The Lexus CT is a premium compact hatchback that is produced by Lexus, the luxury automotive brand that is a part of Toyota. The CT is a luxury hybrid vehicle only available in a single model named the CT 200h.
The cheapest Lexus CT 200h is the Hatchback CT CT200H Luxury Hybrid, which is the basic trim and costs $32,000. The most expensive, the Hatchback CT CT200H Sports Luxury Hybrid, costs $56,870.
In this section, we explore the insurance companies that provide the most affordable coverage for the Lexus CT 200H and determine whether or not this hybrid vehicle qualifies for insurance discounts.
The average cost of insurance for Lexus CT 200h is $1656 per year. This amounts to $138 per month. Therefore, it is slightly above the national car insurance average.
When compared to car models of similar specs, the car insurance of Lexus CT 200h is higher than most models. For example, the car insurance of Mazda 3. Kia Soul and Nissan Leaf are lower than the Lexus CT 200h.
| Model | Average Annual Insurance Premium |
|---|---|
| Mazda 2 | $1,148 |
| Honda CR-Z | $1,338 |
| Toyota Yaris | $1,296 |
| Mazda 3 | $1,406 |
| Nissan Leaf | $1,540 |
| FIAT 500 | $1,358 |
| Kia Soul | $1,344 |
| Ford C-Max Hybrid | $1,410 |
The cost of a person's auto insurance rates is affected by several factors, including age, the state where they live, the insurance company, and their driving record. For instance, the price of a Lexus CT 200h might be affected by the variables like the insurance company and the year of the model.
It costs $1451 annually to insure your 2017 Lexus CT 200h is $1093. The average insurance rate for a 2017 Lexus CT 200h is lower than that of other models. Progressive and State Farm offer the cheapest rates for the 2017 model.
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Nationwide | $1581 |
| USAA | $805 |
| Erie | $979 |
| Allied | $1067 |
| Texas Farm Bureau | $1188 |
| American Family | $1565 |
| Vermont Mutual | $1333 |
| Progressive | $513 |
| ALFA | $1494 |
| State Farm | $797 |
The average insurance rate for the 2016 Lexus CT 200h is $1544 annually. Erie and Texas Farm Bureau provide the cheapest insurance quotes for Lexus CT 200h.
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Nationwide | $1532 |
| USAA | $1241 |
| Erie | $978 |
| Tennesse Farmers | $1168 |
| American Family | $1528 |
| Ply Mouth Rock Insurance | $1168 |
| Texas Farm Bureau | $1159 |
| Acuity | $1353 |
This safety rating by the Insurance Institute of Highway Safety can determine the insurance rates of the Lexus CT 200h.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
These are the safety features of Lexus CT 200h.
First, shopping around for insurance quotes with different providers can give you a head start on getting the affordable option for you. This is one of the many methods that will help you reduce the insurance premium rates.
Look for affordable companies through online research. This can help in understanding the average rates offered by different providers.
Most insurance companies give multipolicy, telematics, good driver, and bundling discounts. This can make a huge difference in the premium rates. Different providers also offer pay-in-full discounts.
If you are a young driver, you can always use good student discounts, bundle your policies, or associate your policy with your parents, reducing the premium rates.
Even though a greater deductible can minimize your accident claims, it can also cut your auto insurance prices.
You can get the best Lexus CT 200h insurance deals by improving and maintaining your credit score. A low credit score can increase insurance rates up to $240.
Getting affordable Lexus CT 200h insurance is possible through disciplined research and responsible driving practices. An older Lexus model will fetch you reduced premium rates. Compared to other luxury cars of similar specifications, the average insurance cost of Lexus CT 200h tends to be higher.
Way.com gives you a head start by analyzing the best car insurance companies nationally based on criteria that will influence your insurance coverage experience, financial strength, customer service, protection, and price. On our platform, you can quickly and easily compare offers from more than 200 insurance companies to find the best deal for your Lexus CT 200h.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
It can cost anywhere between $200 and $1000 for a bumper replacement of your Lexus CT 200h.
Yes, Lexus CT 200h is a luxury car. It branches from the luxury wing of its parent company, Toyota.
Lexus CT 200h is a reliable car from the Lexus family.
Battery life is heavily dependent on driving habits, weather conditions, and the type of battery. However, looking at a general pattern, a Lexus CT200 battery lasts three to five years.
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