Cheapest Car Insurance Quotes in Verdunville

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Verdunville Car Insurance

^$ 36

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Verdunville

The car insurance rate in Verdunville is $1178 for a six-month policy, which is $126 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $851, making it a popular choice for budget-conscious drivers. Rates in Verdunville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Verdunville

$1178

Avg. Car Insurance in West Virginia

$1052

National Average

$1278

Cheapest Car Insurance Companies in Verdunville

1st place: USAA

At $851 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $939 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $978 for six months, making it the third cheapest auto insurance company in Verdunville.

Verdunville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Verdunville, WV is USAA, offering policies at just $851 for a six-month term. This is followed by Erie, which has an average six-month premium of $939.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1663 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Verdunville drivers find the best deals.

Cheap Car Insurance Companies in Verdunville, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$851	$143
Erie	$939	$158
Westfield	$978	$165
Encompass	$1038	$177
Progressive	$1184	$199
State Farm	$1184	$199
Nationwide	$1590	$265
Allstate	$1663	$280

Key Takeaways

Way's key takeaways about car insurance in Verdunville

The auto insurance costs in Verdunville fall around $851 for six months.
The cheapest auto insurance company in Verdunville is USAA.
Teen drivers pay the highest rate in Verdunville at $1054 per month.

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Cheapest Minimum Liability Car Insurance in Verdunville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Verdunville are given below.

USAA provides the cheapest minimum car insurance coverage in Verdunville. Their Average 6 Month Premium is $213. Nationwide is the most expensive at $672 for the same period.

Cheapest Liability Coverage in Verdunville, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$213	$36
Westfield	$213	$36
Erie	$226	$38
Encompass	$312	$53
State Farm	$319	$54
Allstate	$579	$99
Progressive	$586	$97
Nationwide	$672	$114

Cheapest Full Coverage Car Insurance in Verdunville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Verdunville is USAA at $143 per month and $851 for six months.

Cheapest Full Coverage Car Insurance Quotes in Verdunville, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$851	$143
Erie	$939	$158
Westfield	$978	$165
Encompass	$1038	$177
Progressive	$1184	$199
State Farm	$1184	$199
Nationwide	$1590	$265
Allstate	$1663	$280

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Average Car Insurance in Verdunville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Verdunville, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Verdunville, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Verdunville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Verdunville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Verdunville,WV

If you are planning to get a car insurance policy for your teenage dependent, Erie provides the cheapest car insurance in the Verdunville at $214 per month. At $6327 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1271	$214
Westfield	$1317	$222
USAA	$1510	$254
State Farm	$2036	$343
Progressive	$4397	$740
Allstate	$5721	$963
Nationwide	$6327	$1054

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Verdunville, Westfield is the cheapest car insurance provider. At $844 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Verdunville is State Farm, offering rates of around $4824 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$844	$142
USAA	$1403	$234
Erie	$2069	$352
Nationwide	$2182	$364
Progressive	$2395	$408
Allstate	$2602	$433
State Farm	$4824	$820

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Save up to $971/yr on car insurance rates in Verdunville.

Car Insurance Rates with An Accident in Verdunville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Verdunville, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Verdunville

The cheapest car insurance companies after an at-fault accident in Verdunville include Encompass and Erie, offering $412 and $745, respectively. Nationwide is an expensive provider with an average six-month premium of $2607.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$412	$68
Erie	$745	$125
Westfield	$812	$137
USAA	$838	$141
State Farm	$912	$153
Progressive	$1962	$330
Allstate	$2535	$427
Nationwide	$2607	$444

Verdunville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Verdunville WV. For example, the car insurance in Verdunville after a DUI increases to $892 for a six month policy. While the rate increases by $220 for a six-month policy in the case of a speeding ticket.

