Key Takeaways
The Lexus IS 250 is a compact luxury sedan renowned for its refined driving experience and high reputation for reliability. But what about the Lexus IS 250 car insurance cost? Have you ever considered checking all the available options while choosing the insurance policy for this sedan? If not, we can help you with that. One wrong provider and you may end up with gaps in coverage or higher premiums on your Lexus IS 250 car insurance cost that may put your finances at risk.
The average cost to insure a Lexus IS 250 is around $1,378 per year. You can lower your IS 250 insurance cost by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can compare multiple vetted providers in minutes and secure the best rate for your IS 250.
The insurance cost for the Lexus IS 250 is much lower compared to many of its direct competitors in the luxury sedan segment. This can be due to its high reliability scores and advanced safety features.
| Luxury Sedans | Average Annual Premium |
|---|---|
| Lexus IS 250 | $1,378 |
| Acura TLX | $1,692 |
| Volvo S60 | $1,836 |
| Audi A4 | $2,100 |
| Mercedes Benz C-Class | $2,148 |
| BMW 3 Series | $2,172 |
| Infiniti Q50 | $2,184 |
| Genesis G70 | $2,256 |
Several factors can impact your Lexus IS 250 car insurance cost. Some of the common factors are:
Older Lexus IS 250 models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2015 IS 250 is $1,440. However, some older models might be more expensive to insure due to higher repair and maintenance costs.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2015 Lexus IS 250 | $120 | $1,440 |
| 2014 Lexus IS 250 | $122 | $1,462 |
| 2013 Lexus IS 250 | $121 | $1,449 |
| 2012 Lexus IS 250 | $105 | $1,262 |
| 2011 Lexus IS 250 | $106 | $1,277 |
According to our research, Progressive provides the most affordable Lexus IS 250 insurance rates, with an annual premium of $576. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $48 | $576 |
| Erie | $62 | $744 |
| USAA | $82 | $991 |
| Texas Farm Bureau | $85 | $1,030 |
| Vermont Mutual | $93 | $1,130 |
Erie offers the most competitive insurance rates for the 2015 Lexus IS 250 at just $720 per annum. Otherwise, it costs around $1,440 per year to insure a 2015 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $60 | $720 |
| USAA | $87 | $1,044 |
| Texas Farm Bureau | $90 | $1,080 |
| Vermont Mutual | $110 | $1,320 |
| Acuity | $111 | $1,332 |
| Tennessee Farmers | $113 | $1,356 |
| State Farm | $119 | $1,428 |
| Mercury | $125 | $1,500 |
| Country | $125 | $1,500 |
| Plymouth Rock Insurance | $126 | $1,512 |
| American Family | $131 | $1,572 |
Generally, it costs around $1,462 per year to insure a 2014 Lexus IS 250. Erie offers the most competitive insurance rates for the 2014 model at just $852 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $71 | $852 |
| Texas Farm Bureau | $83 | $996 |
| USAA | $92 | $1,104 |
| Vermont Mutual | $95 | $1,140 |
| Tennessee Farmers | $99 | $1,188 |
| Acuity | $100 | $1,200 |
| Country | $114 | $1,368 |
| Arbella | $120 | $1,440 |
| Mercury | $124 | $1,488 |
| Plymouth Rock Insurance | $125 | $1,500 |
| American Family | $126 | $1,512 |
For a 2013 model, Erie offers the best Lexus IS 250 insurance rates at just $780 per year. This is highly profitable compared to the general market trend, which is $1,449 yearly on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $65 | $780 |
| USAA | $82 | $1,044 |
| Texas Farm Bureau | $88 | $1,116 |
| Vermont Mutual | $92 | $1,176 |
| Acuity | $100 | $1,260 |
| Tennessee Farmers | $101 | $1,284 |
| Plymouth Rock Insurance | $113 | $1,416 |
| Country | $115 | $1,452 |
| American Family | $117 | $1,464 |
| Arbella | $118 | $1,488 |
| State Farm | $119 | $1,500 |
While the average annual premium for a 2012 Lexus IS 250 is $1,262, Erie stands out by offering the cheapest rates at just $672 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $56 | $672 |
| USAA | $74 | $888 |
| Texas Farm Bureau | $84 | $1,008 |
| Vermont Mutual | $88 | $1,056 |
| State Farm | $90 | $1,080 |
| Acuity | $93 | $1,116 |
| Tennessee Farmers | $98 | $1,176 |
| Nationwide | $106 | $1,272 |
| Plymouth Rock Insurance | $109 | $1,308 |
| American Family | $109 | $1,308 |
| Country | $111 | $1,332 |
Offering an annual premium of $696, Erie provides the cheapest insurance rates for the 2011 Lexus IS 250, which is almost half of the general average of $1,277 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $58 | $696 |
| USAA | $73 | $876 |
| Texas Farm Bureau | $79 | $948 |
| Vermont Mutual | $80 | $960 |
| Tennessee Farmers | $92 | $1,104 |
| Arbella | $98 | $1,176 |
| State Farm | $100 | $1,200 |
| Country | $103 | $1,236 |
| American Family | $103 | $1,236 |
| Acuity | $105 | $1,260 |
| Plymouth Rock Insurance | $106 | $1,272 |
The IS 250 comes with a range of safety features, which can help reduce your Lexus IS 250 car insurance costs.
Some of the installed features include:
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Lexus IS 250 car insurance cost - all in as little as 60 seconds!
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Lexus IS 250 car insurance costs typically fall around $1,378 per year, depending on factors like the driver's age, location, driving history, and coverage level.
The insurance rates for a particular model may be affected by a number of factors. However, the insurance rate for Lexus Is 250 is lower compared to many of its direct competitors in the luxury sedan segment.
Full coverage is recommended if your IS 250 is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
Yes, the Lexus IS 250's advanced standard safety features can qualify you for discounts and help reduce your premiums.
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