2196	$366
Leaving scene of an accident/hit and run	$2202	$374

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Justice after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Justice.

The cheapest car insurance premiums in Justice are offered by Erie at $1098 for a six-month policy. However, it can be as expensive as $2659 with companies like Nationwide.

Justice car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1098	$185
State Farm	$1241	$209
USAA	$1283	$216
Progressive	$1368	$230
Westfield	$1568	$264
Allstate	$2310	$389
Nationwide	$2659	$443

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Justice are offered by Westfield at $548. However, it can be as expensive as $1718 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Justice after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$548	$92
Erie	$606	$102
State Farm	$662	$112
USAA	$820	$137
Progressive	$1362	$232
Allstate	$1704	$284
Nationwide	$1718	$292

Car Insurance Price Trends in Justice, West Virginia

Car insurance rates in Justice have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Justice remained steady at $233 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Justice rose to $55 in December, compared to $54 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Justice?

The car insurance in Justice is $37 per month, which is lower than the national average.

What is the cheapest car insurance in Justice?

The cheapest car insurance in Justice is $150 per month for full coverage.

How much is car insurance in Justice for teenagers?

Car insurance for teenagers costs $1268 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Justice?

The average cost of car insurance is $972 for a six-month policy. It will cost around $196 per month to insure your car in Justice.

Is car insurance expensive in Justice?

Car insurance can be expensive in Justice if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Justice can be affordable.

Cheapest Car Insurance Quotes in Justice

Why you can trust Way?

How Much Is Car Insurance in Justice

Avg. Car Insurance in Justice

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Justice

1st place: USAA

2nd place: Erie

3rd place: Westfield

Justice Car Insurance Rates by Company

Cheap Car Insurance Companies in Justice, WV

Way's key takeaways about car insurance in Justice

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Justice

Cheapest Liability Coverage in Justice, WV

Cheapest Full Coverage Car Insurance in Justice

Cheapest Full Coverage Car Insurance Quotes in Justice, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Justice by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Justice, WV increasing?

Car Insurance Premiums by Age in Justice

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Justice,WV

If you are in your twenties N/A is the best choice for car insurance in Justice.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Justice

Cheapest Car Insurance Companies after an At-Fault Accident in Justice

Justice Car Insurance Rates by Violation

Justice auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Justice after a DUI

Justice car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Justice after Speeding ticket

Car Insurance Price Trends in Justice, West Virginia

Average Car Insurance Cost in Justice by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Justice, WV

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources