Key Takeaways
Do you know that your Lexus RC F insurance cost can be much lower than what you have? Even though the monthly average rate for the car model is $145, you can find offers from the cheapest car insurance companies. Go through the various factors that impact the cost of your RC F and find ways to cut the car insurance cost with Way.
Lexus RC F auto insurance cost for full coverage is $1,740 on average, per year. This is $19 less than the national average of $1,759. Minimum car insurance is mandatory in most states. Also, insurance policies, including collision and comprehensive coverage, can give you a stress-free drive. Hence, Lexus RC F insurance costs are inevitable if you are planning to buy one.
Lexas RC F car insurance costs vary greatly depending on the person's age, state, insurance company, and how much they drive. In addition, these rates are also affected by things like recent accidents, traffic tickets, and credit history.
Driver Location: Lexus RC F car insurance premiums can cost much more or less depending on where you live. For example, rates are more expensive in Michigan because it mandates much higher coverage levels. In addition, rate adjustments based on credit score are not allowed in states like California, Hawaii, and Massachusetts.
High-Performance Powertrain: Sure, it is great to have a car with peak performance. However, with high performance, the risk factor for the car also goes up. Young drivers are more prone to test the engine's potential and get into trouble. Hence, the insurance rates also run high.
Cost of Repairs and Parts: The costly OEM parts increase the collision and comprehensive premiums. All the same, the lower repair frequency in Lexus cars is also applicable to the RC F and hence helps to keep moderate insurance rates.
Theft Risk & Anti-Theft Tech: When it comes to theft, the RC F owners can relax. The low production of car models and their advanced anti-theft features prevent them from getting stolen on most occasions. This eliminates one of the major concerns of car insurers and reduces the high surcharges related to theft.
Driver Profile: Your driving history and profile play a vital role in deciding the Lexus RC F car insurance rate. Certain factors, such as age and history, DUI, tickets, etc., definitely influence car insurance rates. Younger drivers below 25 years of age are likely to get a high premium. Similar is the case of those who are involved in DUI incidents and tickets.
The average monthly insurance rate for the Lexus RC F model is $145. However, insurance rates for the car model can vary according to the model years and insurance providers. The older the car, the lower the rates are, according to the general trend. This trend can vary with different insurance companies. Let's go through the average annual and monthly Lexus RC F insurance costs for selected model years.
| Lexus RC F Model Years | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Lexus RC F 2018 Model Year | $2,658 | $222 |
| Lexus RC F 2017 Model Year | $2,127 | $177 |
| Lexus RC F 2016 Model Year | $2,011 | $168 |
| Lexus RC F 2015 Model Year | $1,919 | $160 |
Though the Lexus RC F car insurance cost depends on various factors, each insurer has its own criteria for calculating the rates. Insuring the car model is generally high, but here are some of the cheapest insurance companies to consider for your RC F.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mercury | $1,146 | $96 |
| Erie | $1,298 | $108 |
| Tennessee Farmers | $1,460 | $122 |
| Texas Farm Bureau | $1,465 | $122 |
| USAA | $1,796 | $150 |
| Plymouth Rock Insurance | $1,811 | $151 |
| Nationwide | $1,839 | $153 |
| Arbella | $2,093 | $174 |
| Acuity | $2,101 | $175 |
| State Farm | $2,106 | $175 |
| Country | $2,178 | $182 |
The 2018 Lexus RC F insurance rate, on average, is $2,658. Mercury offers the lowest rates for the car model year. In general, the rates for the car model range between $98 and $198. Refer to the table below to compare the other cheap insurance rates for the 2018 Lexus RC F.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mercury | $1,174 | $98 |
| Erie | $1,366 | $114 |
| Tennessee Farmers | $1,478 | $123 |
| Nationwide | $1,820 | $152 |
| USAA | $1,830 | $153 |
| Plymouth Rock Insurance | $1,894 | $158 |
| Safeco | $2,190 | $183 |
| State Farm | $2,285 | $190 |
| Acuity | $2,309 | $192 |
| Arbella | $2,343 | $195 |
| Country | $2,360 | $197 |
| Progressive | $2,381 | $198 |
The Lexus RC F 2017 model year insurance cost per year, on average, is $2,127. Mercury, Erie, and Tennessee Farmers are some of the cheapest auto insurance companies for the car model year. Compare and find the cheapest insurance for your Lexus RC F from the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mercury | $1,147 | $96 |
