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Key Takeaways
- Insurance for a Lexus IS 250 costs an average of $1,378 annually or $115 per month.
- The cheapest insurance provider for the Lexus IS 250 is Progressive at an average of $576 per annum.
- The Lexus IS 250 car insurance cost is cheaper compared to its competitors in the luxury sedan segment.
The Lexus IS 250 is a compact luxury sedan renowned for its refined driving experience and high reputation for reliability. But what about the Lexus IS 250 car insurance cost? Have you ever considered checking all the available options while choosing the insurance policy for this sedan? If not, we can help you with that. One wrong provider and you may end up with gaps in coverage or higher premiums on your Lexus IS 250 car insurance cost that may put your finances at risk.
Lexus IS 250 Auto Insurance Cost
The average cost to insure a Lexus IS 250 is around $1,378 per year. You can lower your IS 250 insurance cost by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can compare multiple vetted providers in minutes and secure the best rate for your IS 250.
Are Lexus IS 250 Models Expensive to Insure?
The insurance cost for the Lexus IS 250 is much lower compared to many of its direct competitors in the luxury sedan segment. This can be due to its high reliability scores and advanced safety features.
| Luxury Sedans | Average Annual Premium |
|---|---|
| Lexus IS 250 | $1,378 |
| Acura TLX | $1,692 |
| Volvo S60 | $1,836 |
| Audi A4 | $2,100 |
| Mercedes Benz C-Class | $2,148 |
| BMW 3 Series | $2,172 |
| Infiniti Q50 | $2,184 |
| Genesis G70 | $2,256 |
What Impacts the Cost of Lexus IS 250 Car Insurance?
Several factors can impact your Lexus IS 250 car insurance cost. Some of the common factors are:
- The driver's age
- The driver's gender
- The city you are in
- The age of the car
- Trim level of the car
- The insurance company you choose
Lexus IS 250 Insurance Cost by Model Year
Older Lexus IS 250 models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2015 IS 250 is $1,440. However, some older models might be more expensive to insure due to higher repair and maintenance costs.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2015 Lexus IS 250 | $120 | $1,440 |
| 2014 Lexus IS 250 | $122 | $1,462 |
| 2013 Lexus IS 250 | $121 | $1,449 |
| 2012 Lexus IS 250 | $105 | $1,262 |
| 2011 Lexus IS 250 | $106 | $1,277 |
Lexus IS 250 Cheapest Insurance Cost by Company
According to our research, Progressive provides the most affordable Lexus IS 250 insurance rates, with an annual premium of $576. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $48 | $576 |
| Erie | $62 | $744 |
| USAA | $82 | $991 |
| Texas Farm Bureau | $85 | $1,030 |
| Vermont Mutual | $93 | $1,130 |
Cheapest Insurance Companies Based on Lexus IS 250 Model Years
2015 Lexus IS 250
Erie offers the most competitive insurance rates for the 2015 Lexus IS 250 at just $720 per annum. Otherwise, it costs around $1,440 per year to insure a 2015 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $60 | $720 |
| USAA | $87 | $1,044 |
| Texas Farm Bureau | $90 | $1,080 |
| Vermont Mutual | $110 | $1,320 |
| Acuity | $111 | $1,332 |
| Tennessee Farmers | $113 | $1,356 |
| State Farm | $119 | $1,428 |
| Mercury | $125 | $1,500 |
| Country | $125 | $1,500 |
| Plymouth Rock Insurance | $126 | $1,512 |
| American Family | $131 | $1,572 |
2014 Lexus IS 250
Generally, it costs around $1,462 per year to insure a 2014 Lexus IS 250. Erie offers the most competitive insurance rates for the 2014 model at just $852 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $71 | $852 |
| Texas Farm Bureau | $83 | $996 |
| USAA | $92 | $1,104 |
| Vermont Mutual | $95 | $1,140 |
| Tennessee Farmers | $99 | $1,188 |
| Acuity | $100 | $1,200 |
| Country | $114 | $1,368 |
| Arbella | $120 | $1,440 |
| Mercury | $124 | $1,488 |
| Plymouth Rock Insurance | $125 | $1,500 |
| American Family | $126 | $1,512 |
2013 Lexus IS 250
