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Lexus RC F Car Insurance

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Key Takeaways

  • Compare car insurance rates with Way.com to save $971 per year on your Lexus RC F.
  • Full coverage Lexus RC F car insurance costs $2148 per year or about $180 per month. This is $591 more than the average price of a luxury coupe in the United States.
  • Compared to other sports cars, the Lexus RC F is $10 more expensive per year to insure than the average rate for the segment.

Lexus RC F car insurance cost

Full coverage car insurance for a Lexus RC F costs an average of $2148 a year. In addition, comprehensive insurance will cost about $621 a year, liability and medical insurance will cost about $528, and collision insurance will cost about $1071.

Is Lexus RC Fs expensive to insure?

Yes, Lexus RC F is expensive to insure. A full coverage Lexus RC F car insurance costs $2148 per year or about $180 per month. This is $591 more than the average price of a luxury coupe in the United States.

Compared to other sports cars, the Lexus RC F is $10 more expensive per year to insure than the average rate for the segment.

The cost of insuring a Lexus RC F can range from $1557 a year in Charlotte, NC, to $3609 a year in Las Vegas, NV, to $4191 a year in Miami, FL.

Wichita, Kansas, costs an estimated $2382 per year; Chicago, Illinois, $2376; Houston, Texas, an average of $2310; and Denver, Colorado, $2682.

The Lexus RC F is the 9th-least expensive sports car out of 23 that were compared. The RC F's insurance costs about $2148 per year.

Rank Make/Model Insurance Cost
1 Mazda MX-5 Miata $1212
2 Toyota GR86 $1791
3 Chevrolet Camaro $1818
4 Toyota GR Supra $1836
5 Subaru WRX $1872
6 Subaru BRZ $1926
7 BMW Z4 $1971
8 BMW M3 $1989
9 Lexus RC F $2148
10 Dodge Challenger $2166
11 Porsche 718 $2387
12 Jaguar F-Type $2319 
13 BMW M4 $2439
14 Lexus LC 500 $2502
15 Chevrolet Corvette $2550
16 Ford Mustang $2710
17 Audi TT $3365
18 Nissan GT-R $3144
19 Acura NSX $3306
20 Porsche 911 $3600
21 Audi R8 $4907
22 Porsche Taycan $5491
23 Mercedes-Benz AMG GT53 $8081

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What impacts the cost of Lexus RC F car insurance?

Auto insurance rates vary greatly depending on the person's age, state, insurance company, and how much they drive. In addition, these rates are also affected by things like recent accidents, traffic tickets, and credit history.

Age of the vehicle

Model Year and Vehicle Annual Rate
2022 Lexus RC F $2148
2021 Lexus RC F $1962
2020 Lexus RC F $1920
2019 Lexus RC F $1836
2018 Lexus RC F $1779

Driver Age

Age of Driver Average Annual Rate
Age 20 $9462
Age 30 $4311
Age 40 $3896
Age 50 $3480
Age 60 $3633

Driver Location

Lexus RC F car insurance premiums can cost much more or less depending on where you live. For example, rates are more expensive in Michigan because they mandate much higher coverage levels. In addition, California, Hawaii, and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy.

Those can provide significant savings to a household full of drivers. The table below shows how these factors can affect Lexus RC F by state.

City Average Annual Rate
Los Angeles, CA $3600
New York, NY $4110
Houston, TX $2310
Jacksonville, FL $3087
Philadelphia, PA $3615
Chicago, IL $2370
Phoenix, AZ $2499
Seattle, WA $2301
Indianapolis, IN $2187
Columbus, OH $1641

Ways to save on Lexus RC F car insurance

Customers who install anti-theft devices and new safety technology in their cars often get discounts from their insurance companies. So get your [model] a GPS tracker or a system that helps you avoid accidents. You'll be safer on the road and save money on your insurance simultaneously!

One of the easiest ways to save money on insurance is to limit the number of extra features.

You fell in love with that upgraded sound system because it was so cool? Yes, your rate will go up. The leather seats, the heated seats, and the power moonroof will also be nice. That's because they raise the value of your car, which makes any possible claims more expensive. So don't customize unless you think it's worth the higher price.

Yes, driving safely could put money back in your pocket. Not only will tickets send your rate through the roof, but you'll also be able to get discounts if you keep your record clean.

The good news is that most insurance companies offer discounts for things like getting good grades, making payments online, joining the military, and driving safely.

The bad news is that businesses don't always tell you about discounts, so you'll have to look for them. Watch out for the following common deals:

  • Profession-based: for example, soldiers, teachers, and people who work in health care
  • Payment-based: for example, paperless billing, payments made upfront
  • Based on driving, such as a clean record or no claims.
  • Policy-based, such as when you bundle your car and home insurance or have more than one car.

Way.com can help you find the best discounts for you. Just ask about discounts when you're comparing companies.

How do I find the best Lexus RC F car insurance rates?

You know what to do: compare, compare, compare. The best way to save money on car insurance is to shop around and compare prices.

Here's how it works: When figuring out your rate, each insurance company uses a different algorithm. So unless you have a way to automatically find the best algorithm for your car, age, zip code, etc., comparing quotes is the only way to find the right coverage at the best rate.

There is another way: download the Way.com app and let Way.com handle the algorithms (and the savings!) You can get instant access to Way.com's pool of over 200 top insurance companies by answering a few simple questions and comparing rates in as little as 45 seconds!

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Bottom Line

Car insurance for a Lexus RC-F costs an average of $2148 a year. Rates vary from model to model, though. One of the main things that affect how much your Lexus Rc-F insurance costs is how old your car is.

If you drive a Lexus RC F, your insurance costs will depend on the trim level, the upgrades you add, and the level of coverage you choose.

When looking at average Lexus RC F car insurance rates by state, states like Virginia ($1410), Iowa ($1581), and North Carolina ($1389) have lower rates, while states like Louisiana ($3138), Michigan ($3465), and Florida ($3171) have higher rates.

Other states, like Oregon, Colorado, and Alabama, have insurance rates closer to the national average. In these states, insurance costs $1818, $2319, and $1779 per year.

How to get Lexus RC F car insurance with Way.com

You can find car insurance for a Lexus RC F almost anywhere on the Internet. Finding the cheapest car to insure can be hard, but you can get cheap car insurance. Check out the information we've gathered about how much it costs to insure a Lexus RC F with the major auto insurance companies.

Go to Way.com to compare auto insurance quotes for free online. We'll help you find the best Lexus RC F insurance rates! Simply download the Way.com app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes!

Compare offers from more than 200 different insurance providers on our platform, which lets you choose the best policy for your Toyota Camry – all in a jiffy!

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQ

Is Lexus RC expensive to insure?

Yes, Lexus RC F is expensive to insure. A full coverage Lexus RC F car insurance costs $2148 per year or about $180 per month. This is $591 more than the average price of a luxury coupe in the United States. Compared to other sports cars, the Lexus RC F is $10 more expensive per year to insure than the average rate for the segment.

How much is insurance on an RC?

A full coverage Lexus RC F car insurance costs $2148 per year or about $180 per month. This is $591 more than the average price of a luxury coupe in the United States.

Learn more by city and state for car insurance



Learn more by city and state for car insurance




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