Verdunville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1151	$192
One Med/PIP claim	$1151	$196
One comp claim	$1191	$198
Not-at-fault accident	$1197	$204
Two Med/PIP claims	$1204	$200
Two comp claims	$1264	$215
Failure to wear a seat belt	$1290	$215
Failure to show documents	$1310	$223
Driving without lights	$1324	$221
Cell phone violation	$1364	$232
Texting while driving	$1364	$227
Speeding 6 - 10 MPH over limit	$1371	$233
Driving with expired registration	$1378	$230
Driving too slowly	$1384	$235
Failure to stop at a red light	$1384	$231
Following too closely	$1384	$235
Illegal turn	$1384	$231
Improper passing	$1384	$235
Speeding 11 - 15 MPH over limit	$1384	$231
Speeding in school zone	$1384	$235
Wrong way/wrong lane	$1384	$231
Failure to yield	$1390	$236
Speeding 16 - 20 MPH over limit	$1390	$232
In 65 MPH zone	$1397	$237
Speeding 21 - 25 MPH over limit	$1397	$233
Passing school bus	$1430	$243
Child safety restraint	$1437	$240
Operating a vehicle without permission	$1437	$244
At-fault accident - less than $1000	$1543	$258
Open container	$1557	$264
At-fault accident - $1000-$2000	$1677	$279
At-fault accident - greater than $2000	$1677	$286
Driving with a suspended license	$1842	$307
Reckless driving	$1916	$326
DUI	$2043	$340
Refusal to submit to a chemical test	$2043	$347
Racing	$2050	$342
Leaving scene of an accident/hit and run	$2055	$349

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Verdunville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Verdunville.

The cheapest car insurance premiums in Verdunville are offered by Erie at $1064 for a six-month policy. However, it can be as expensive as $3273 with companies like Nationwide.

Verdunville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1064	$179
USAA	$1238	$208
State Farm	$1271	$214
Progressive	$1471	$248
Westfield	$1557	$262
Allstate	$2242	$377
Nationwide	$3273	$545

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Verdunville are offered by Westfield at $599. However, it can be as expensive as $2089 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Verdunville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$599	$101
Erie	$638	$108
State Farm	$778	$131
USAA	$865	$144
Progressive	$1842	$314
Allstate	$2009	$335
Nationwide	$2089	$355

Car Insurance Price Trends in Verdunville, West Virginia

Car insurance rates in Verdunville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Verdunville rose by $249 in January compared to $217 of December. In other words, there has been an increase by $32 when you compare January and December.

The average cost of liability insurance in the Verdunville rose to $54 in January, compared to $52 in December. This represents an increase of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Verdunville?

The car insurance in Verdunville is $36 per month, which is lower than the national average.

What is the cheapest car insurance in Verdunville?

The cheapest car insurance in Verdunville is $143 per month for full coverage.

How much is car insurance in Verdunville for teenagers?

Car insurance for teenagers costs $1271 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Verdunville?

The average cost of car insurance is $1052 for a six-month policy. It will cost around $198 per month to insure your car in Verdunville.

Is car insurance expensive in Verdunville?

Car insurance can be expensive in Verdunville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Verdunville can be affordable.

Cheapest Car Insurance Quotes in Verdunville

Why you can trust Way?

How Much Is Car Insurance in Verdunville

Avg. Car Insurance in Verdunville

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Verdunville

1st place: USAA

2nd place: Erie

3rd place: Westfield

Verdunville Car Insurance Rates by Company

Cheap Car Insurance Companies in Verdunville, WV

Way's key takeaways about car insurance in Verdunville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Verdunville

Cheapest Liability Coverage in Verdunville, WV

Cheapest Full Coverage Car Insurance in Verdunville

Cheapest Full Coverage Car Insurance Quotes in Verdunville, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Verdunville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Verdunville, WV increasing?

Car Insurance Premiums by Age in Verdunville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Verdunville,WV

If you are in your twenties N/A is the best choice for car insurance in Verdunville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Verdunville

Cheapest Car Insurance Companies after an At-Fault Accident in Verdunville

Verdunville Car Insurance Rates by Violation

Verdunville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Verdunville after a DUI

Verdunville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Verdunville after Speeding ticket

Car Insurance Price Trends in Verdunville, West Virginia

Average Car Insurance Cost in Verdunville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Verdunville, WV

Car Insurance Rates by State in the USA (2025 Update)

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