Cheapest Car Insurance Quotes in Burbank

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Burbank Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Burbank

The car insurance rate in Burbank is $1078 for a six-month policy, which is $209 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $553, making it a popular choice for budget-conscious drivers. Rates in Burbank can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Burbank

$1078

Avg. Car Insurance in Illinois

$869

National Average

$1140

Cheapest Car Insurance Companies in Burbank

1st place: AutoOwners Insurance Co

At $553 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Westfield

Westfield offers auto insurance rates at $626 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Country Financial

Country Financial offers auto insurance rates at $656 for six months, making it the third cheapest auto insurance company in Burbank.

Burbank Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Burbank, IL is AutoOwners Insurance Co, offering policies at just $553 for a six-month term. This is followed by Westfield, which has an average six-month premium of $626.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $1002 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Burbank drivers find the best deals.

Cheap Car Insurance Companies in Burbank, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$553	$94
Westfield	$626	$104
Country Financial	$656	$110
Travelers	$781	$131
American Family	$906	$153
Erie	$950	$159
USAA	$1120	$188
State Farm	$1127	$190
Progressive	$1238	$208
Auto-Owners	$1303	$217
Allstate	$1871	$315
Farmers	$1871	$315
Hanover	$1164	$193
Mercury	$994	$166
Hastings Mutual	$1002	$170

Key Takeaways

Way's key takeaways about car insurance in Burbank

The auto insurance costs in Burbank fall around $553 for six months.
The cheapest auto insurance company in Burbank is Mercury.
Teen drivers pay the highest rate in Burbank at $72 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Burbank

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Burbank are given below.

Mercury provides the cheapest minimum car insurance coverage in Burbank. Their Average 6 Month Premium is $185. First Chicago is the most expensive at $243 for the same period.

Cheapest Liability Coverage in Burbank, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$185	$31
Westfield	$198	$33
Auto-Owners Insurance Co	$236	$40
Country Financial	$250	$42
Erie	$309	$52
Auto-Owners	$339	$57
Travelers	$339	$57
American Family	$391	$66
State Farm	$391	$66
USAA	$413	$69
Progressive	$479	$81
Allstate	$751	$126
Farmers	$921	$156
Hanover	$221	$37
AAA	$316	$53
First Chicago	$243	$41

Cheapest Full Coverage Car Insurance in Burbank

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Burbank is AutoOwners Insurance Co at $94 per month and $553 for six months.

Cheapest Full Coverage Car Insurance Quotes in Burbank, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$553	$94
Westfield	$626	$104
Country Financial	$656	$110
Travelers	$781	$131
American Family	$906	$153
Erie	$950	$159
USAA	$1120	$188
State Farm	$1127	$190
Progressive	$1238	$208
Auto-Owners	$1303	$217
Allstate	$1871	$315
Farmers	$1871	$315
Hanover	$1164	$193
Mercury	$994	$166
Hastings Mutual	$1002	$170

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Average Car Insurance in Burbank by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Burbank, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in Burbank, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Burbank's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Burbank

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Auto-Owners	$877
30s	Auto-Owners	$606
40s	Auto-Owners	$595
50s	Auto-Owners	$562
60s	Auto-Owners	$590
70s	Auto-Owners	$749

Cheapest Car Insurance Rates for Teen Drivers in Burbank,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Burbank at $40 per month. At $420 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$236	$40
Mercury	$273	$46
Auto-Owners Insurance Co	$295	$50
Country Financial	$1002	$169
Erie	$1230	$207
Travelers	$1303	$219
USAA	$2269	$382
American Family	$2718	$458
State Farm	$3911	$658
Progressive	$3918	$660
Allstate	$4552	$766
Farmers	$4633	$780
AAA	$420	$72

Teen Car Insurance Rates in IL by Age

Way Tip

If you are in your twenties AutoOwners is the best choice for car insurance in Burbank.

As young drivers face the highest rates in Burbank, AutoOwners offers the cheapest auto insurance rates at $877 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Burbank, Mercury is the cheapest car insurance provider. At $280 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Burbank is State Farm, offering rates of around $3853 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$280	$47
Westfield	$368	$63
Hanover	$494	$82
Country Financial	$737	$124
Travelers	$817	$138
Progressive	$1171	$197
American Family	$1436	$242
USAA	$1907	$325
Allstate	$3131	$522
Farmers	$3602	$613
State Farm	$3853	$642

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Car Insurance Rates with An Accident in Burbank

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Burbank, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Burbank

The cheapest car insurance companies after an at-fault accident in Burbank include AutoOwners Insurance Co and Westfield, offering $309 and $316, respectively. Hastings Mutual is an expensive provider with an average six-month premium of $368.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$309	$52
Westfield	$316	$53
Mercury	$405	$67
Travelers	$707	$119
Erie	$714	$120
Country Financial	$722	$122
State Farm	$1068	$180
USAA	$1097	$185
American Family	$1230	$207
Progressive	$1776	$299
Farmers	$1959	$330
Allstate	$3249	$547
AAA	$523	$89
First Chicago	$339	$57
Hastings Mutual	$368	$63

Burbank Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Burbank IL. For example, the car insurance in Burbank after a DUI increases to $1017 for a six month policy. While the rate increases by $273 for a six-month policy in the case of a speeding ticket.