For a 2013 model, Erie offers the best Lexus IS 250 insurance rates at just $780 per year. This is highly profitable compared to the general market trend, which is $1,449 yearly on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $65 | $780 |
| USAA | $82 | $1,044 |
| Texas Farm Bureau | $88 | $1,116 |
| Vermont Mutual | $92 | $1,176 |
| Acuity | $100 | $1,260 |
| Tennessee Farmers | $101 | $1,284 |
| Plymouth Rock Insurance | $113 | $1,416 |
| Country | $115 | $1,452 |
| American Family | $117 | $1,464 |
| Arbella | $118 | $1,488 |
| State Farm | $119 | $1,500 |
2012 Lexus IS 250
While the average annual premium for a 2012 Lexus IS 250 is $1,262, Erie stands out by offering the cheapest rates at just $672 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $56 | $672 |
| USAA | $74 | $888 |
| Texas Farm Bureau | $84 | $1,008 |
| Vermont Mutual | $88 | $1,056 |
| State Farm | $90 | $1,080 |
| Acuity | $93 | $1,116 |
| Tennessee Farmers | $98 | $1,176 |
| Nationwide | $106 | $1,272 |
| Plymouth Rock Insurance | $109 | $1,308 |
| American Family | $109 | $1,308 |
| Country | $111 | $1,332 |
2011 Lexus IS 250
Offering an annual premium of $696, Erie provides the cheapest insurance rates for the 2011 Lexus IS 250, which is almost half of the general average of $1,277 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $58 | $696 |
| USAA | $73 | $876 |
| Texas Farm Bureau | $79 | $948 |
| Vermont Mutual | $80 | $960 |
| Tennessee Farmers | $92 | $1,104 |
| Arbella | $98 | $1,176 |
| State Farm | $100 | $1,200 |
| Country | $103 | $1,236 |
| American Family | $103 | $1,236 |
| Acuity | $105 | $1,260 |
| Plymouth Rock Insurance | $106 | $1,272 |
Lexus IS 250 Safety Features
The IS 250 comes with a range of safety features, which can help reduce your Lexus IS 250 car insurance costs.
Some of the installed features include:
- Pre-Collision System (PCS) with Pedestrian Detection
- Dynamic Radar Cruise Control (DRCC) / Full-Speed Range Dynamic Radar Cruise Control
- Lane Departure Alert (LDA) with Steering Assist
- Lane Tracing Assist (LTA)
- Automatic High Beams (AHB)
- Road Sign Assist (RSA)
- Blind-Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA)
- Vehicle Stability Control (VSC)
- Anti-lock Braking System (ABS)
- Electronic Brake-force Distribution (EBD)
- Brake Assist (BA)
- Multiple Airbags
Ways to Save on Lexus IS 250 Car Insurance
- Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
- Maintain a good credit score: Drivers with strong credit scores can save significantly on Lexus IS 250 car insurance costs compared to those with lower scores.
- Obey traffic laws: Traffic violations can lead to a noticeable increase in your Lexus IS 250 insurance rates.
- Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
- Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.
How Do I Find the Best Lexus IS 250 Car Insurance Rates?
- Always research the market and insurance trends before purchasing car insurance for your Lexus IS 250. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- Compare, compare, compare - that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Lexus IS 250 Auto Insurance with Way.com
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Lexus IS 250 car insurance cost - all in as little as 60 seconds!
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions (FAQ)
How much does it cost to insure a Lexus IS 250?
Lexus IS 250 car insurance costs typically fall around $1,378 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is the Lexus IS 250 expensive to insure compared to other luxury Sedans?
The insurance rates for a particular model may be affected by a number of factors. However, the insurance rate for Lexus Is 250 is lower compared to many of its direct competitors in the luxury sedan segment.
Is full coverage insurance necessary for a Lexus IS 250?
Full coverage is recommended if your IS 250 is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
Does the safety features of IS 250 help lower insurance costs?
Yes, the Lexus IS 250's advanced standard safety features can qualify you for discounts and help reduce your premiums.
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