Cheapest Car Insurance Quotes in Kermit

Finding the cheapest car insurance quotes in Kermit shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Kermit Car Insurance

^$ 38

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kermit

The car insurance rate in Kermit is $1196 for a six-month policy, which is $224 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $914, making it a popular choice for budget-conscious drivers. Rates in Kermit can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kermit

$1196

Avg. Car Insurance in West Virginia

$972

National Average

$1140

Cheapest Car Insurance Companies in Kermit

1st place: USAA

At $914 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $1001 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $1031 for six months, making it the third cheapest auto insurance company in Kermit.

Kermit Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kermit, WV is USAA, offering policies at just $914 for a six-month term. This is followed by Erie, which has an average six-month premium of $1001.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1761 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kermit drivers find the best deals.

Cheap Car Insurance Companies in Kermit, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$914	$154
Erie	$1001	$169
Westfield	$1031	$173
Encompass	$1140	$194
State Farm	$1140	$192
Progressive	$1220	$205
Nationwide	$1359	$226
Allstate	$1761	$296

Key Takeaways

Way's key takeaways about car insurance in Kermit

The auto insurance costs in Kermit fall around $914 for six months.
The cheapest auto insurance company in Kermit is USAA.
Teen drivers pay the highest rate in Kermit at $1011 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Kermit

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kermit are given below.

USAA provides the cheapest minimum car insurance coverage in Kermit. Their Average 6 Month Premium is $226. Allstate is the most expensive at $658 for the same period.

Cheapest Liability Coverage in Kermit, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$226	$38
Westfield	$226	$38
Erie	$248	$42
State Farm	$321	$54
Encompass	$343	$58
Nationwide	$599	$102
Progressive	$636	$106
Allstate	$658	$112

Cheapest Full Coverage Car Insurance in Kermit

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kermit is USAA at $154 per month and $914 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kermit, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$914	$154
Erie	$1001	$169
Westfield	$1031	$173
Encompass	$1140	$194
State Farm	$1140	$192
Progressive	$1220	$205
Nationwide	$1359	$226
Allstate	$1761	$296

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Kermit Instantly!

Average Car Insurance in Kermit by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kermit, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Kermit, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kermit's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kermit

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Kermit,WV

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Kermit at $219 per month. At $6006 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$1300	$219
Erie	$1322	$223
USAA	$1593	$268
State Farm	$2038	$343
Progressive	$4406	$742
Nationwide	$5253	$893
Allstate	$6006	$1011

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kermit, Westfield is the cheapest car insurance provider. At $796 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kermit is State Farm, offering rates of around $3894 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$796	$134
USAA	$1374	$229
Progressive	$1841	$314
Nationwide	$1856	$309
Erie	$1914	$326
Allstate	$2630	$438
State Farm	$3894	$662

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Kermit.

Car Insurance Rates with An Accident in Kermit

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kermit, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kermit

The cheapest car insurance companies after an at-fault accident in Kermit include Encompass and Erie, offering $453 and $790, respectively. Allstate is an expensive provider with an average six-month premium of $2513.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$453	$75
Erie	$790	$133
Westfield	$840	$141
USAA	$892	$150
State Farm	$950	$160
Progressive	$2090	$352
Nationwide	$2184	$364
Allstate	$2513	$423

Kermit Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kermit WV. For example, the car insurance in Kermit after a DUI increases to $980 for a six month policy. While the rate increases by $242 for a six-month policy in the case of a speeding ticket.

Kermit auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1264	$210
One Med/PIP claim	$1264	$215
One comp claim	$1307	$218
Not-at-fault accident	$1315	$224
Two Med/PIP claims	$1322	$220
Two comp claims	$1389	$236
Failure to wear a seat belt	$1417	$236
Failure to show documents	$1439	$245
Driving without lights	$1454	$242
Cell phone violation	$1498	$255
Texting while driving	$1498	$250
Speeding 6 - 10 MPH over limit	$1506	$256
Driving with expired registration	$1513	$252
Driving too slowly	$1520	$258
Failure to stop at a red light	$1520	$253
Following too closely	$1520	$258
Illegal turn	$1520	$253
Improper passing	$1520	$258
Speeding 11 - 15 MPH over limit	$1520	$253
Speeding in school zone	$1520	$258
Wrong way/wrong lane	$1520	$253
Failure to yield	$1526	$260
Speeding 16 - 20 MPH over limit	$1526	$255
In 65 MPH zone	$1534	$261
Speeding 21 - 25 MPH over limit	$1534	$256
Passing school bus	$1571	$267
Child safety restraint	$1578	$263
Operating a vehicle without permission	$1578	$268
At-fault accident - less than $1000	$1695	$283
Open container	$1710	$290
At-fault accident - $1000-$2000	$1841	$306
At-fault accident - greater than $2000	$1841	$314
Driving with a suspended license	$2023	$337
Reckless driving	$2105	$358
DUI	$2244	$374
Refusal to submit to a chemical test	$2244	$381
Racing	$2251	$375
Leaving scene of an accident/hit and run	$2257	$384

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kermit after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kermit.

The cheapest car insurance premiums in Kermit are offered by Erie at $1125 for a six-month policy. However, it can be as expensive as $2726 with companies like Nationwide.

Kermit car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1125	$189
State Farm	$1272	$214
USAA	$1315	$221
Progressive	$1402	$236
Westfield	$1608	$271
Allstate	$2368	$399
Nationwide	$2726	$454

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kermit are offered by Westfield at $562. However, it can be as expensive as $1761 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Kermit after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$562	$95
Erie	$621	$105
State Farm	$679	$114
USAA	$840	$140
Progressive	$1396	$237
Allstate	$1747	$292
Nationwide	$1761	$299

Car Insurance Price Trends in Kermit, West Virginia

Car insurance rates in Kermit have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kermit remained steady at $239 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Kermit rose to $57 in December, compared to $55 in November. This represents an increase of $2 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Kermit?

The car insurance in Kermit is $38 per month, which is lower than the national average.

What is the cheapest car insurance in Kermit?

The cheapest car insurance in Kermit is $154 per month for full coverage.

How much is car insurance in Kermit for teenagers?

Car insurance for teenagers costs $1300 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kermit?

The average cost of car insurance is $972 for a six-month policy. It will cost around $200 per month to insure your car in Kermit.

Is car insurance expensive in Kermit?

Car insurance can be expensive in Kermit if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kermit can be affordable.

Cheapest Car Insurance Quotes in Kermit

Why you can trust Way?

How Much Is Car Insurance in Kermit

Avg. Car Insurance in Kermit

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Kermit

1st place: USAA

2nd place: Erie

3rd place: Westfield

Kermit Car Insurance Rates by Company

Cheap Car Insurance Companies in Kermit, WV

Way's key takeaways about car insurance in Kermit

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kermit

Cheapest Liability Coverage in Kermit, WV

Cheapest Full Coverage Car Insurance in Kermit

Cheapest Full Coverage Car Insurance Quotes in Kermit, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kermit by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kermit, WV increasing?

Car Insurance Premiums by Age in Kermit

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kermit,WV

If you are in your twenties N/A is the best choice for car insurance in Kermit.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kermit

Cheapest Car Insurance Companies after an At-Fault Accident in Kermit

Kermit Car Insurance Rates by Violation

Kermit auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kermit after a DUI

Kermit car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kermit after Speeding ticket

Car Insurance Price Trends in Kermit, West Virginia

Average Car Insurance Cost in Kermit by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kermit, WV

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources