Cheapest Car Insurance Quotes in Rhodell

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Rhodell Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Rhodell

The car insurance rate in Rhodell is $1031 for a six-month policy, which is $21 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $745, making it a popular choice for budget-conscious drivers. Rates in Rhodell can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Rhodell

$1031

Avg. Car Insurance in West Virginia

$1052

National Average

$1278

Cheapest Car Insurance Companies in Rhodell

1st place: USAA

At $745 for a six month policy, USAA offers the cheapest auto insurance rates in the city.

2nd place: Erie

Erie offers auto insurance rates at $821 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $856 for six months, making it the third cheapest auto insurance company in Rhodell.

Rhodell Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Rhodell, WV is USAA, offering policies at just $745 for a six-month term. This is followed by Erie, which has an average six-month premium of $821.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1455 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rhodell drivers find the best deals.

Cheap Car Insurance Companies in Rhodell, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$745	$125
Erie	$821	$138
Westfield	$856	$144
Encompass	$908	$155
Progressive	$1036	$174
State Farm	$1036	$174
Nationwide	$1392	$232
Allstate	$1455	$245

Key Takeaways

Way's key takeaways about car insurance in Rhodell

The auto insurance costs in Rhodell fall around $745 for six months.
The cheapest auto insurance company in Rhodell is USAA.
Teen drivers pay the highest rate in Rhodell at $922 per month.

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Cheapest Minimum Liability Car Insurance in Rhodell

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Rhodell are given below.

USAA provides the cheapest minimum car insurance coverage in Rhodell. Their Average 6 Month Premium is $186. Nationwide is the most expensive at $588 for the same period.

Cheapest Liability Coverage in Rhodell, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$186	$31
Westfield	$186	$31
Erie	$198	$33
Encompass	$273	$46
State Farm	$279	$47
Allstate	$507	$86
Progressive	$513	$85
Nationwide	$588	$100

Cheapest Full Coverage Car Insurance in Rhodell

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Rhodell is USAA at $125 per month and $745 for six months.

Cheapest Full Coverage Car Insurance Quotes in Rhodell, WV

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$745	$125
Erie	$821	$138
Westfield	$856	$144
Encompass	$908	$155
Progressive	$1036	$174
State Farm	$1036	$174
Nationwide	$1392	$232
Allstate	$1455	$245

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Average Car Insurance in Rhodell by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Rhodell, WV increasing?

Despite maintaining a clean driving record, your car insurance rates in Rhodell, West Virginia, may be increasing due to several external factors. West Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Rhodell's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Rhodell

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Rhodell,WV

If you are planning to get a car insurance policy for your teenage dependent, Erie provides the cheapest car insurance in the Rhodell at $187 per month. At $5536 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1112	$187
Westfield	$1152	$194
USAA	$1321	$222
State Farm	$1782	$300
Progressive	$3847	$648
Allstate	$5006	$843
Nationwide	$5536	$922

Teen Car Insurance Rates in WV by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Rhodell, Westfield is the cheapest car insurance provider. At $739 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Rhodell is State Farm, offering rates of around $4221 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$739	$124
USAA	$1228	$205
Erie	$1810	$308
Nationwide	$1909	$319
Progressive	$2095	$357
Allstate	$2277	$379
State Farm	$4221	$717

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Car Insurance Rates with An Accident in Rhodell

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Rhodell, WV, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Rhodell

The cheapest car insurance companies after an at-fault accident in Rhodell include Encompass and Erie, offering $361 and $652, respectively. Nationwide is an expensive provider with an average six-month premium of $2281.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Encompass	$361	$60
Erie	$652	$110
Westfield	$711	$120
USAA	$733	$123
State Farm	$798	$134
Progressive	$1717	$289
Allstate	$2218	$373
Nationwide	$2281	$388

Rhodell Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Rhodell WV. For example, the car insurance in Rhodell after a DUI increases to $781 for a six month policy. While the rate increases by $193 for a six-month policy in the case of a speeding ticket.