Burbank auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1215	$202
One Med/PIP claim	$1223	$208
Not-at-fault accident	$1290	$215
One comp claim	$1318	$224
Two Med/PIP claims	$1318	$219
Failure to wear a seat belt	$1414	$241
Driving without lights	$1428	$238
Child safety restraint	$1436	$244
Two comp claims	$1436	$239
Failure to show documents	$1458	$248
Speeding 6 - 10 MPH over limit	$1488	$248
Driving with expired registration	$1495	$254
Speeding 11 - 15 MPH over limit	$1525	$254
Driving too slowly	$1533	$260
Failure to yield	$1533	$255
Illegal turn	$1533	$260
At-fault accident - less than $1000	$1546	$258
Failure to stop at a red light	$1546	$263
Following too closely	$1546	$258
Speeding 16 - 20 MPH over limit	$1554	$264
Speeding in school zone	$1554	$259
Improper passing	$1561	$265
Wrong way/wrong lane	$1561	$260
Cell phone violation	$1591	$270
Texting while driving	$1591	$265
Passing school bus	$1606	$273
In 65 MPH zone	$1613	$269
Speeding 21 - 25 MPH over limit	$1628	$277
Operating a vehicle without permission	$1658	$277
At-fault accident - $1000-$2000	$1761	$299
At-fault accident - greater than $2000	$1789	$299
Open container	$1849	$315
Reckless driving	$2144	$357
Racing	$2165	$368
Driving with a suspended license	$2210	$368
Refusal to submit to a chemical test	$2225	$378
DUI	$2232	$372
Leaving scene of an accident/hit and run	$2254	$383

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Burbank after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Burbank.

The cheapest car insurance premiums in Burbank are offered by Mercury at $280 for a six-month policy. However, it can be as expensive as $3160 with companies like Farmers.

Burbank car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$280	$47
Travelers	$751	$126
Erie	$869	$146
Progressive	$906	$153
Country Financial	$1142	$192
American Family	$1393	$234
State Farm	$1510	$254
USAA	$1768	$298
Allstate	$2776	$467
Farmers	$3160	$537

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Burbank are offered by Westfield at $236. However, it can be as expensive as $5790 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Burbank after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$236	$40
Auto-Owners Insurance Co	$265	$45
Mercury	$288	$48
Erie	$309	$52
Hanover	$353	$60
Country Financial	$744	$125
USAA	$965	$161
State Farm	$1318	$224
Travelers	$1495	$249
Progressive	$1546	$263
American Family	$1716	$289
Allstate	$4920	$837
Farmers	$5790	$965

Car Insurance Price Trends in Burbank, Illinois

Car insurance rates in Burbank have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Burbank rose by $239 in December compared to $237 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Burbank rose to $66 in December, compared to $63 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Burbank?

The car insurance in Burbank is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Burbank?

The cheapest car insurance in Burbank is $94 per month for full coverage.

How much is car insurance in Burbank for teenagers?

Car insurance for teenagers costs $236 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Burbank?

The average cost of car insurance is $869 for a six-month policy. It will cost around $180 per month to insure your car in Burbank.

Is car insurance expensive in Burbank?

Car insurance can be expensive in Burbank if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Burbank can be affordable.

Cheapest Car Insurance Quotes in Burbank

Why you can trust Way?

How Much Is Car Insurance in Burbank

Avg. Car Insurance in Burbank

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in Burbank

1st place: AutoOwners Insurance Co

2nd place: Westfield

3rd place: Country Financial

Burbank Car Insurance Rates by Company

Cheap Car Insurance Companies in Burbank, IL

Way's key takeaways about car insurance in Burbank

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Burbank

Cheapest Liability Coverage in Burbank, IL

Cheapest Full Coverage Car Insurance in Burbank

Cheapest Full Coverage Car Insurance Quotes in Burbank, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Burbank by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Burbank, IL increasing?

Car Insurance Premiums by Age in Burbank

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Burbank,IL

If you are in your twenties AutoOwners is the best choice for car insurance in Burbank.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Burbank

Cheapest Car Insurance Companies after an At-Fault Accident in Burbank

Burbank Car Insurance Rates by Violation

Burbank auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Burbank after a DUI

Burbank car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Burbank after Speeding ticket

Car Insurance Price Trends in Burbank, Illinois

Average Car Insurance Cost in Burbank by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Burbank, IL

Car Insurance Rates by State in the USA (2025 Update)

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