Lexus IS 200T is a compact sports sedan known for its performance. Even though it was on the market for only a short time, people still love this model. Since it's a high-performance sports car, the Lexus IS 200 T's auto insurance cost is higher compared to regular models. Let's take a look at the insurance rates and other details.
The average yearly Lexus IS 200T car insurance cost is around $2,244. Now that you know the average, always ensure to get quotes from many insurance companies to find the best premium that fits your needs. Also, don't blindly go for the lowest premium. Some of the cheap ones don't cover major damages, so pick a plan that actually gives you proper coverage.
Yes, the Lexus IS 200T insurance rate is expensive to insure when compared to other car models. This is because the model falls under the luxury sports range, which costs more for repair and maintenance. Also, since it's a high-performance vehicle, that adds to the higher insurance cost.
Lexus IS 200T auto insurance quotes can change based on a few things. Companies usually decide the premium by looking at the registered location, age, driving history, experience behind the wheel, and the trim of your vehicle. So even if you see a general rate, yours might be a bit different depending on these factors.
When comparing the 2016 Lexus IS 200T auto insurance rate, Erie offers the lowest premium, just $994. In contrast, American Family is the most expensive insurance company, costing $1,684 annually.
| Insurance Company | Annual Cost |
|---|---|
| Erie | $994 |
| Tennessee Farmers | $1,148 |
| USAA | $1,212 |
| Texas Farm Bureau | $1,225 |
| Mercury | $1,432 |
| Acuity | $1,451 |
| Vermont Mutual | $1,455 |
| Nationwide | $1,575 |
| Plymouth Rock Insurance | $1,578 |
| Country | $1,617 |
| Arbella | $1,663 |
| American Family | $1,684 |
Safety features are the key factor determining the Lexus IS 200T car insurance rates. Lexus is known for its pretty good safety precautions. Here are the safety features of the Lexus IS 200T.
Lexus IS 200T safety ratings play an important role in deciding the auto insurance cost. So, the higher the safety ratings are, the more it helps to bring down the insurance premium. Here are the IIHS safety ratings of the Lexus IS 200T:
| Test Category | Rating |
|---|---|
| Small overlap front (driver-side) | Good (G) |
| Moderate overlap front | Good (G) |
| Side impact | Good (G) |
| Roof strength | Good (G) |
| Head restraints & seats | Good (G) |
| Headlights (specific trims/options required) | Acceptable (A) |
| Front crash prevention (vehicle-to-vehicle) | Superior |
| LATCH ease-of-use | Good (G) |
Drive Safely: Careless driving can badly affect the Lexus IS 200T auto insurance cost. So, if you drive safely and keep a clean driving record, it'll help you lower your insurance premiums.
Improve the credit score: A good credit score, which is recommended to be above 700, can help you save up to $250 or more every year.
Follow driving laws: Even something as simple as traffic violations can increase the auto insurance premium for your Lexus IS 200T.
Ask for relevant discounts: There are several discounts available from insurance companies that they don't usually tell you about, so you'll have to ask. Discounts like loyalty, senior citizens, military veterans, and more can help you bring down your annual premium.
Bundle insurance policies: You can save even more by bundling auto and home insurance policies.
Download the Way app. It's as simple as that, and you can get the cheapest Lexus IS 200T car insurance rate within seconds. Just answer a few easy questions and explore auto insurance quotes from over 200 top insurance companies through Way. You can also find the best possible discounts by simply asking about savings while comparing the providers.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Lexus NX, IS, GS, and LS all have a rating of 91 octane. This means that they need premium fuel. Using regular gas can damage the engine and cost a lot to fix.
Lexus IS 200T is a good car from the company. It has a lot of power and is much more fun to drive than other Lexus cars. If a customer wants a Lexus that has more power and is more responsive, the IS 200T will satisfy them.
The average cost of full coverage car insurance for a Lexus IS 200T is $2,244 per year or $187 per month.
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