Cheapest Car Insurance Quotes in Roderfield

Finding the cheapest car insurance quotes in Roderfield shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Roderfield Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Roderfield

The car insurance rate in Roderfield is $1050 for a six-month policy, which is $78 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $802, making it a popular choice for budget-conscious drivers. Rates in Roderfield can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Roderfield

$1050

Avg. Car Insurance in West Virginia

$972

National Average

$1140

Cheapest Car Insurance Companies in Roderfield

1st place: USAA

At $802 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $879 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $905 for six months, making it the third cheapest auto insurance company in Roderfield.

Roderfield Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Roderfield, WV is USAA, offering policies at just $802 for a six-month term. This is followed by Erie, which has an average six-month premium of $879.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1547 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Roderfield drivers find the best deals.

Cheap Car Insurance Companies in Roderfield, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$802	$135
Erie	$879	$148
Westfield	$905	$152
Encompass	$1001	$171
State Farm	$1001	$168
Progressive	$1071	$180
Nationwide	$1193	$199
Allstate	$1547	$260

Key Takeaways

Way's key takeaways about car insurance in Roderfield

The auto insurance costs in Roderfield fall around $802 for six months.
The cheapest auto insurance company in Roderfield is USAA.
Teen drivers pay the highest rate in Roderfield at $888 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Roderfield

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Roderfield are given below.

USAA provides the cheapest minimum car insurance coverage in Roderfield. Their Average 6 Month Premium is $199. Allstate is the most expensive at $578 for the same period.

Cheapest Liability Coverage in Roderfield, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$199	$33
Westfield	$199	$33
Erie	$218	$37
State Farm	$282	$48
Encompass	$301	$51
Nationwide	$526	$90
Progressive	$558	$93
Allstate	$578	$98

Cheapest Full Coverage Car Insurance in Roderfield

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Roderfield is USAA at $135 per month and $802 for six months.

Cheapest Full Coverage Car Insurance Quotes in Roderfield, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$802	$135
Erie	$879	$148
Westfield	$905	$152
Encompass	$1001	$171
State Farm	$1001	$168
Progressive	$1071	$180
Nationwide	$1193	$199
Allstate	$1547	$260

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Roderfield Instantly!

Average Car Insurance in Roderfield by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Roderfield, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Roderfield, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Roderfield's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Roderfield

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Roderfield,WV

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Roderfield at $192 per month. At $5274 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$1142	$192
Erie	$1161	$195
USAA	$1399	$235
State Farm	$1790	$301
Progressive	$3869	$651
Nationwide	$4613	$784
Allstate	$5274	$888

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Roderfield, Westfield is the cheapest car insurance provider. At $699 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Roderfield is State Farm, offering rates of around $3419 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$699	$118
USAA	$1206	$201
Progressive	$1617	$275
Nationwide	$1630	$271
Erie	$1680	$286
Allstate	$2309	$384
State Farm	$3419	$581

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Roderfield.

Car Insurance Rates with An Accident in Roderfield

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Roderfield, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Roderfield

The cheapest car insurance companies after an at-fault accident in Roderfield include Encompass and Erie, offering $397 and $693, respectively. Allstate is an expensive provider with an average six-month premium of $2206.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$397	$66
Erie	$693	$117
Westfield	$738	$124
USAA	$783	$132
State Farm	$834	$140
Progressive	$1835	$309
Nationwide	$1918	$320
Allstate	$2206	$372

Roderfield Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Roderfield WV. For example, the car insurance in Roderfield after a DUI increases to $860 for a six month policy. While the rate increases by $212 for a six-month policy in the case of a speeding ticket.

Roderfield auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1110	$185
One Med/PIP claim	$1110	$189
One comp claim	$1148	$191
Not-at-fault accident	$1155	$197
Two Med/PIP claims	$1161	$193
Two comp claims	$1219	$207
Failure to wear a seat belt	$1244	$207
Failure to show documents	$1264	$215
Driving without lights	$1277	$213
Cell phone violation	$1315	$224
Texting while driving	$1315	$219
Speeding 6 - 10 MPH over limit	$1322	$225
Driving with expired registration	$1328	$221
Driving too slowly	$1335	$227
Failure to stop at a red light	$1335	$222
Following too closely	$1335	$227
Illegal turn	$1335	$222
Improper passing	$1335	$227
Speeding 11 - 15 MPH over limit	$1335	$222
Speeding in school zone	$1335	$227
Wrong way/wrong lane	$1335	$222
Failure to yield	$1340	$228
Speeding 16 - 20 MPH over limit	$1340	$224
In 65 MPH zone	$1347	$229
Speeding 21 - 25 MPH over limit	$1347	$225
Passing school bus	$1379	$234
Child safety restraint	$1386	$231
Operating a vehicle without permission	$1386	$235
At-fault accident - less than $1000	$1488	$248
Open container	$1501	$255
At-fault accident - $1000-$2000	$1617	$269
At-fault accident - greater than $2000	$1617	$275
Driving with a suspended license	$1777	$296
Reckless driving	$1848	$314
DUI	$1970	$328
Refusal to submit to a chemical test	$1970	$335
Racing	$1976	$329
Leaving scene of an accident/hit and run	$1982	$337

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Roderfield after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Roderfield.

The cheapest car insurance premiums in Roderfield are offered by Erie at $988 for a six-month policy. However, it can be as expensive as $2393 with companies like Nationwide.

Roderfield car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$988	$166
State Farm	$1117	$188
USAA	$1155	$194
Progressive	$1231	$207
Westfield	$1412	$238
Allstate	$2079	$350
Nationwide	$2393	$399

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Roderfield are offered by Westfield at $494. However, it can be as expensive as $1547 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Roderfield after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$494	$83
Erie	$545	$92
State Farm	$596	$100
USAA	$738	$123
Progressive	$1226	$208
Allstate	$1534	$256
Nationwide	$1547	$262

Car Insurance Price Trends in Roderfield, West Virginia

Car insurance rates in Roderfield have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Roderfield remained steady at $210 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Roderfield rose to $50 in December, compared to $49 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Roderfield?

The car insurance in Roderfield is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Roderfield?

The cheapest car insurance in Roderfield is $135 per month for full coverage.

How much is car insurance in Roderfield for teenagers?

Car insurance for teenagers costs $1142 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Roderfield?

The average cost of car insurance is $972 for a six-month policy. It will cost around $176 per month to insure your car in Roderfield.

Is car insurance expensive in Roderfield?

Car insurance can be expensive in Roderfield if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Roderfield can be affordable.

Cheapest Car Insurance Quotes in Roderfield

Why you can trust Way?

How Much Is Car Insurance in Roderfield

Avg. Car Insurance in Roderfield

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Roderfield

1st place: USAA

2nd place: Erie

3rd place: Westfield

Roderfield Car Insurance Rates by Company

Cheap Car Insurance Companies in Roderfield, WV

Way's key takeaways about car insurance in Roderfield

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Roderfield

Cheapest Liability Coverage in Roderfield, WV

Cheapest Full Coverage Car Insurance in Roderfield

Cheapest Full Coverage Car Insurance Quotes in Roderfield, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Roderfield by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Roderfield, WV increasing?

Car Insurance Premiums by Age in Roderfield

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Roderfield,WV

If you are in your twenties N/A is the best choice for car insurance in Roderfield.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Roderfield

Cheapest Car Insurance Companies after an At-Fault Accident in Roderfield

Roderfield Car Insurance Rates by Violation

Roderfield auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Roderfield after a DUI

Roderfield car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Roderfield after Speeding ticket

Car Insurance Price Trends in Roderfield, West Virginia

Average Car Insurance Cost in Roderfield by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Roderfield, WV

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources