Key Takeaways
Do the Lexus GS 350 insurance costs keep you up at night? There is good news. Drivers get to cut annual premiums through various discounts and offers on their insurance policies. All it takes is a little research on Lexus GS 350 car insurance rates among multiple insurers.
Compared to the sedans in the luxury category, the Lexus GS 350 is less expensive to insure. The Insurance for a Mercedes-Benz E Class can cost almost the same as it does for a Lexus GS 350 or another midsize luxury sedan. The table below shows how the insurance rates for the Lexus GS 350 are lower when compared to other luxury cars like the Mercedes-Benz E-Class, Volvo S90, Cadillac CTS, etc.
| Car Model | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mercedes-Benz E-Class | $1,020 | $85 |
| Lexus GS 350 | $1,284 | $107 |
| Volvo S90 | $2,052 | $171 |
| Cadillac CTS | $2,064 | $172 |
| BMW 5 Series | $2,208 | $184 |
| Acura RLX | $2,208 | $184 |
| Infiniti Q70 | $2,460 | $205 |
| Jaguar XF | $2,508 | $209 |
| Audi A6 | $2,568 | $214 |
Luxury Make & Model: Belonging to a luxury sedan segment can make Lexus GS 350 insurance rates expensive.
Performance Factors: The high-end V6 engine of Lexus is fine-tuned to reach 60 mph in 5.7 seconds. Such a top-performing car is classified as high-risk. The greater the performance, the higher the insurance rates are.
Safety & Reliability: With a lower repair frequency, the Lexus 350 belongs to one of the most reliable car models, and it fits the Lexus brand. Combined with the advanced safety features, insurers shall offer a lower rate.
Theft Risk: Being one of the best-loved Lexus models, with its advanced security features, thefts are thwarted. The lower theft rates for the car make it the insurer's best bet for lower premiums.
Location / ZIP code: Car insurance rates can vary a lot based on where you live. For instance, drivers in urban states such as New York have to pay more per year than drivers in Seattle. On the other hand, if you live in Chicago and have heated seats, the resale value might be higher, which could change the cost of replacement, but carriers in Hawaii wouldn't notice a difference.
Driver's Age: Price is based on several things, including age, driving record, and other factors. When drivers in their teens or twenties get a new ticket, their auto insurance rates go up the most. Rates go down more with age and experience if you don't have a criminal record.
Credit Score Rates for car insurance can affect your credit score. If you have a good credit score of 670-739 or a high credit score of 800 or more, you could save a lot per year. On the other hand, having bad credit could cost you more than average. However, not all states or insurance companies base credit scores.
Which is the best auto insurance company for the Lexus GS 350? Some of the best companies offer Lexus GS 350 car insurance. The rates you pay will depend on several factors. While trim level, driver profile, etc., are factors, the major factor is the car model year.
The car insurance for a 2018 Lexus GS 350 costs $2,224, but it only costs $1,450 for a 2011 Lexus GS 350, a difference of $774. You should also check out the model beforehand.
| Lexus GS 350 Model Years | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Lexus GS 350 2018 Model Year | $2,224 | $185 |
| Lexus GS 350 2017 Model Year | $1,712 | $143 |
| Lexus GS 350 2016 Model Year | $1,881 | $157 |
| Lexus GS 350 2015 Model Year | $1,642 | $137 |
| Lexus GS 350 2014 Model Year | $1,663 | $139 |
| Lexus GS 350 2013 Model Year | $1,615 | $135 |
| Lexus GS 350 2011Model Year | $1,450 | $121 |
Does it look the same? If the car doesn't change much, its market value will likely stay high, affecting how much you pay for insurance.