Rhodell auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1007	$168
One Med/PIP claim	$1007	$172
One comp claim	$1042	$173
Not-at-fault accident	$1048	$178
Two Med/PIP claims	$1054	$175
Two comp claims	$1106	$188
Failure to wear a seat belt	$1129	$188
Failure to show documents	$1147	$195
Driving without lights	$1158	$193
Cell phone violation	$1194	$203
Texting while driving	$1194	$199
Speeding 6 - 10 MPH over limit	$1200	$204
Driving with expired registration	$1205	$201
Driving too slowly	$1211	$206
Failure to stop at a red light	$1211	$202
Following too closely	$1211	$206
Illegal turn	$1211	$202
Improper passing	$1211	$206
Speeding 11 - 15 MPH over limit	$1211	$202
Speeding in school zone	$1211	$206
Wrong way/wrong lane	$1211	$202
Failure to yield	$1216	$207
Speeding 16 - 20 MPH over limit	$1216	$203
In 65 MPH zone	$1222	$208
Speeding 21 - 25 MPH over limit	$1222	$204
Passing school bus	$1251	$213
Child safety restraint	$1257	$210
Operating a vehicle without permission	$1257	$214
At-fault accident - less than $1000	$1350	$225
Open container	$1362	$231
At-fault accident - $1000-$2000	$1467	$244
At-fault accident - greater than $2000	$1467	$250
Driving with a suspended license	$1612	$269
Reckless driving	$1677	$285
DUI	$1788	$298
Refusal to submit to a chemical test	$1788	$304
Racing	$1793	$299
Leaving scene of an accident/hit and run	$1798	$306

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Rhodell after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Rhodell.

The cheapest car insurance premiums in Rhodell are offered by Erie at $931 for a six-month policy. However, it can be as expensive as $2864 with companies like Nationwide.

Rhodell car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$931	$157
USAA	$1083	$182
State Farm	$1112	$187
Progressive	$1287	$217
Westfield	$1362	$229
Allstate	$1962	$330
Nationwide	$2864	$477

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Rhodell are offered by Westfield at $524. However, it can be as expensive as $1828 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Rhodell after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$524	$88
Erie	$559	$94
State Farm	$681	$115
USAA	$757	$126
Progressive	$1612	$274
Allstate	$1758	$293
Nationwide	$1828	$311

Car Insurance Price Trends in Rhodell, West Virginia

Car insurance rates in Rhodell have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Rhodell rose by $218 in January compared to $190 of December. In other words, there has been an increase by $28 when you compare January and December.

The average cost of liability insurance in the Rhodell rose to $47 in January, compared to $45 in December. This represents an increase of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Rhodell?

The car insurance in Rhodell is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Rhodell?

The cheapest car insurance in Rhodell is $125 per month for full coverage.

How much is car insurance in Rhodell for teenagers?

Car insurance for teenagers costs $1112 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Rhodell?

The average cost of car insurance is $1052 for a six-month policy. It will cost around $173 per month to insure your car in Rhodell.

Is car insurance expensive in Rhodell?

Car insurance can be expensive in Rhodell if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Rhodell can be affordable.

Cheapest Car Insurance Quotes in Rhodell

Why you can trust Way?

How Much Is Car Insurance in Rhodell

Avg. Car Insurance in Rhodell

Avg. Car Insurance in West Virginia

National Average

Cheapest Car Insurance Companies in Rhodell

1st place: USAA

2nd place: Erie

3rd place: Westfield

Rhodell Car Insurance Rates by Company

Cheap Car Insurance Companies in Rhodell, WV

Way's key takeaways about car insurance in Rhodell

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Rhodell

Cheapest Liability Coverage in Rhodell, WV

Cheapest Full Coverage Car Insurance in Rhodell

Cheapest Full Coverage Car Insurance Quotes in Rhodell, WV

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Rhodell by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Rhodell, WV increasing?

Car Insurance Premiums by Age in Rhodell

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Rhodell,WV

If you are in your twenties N/A is the best choice for car insurance in Rhodell.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Rhodell

Cheapest Car Insurance Companies after an At-Fault Accident in Rhodell

Rhodell Car Insurance Rates by Violation

Rhodell auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Rhodell after a DUI

Rhodell car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Rhodell after Speeding ticket

Car Insurance Price Trends in Rhodell, West Virginia

Average Car Insurance Cost in Rhodell by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Rhodell, WV

Car Insurance Rates by State in the USA (2025 Update)

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