| Erie | $1,316 | $110 |
| Tennessee Farmers | $1,478 | $123 |
| Texas Farm Bureau | $1,492 | $124 |
| USAA | $1,812 | $151 |
| Plymouth Rock Insurance | $1,826 | $152 |
| Nationwide | $1,846 | $154 |
| State Farm | $2,091 | $174 |
| Arbella | $2,196 | $183 |
| Acuity | $2,288 | $191 |
| Country | $2,299 | $192 |
| Progressive | $2,325 | $194 |
The average annual insurance rate for the Lexus RC F 2016 model year is $2,011. With an average annual rate of $1,132, Mercury leads the table of the cheapest insurers for the car model year. Find more car insurance companies with cheap Lexus RC F insurance rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mercury | $1,132 | $94 |
| Erie | $1,255 | $105 |
| Tennessee Farmers | $1,442 | $120 |
| Texas Farm Bureau | $1,451 | $121 |
| Plymouth Rock Insurance | $1,762 | $147 |
| USAA | $1,771 | $148 |
| Nationwide | $1,845 | $154 |
| Acuity | $1,903 | $159 |
| Arbella | $1,916 | $160 |
| State Farm | $2,023 | $169 |
| Country | $2,027 | $169 |
| Vermont Mutual | $2,094 | $175 |
Cheap monthly insurance premiums for the 2015 Lexus RC F range between $93 and $165. Mercury offers the cheapest rate for the car model year. The annual average offered by the insurers is lower than the overall average, $1,919, by $802. Find cheap Lexus RC F 2015 model year insurance rates from various insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mercury | $1,117 | $93 |
| Erie | $1,202 | $100 |
| Texas Farm Bureau | $1,410 | $118 |
| Plymouth Rock Insurance | $1,700 | $142 |
| Acuity | $1,709 | $142 |
| Tennessee Farmers | $1,774 | $148 |
| USAA | $1,816 | $151 |
| Vermont Mutual | $1,829 | $152 |
| Nationwide | $1,840 | $153 |
| Country | $1,887 | $157 |
| Arbella | $1,891 | $158 |
| State Farm | $1,985 | $165 |
Safety features in your Lexus RC F are meant to reduce the major risk factors in the event of a collision or rollover. Such built-in features are a green light for insurance companies and help lower your Lexus RC F insurance cost. Find the advanced safety features that can get you a cheap car insurance quote.
Install additional safety features: Those who install anti-theft devices and new safety technology in their cars often get discounts from their insurance companies. So, get a GPS tracker or a system that helps you avoid accidents. You'll be safer on the road and save money on your insurance at the same time!
Limit the number of extra features: The upgraded sound system, because it was so cool, is going to spike your Lexus RC F insurance cost. The leather seats, the heated seats, and the power moon roof would also be nice. That's because they raise the value of your car, which makes any possible claim more expensive. So don't customize unless you think it's worth a higher price.
Safe Driving: Yes, driving safely could put money back in your pocket. Not only will tickets send your rate through the roof, but you'll also be able to get discounts if you keep your records clean.
Leverage on Discounts: The good news is that you can get discount offers from most insurers for things like getting good grades, making payments online, joining the military, and driving safely. Here are some of the common deals you can search for:
You know what to do: compare, compare, compare. The best way to save money on car insurance is to shop around and compare prices.
Here's how it works: When figuring out your rate, each insurance company uses a different algorithm. So, unless you have a way to automatically find the best algorithm for your car, age, zip code, etc., comparing quotes is the only Way to find the right coverage at the best rate.
There is another way: download the Way app and let us handle the algorithms (and the savings!) You can get instant access to our pool of over 140 top insurance companies by answering a few simple questions and comparing rates in as little as 45 seconds!
You can find car insurance for a Lexus RC F almost anywhere on the Internet. Finding the cheapest car to insure can be hard, but you can get cheap car insurance. Check out the information we've gathered about how much it costs to insure a Lexus RC F with the major auto insurance companies.
Go to Way.com to compare auto insurance quotes for free online. We'll help you find the best Lexus RC F insurance rates! Simply use the Way app or head to Way's website to start your auto insurance journey and get a free quote in just minutes!
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
A full coverage Lexus RC F car insurance costs $1,740 per year or about $145 per month.
Mercury, in our research, was found to offer the cheapest insurance rates for the Lexus RC F. The average annual insurance rate by the insurer is $1,146.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