The Lexus GS 350 insurance rates are decided based on the parameters and calculations done by insurers. Though most of the parameters are similar, the weightages given to each of them vary according to the insurance provider. Erie has emerged as the cheapest company offering the lowest Lexus GS 350 insurance quote in our research. Find some of the cheap insurance companies for the car model in the table below, along with the annual rates offered.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $1,019 | $85 |
| Texas Farm Bureau | $1,214 | $101 |
| USAA | $1,262 | $105 |
| Tennessee Farmers | $1,404 | $117 |
| Acuity | $1,442 | $120 |
| Vermont Mutual | $1,505 | $125 |
| Plymouth Rock Insurance | $1,584 | $132 |
| Nationwide | $1,615 | $135 |
| State Farm | $1,620 | $135 |
| Arbella | $1,641 | $137 |
| Mercury | $1,695 | $141 |
| Country | $1,752 | $146 |
The 2018 Lexus GS 350 insurance rate on average is $2,224. Erie tops the cheapest insurance companies for the model year with $1,195. The insurer is closely followed by Tennessee Farmers, USAA, etc. The average monthly insurance cost for the Lexus GS 350 2018 model year ranges between $100 and $178. Go through some of the cheap insurers and average rates they offer for the car model in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $1,195 | $100 |
| Tennessee Farmers | $1,317 | $110 |
| USAA | $1,408 | $117 |
| Nationwide | $1,547 | $129 |
| Acuity | $1,636 | $136 |
| Mercury | $1,794 | $150 |
| Plymouth Rock Insurance | $1,800 | $150 |
| Vermont Mutual | $1,840 | $153 |
| Southern Farm Bureau | $1,923 | $160 |
| Arbella | $2,017 | $168 |
| State Farm | $2,131 | $178 |
The average Lexus GS insurance cost for the 2017 model year is $1,712 per year. Erie offers the cheapest rate for the car model year, which is $534 lower than the average annual price. Go through some of the cheapest auto insurance providers for the 2017 Lexus GS 350 from the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $1,178 | $98 |
| Texas Farm Bureau | $1,310 | $109 |
| Tennessee Farmers | $1,320 | $110 |
| USAA | $1,502 | $125 |
| Nationwide | $1,617 | $135 |
| Acuity | $1,624 | $135 |
| Plymouth Rock Insurance | $1,740 | $145 |
| Mercury | $1,751 | $146 |
| Vermont Mutual | $1,766 | $147 |
| Country | $1,852 | $154 |
| Arbella | $1,892 | $158 |
| Southern Farm Bureau | $1,907 | $159 |
The 2016 Lexus GS insurance rate annually costs $1,881, on average. While Erie offers the cheapest rate for the car model year, at $1,057, Tennessee Farmers, Texas Farm Bureau, and other leading insurers offer cheap rates. Compare and choose from the cheap Lexus GS 350 insurance rates from various insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $1,057 | $88 |
| Tennessee Farmers | $1,261 | $105 |
| Texas Farm Bureau | $1,364 | $114 |
| USAA | $1,375 | $115 |
| Nationwide | $1,551 | $129 |
| Acuity | $1,617 | $135 |
| Plymouth Rock Insurance | $1,666 | $139 |
| Mercury | $1,714 | $143 |
| Vermont Mutual | $1,752 | $146 |
| Country | $1,807 | $151 |
| Arbella | $1,850 | $154 |
| State Farm | $1,878 | $157 |
Erie is the cheapest insurance company for the 2015 model Lexus GS 350. The overall average Lexus GS 350 insurance rate is $1,642; Erie offers $970. The average monthly insurance cost for the car model year ranges between $81 and $144. Find some of the cheapest insurance companies for the Lexus GS 350 2015 model year in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $970 | $81 |
| Texas Farm Bureau | $1,200 | $100 |
| USAA | $1,239 | $103 |
| State Farm | $1,498 | $125 |
| Acuity | $1,534 | $128 |
| Plymouth Rock Insurance | $1,619 | $135 |
| Tennessee Farmers | $1,629 | $136 |
| Vermont Mutual | $1,640 | $137 |
| Nationwide | $1,659 | $138 |
| Mercury | $1,682 | $140 |
| Country | $1,733 | $144 |
The average annual insurance rate for the Lexus GS 350 2014 model year ranges between $1,041 and $1,793. Erie offers the cheapest premium for the car model year, at $1,041 on average per year. The overall annual average Lexus GS 350 insurance rate is $1,663.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $1,041 | $87 |
| Texas Farm Bureau | $1,197 | $100 |
| USAA | $1,277 | $106 |
| Acuity | $1,370 | $114 |
| Vermont Mutual | $1,418 | $118 |
| Tennessee Farmers | $1,487 | $124 |
| Plymouth Rock Insurance | $1,575 | $131 |
| Country | $1,615 | $135 |
| Mercury | $1,664 | $139 |
| Southern Farm Bureau | $1,682 | $140 |
| Arbella | $1,695 | $141 |
| Nationwide | $1,793 | $149 |
Erie, USAA, Texas Farm Bureau, and some other insurance providers offer cheap Lexus GS 350 insurance rates. The average yearly premium for the car model year across all insurance providers amounts to $1,615. Go through some of the cheap insurance companies and the low rates they offer for a 2013 Lexus GS 350 in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $954 | $80 |
| USAA | $1,115 | $93 |
| Texas Farm Bureau | $1,162 | $97 |
| Vermont Mutual | $1,338 | $112 |
| Acuity | $1,340 | $112 |
| Tennessee Farmers | $1,431 | $119 |
| Plymouth Rock Insurance | $1,510 | $126 |
| Arbella | $1,540 | $128 |
| State Farm | $1,586 | $132 |
| Southern Farm Bureau | $1,597 | $133 |
| Nationwide | $1,599 | $133 |
| Mercury | $1,662 | $139 |
The cheapest insurance rate for the 2011 Lexus GS 350 model is $916, which is offered by Erie. The overall average for the car model year is $1,450. Here are some of the cheap Lexus GS 350 insurance rates from leading insurers. Find the best one for your Lexus model from the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $916 | $76 |
| Texas Farm Bureau | $1,048 | $87 |
| USAA | $1,066 | $89 |
| Vermont Mutual | $1,113 | $93 |
| Acuity | $1,164 | $97 |
| Arbella | $1,226 | $102 |
| Tennessee Farmers | $1,297 | $108 |
| Plymouth Rock Insurance | $1,392 | $116 |
| Southern Farm Bureau | $1,399 | $117 |
| Nationwide | $1,470 | $123 |
| American Family | $1,481 | $123 |
| State Farm | $1,518 | $127 |
The more safety features your Lexus GS 350 has, the better your chance of getting a discount. The Lexus GS 350 has the following safety features:
Choose the right trim & drivetrain: Though the sport edition of the Lexus GS 350 is available, you can cut the insurance cost by choosing the base trim of the car model.
Drive Less & Prove It: As a pleasure driver or by using the luxury sedan for weekends, you can reduce your mileage. By enrolling in a usage-based insurance or low mileage policy, you can cut the Lexus GS 350 car insurance cost.
Shop Around & Compare: Check the Lexus GS 350 insurance rates across various providers annually. Most insurance companies revise their rates for all car models. Comparing cheap Lexus GS 350 auto insurance quotes from multiple insurers can lead you to the cheapest rates easily.
Maintain a Clean Driving Record: Incidents such as tickets, DUI, or accident history can be reasons for souring your Lexus GS 350 insurance cost. Therefore, it's best to keep your driving records clean.
Bundle Policies: Combining the Lexus GS 350 car insurance policies with other insurances, such as homeowner's or renter's insurance, can lower the car insurance rates.
Increase Your Deductible: The depreciation in luxury sedans is high compared to other utility cars. Hence, insurance for cars for limited use, under a good driving record, can increase deductibles. This will get you cheaper insurance rates.
Leverage Discounts: You can save money by getting discounts. There may be discounts if you sign the policy early, are a good student, are a loyal customer, own your home, take a defensive driving course, or do many other things. Most car insurance companies offer profession-specific discounts for customers working in certain fields, such as scientists, high school and elementary school teachers, engineers, doctors, police officers, and others. It varies according to the respective insurance providers.
The average Lexus GS 350 insurance rate is $1,284 a year. Prices change depending on how long you've been driving, whether you want the base trim or the premium package, and more. One of the best ways to ensure you're getting a fair price on auto insurance is to compare multiple quotes .
To get accurate insurance rates, include as much information as possible, like the car's mileage, year, and color. Does it have aluminum around the edges? Did you sign up for the package with all the extras? Did you get premium wheels? Even things that seem small can change the price. In some situations, you can choose whether or not to buy extra insurance for extra features.
Using platforms like the Way app, you can immediately compare Lexus GS 350 car insurance quotes from 140+ insurers.
Get the Way app or visit the website, and we'll take care of the math (and the savings!) You can get instant access to Way's pool of over 140 top insurance companies by answering a few simple questions and comparing rates in as little as 45 seconds! Way can help you find the best discounts for you. Just ask about discounts when you're comparing companies.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Moderately, yes, a Lexus GS is expensive to insure. The average annual cost of car insurance for a Lexus GS 350 is $1,284. Compared to luxury sedans in the same segment, the Lexus GS 350 is less expensive.
The Lexus GS 350 auto insurance rate on average is $1,284 per year.
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