Cheapest Car Insurance Quotes in East Hazel Crest

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East Hazel Crest Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Hazel Crest

The car insurance rate in East Hazel Crest is $1199 for a six-month policy, which is $330 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $615, making it a popular choice for budget-conscious drivers. Rates in East Hazel Crest can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Hazel Crest

$1199

Avg. Car Insurance in Illinois

$869

National Average

$1140

Cheapest Car Insurance Companies in East Hazel Crest

1st place: AutoOwners Insurance Co

At $615 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Westfield

Westfield offers auto insurance rates at $697 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Country Financial

Country Financial offers auto insurance rates at $730 for six months, making it the third cheapest auto insurance company in East Hazel Crest.

East Hazel Crest Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Hazel Crest, IL is AutoOwners Insurance Co, offering policies at just $615 for a six-month term. This is followed by Westfield, which has an average six-month premium of $697.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $1115 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Hazel Crest drivers find the best deals.

Cheap Car Insurance Companies in East Hazel Crest, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$615	$105
Westfield	$697	$116
Country Financial	$730	$123
Travelers	$869	$146
American Family	$1009	$170
Erie	$1057	$177
USAA	$1246	$210
State Farm	$1254	$211
Progressive	$1377	$232
Auto-Owners	$1450	$241
Allstate	$2082	$351
Farmers	$2082	$351
Hanover	$1296	$215
Mercury	$1107	$185
Hastings Mutual	$1115	$189

Key Takeaways

Way's key takeaways about car insurance in East Hazel Crest

The auto insurance costs in East Hazel Crest fall around $615 for six months.
The cheapest auto insurance company in East Hazel Crest is Mercury.
Teen drivers pay the highest rate in East Hazel Crest at $80 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in East Hazel Crest

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Hazel Crest are given below.

Mercury provides the cheapest minimum car insurance coverage in East Hazel Crest. Their Average 6 Month Premium is $206. First Chicago is the most expensive at $270 for the same period.

Cheapest Liability Coverage in East Hazel Crest, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$206	$35
Westfield	$221	$37
Auto-Owners Insurance Co	$262	$44
Country Financial	$279	$47
Erie	$344	$58
Auto-Owners	$377	$63
Travelers	$377	$63
American Family	$435	$73
State Farm	$435	$73
USAA	$460	$77
Progressive	$533	$90
Allstate	$836	$141
Farmers	$1025	$174
Hanover	$246	$41
AAA	$352	$59
First Chicago	$270	$46

Cheapest Full Coverage Car Insurance in East Hazel Crest

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Hazel Crest is AutoOwners Insurance Co at $105 per month and $615 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Hazel Crest, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$615	$105
Westfield	$697	$116
Country Financial	$730	$123
Travelers	$869	$146
American Family	$1009	$170
Erie	$1057	$177
USAA	$1246	$210
State Farm	$1254	$211
Progressive	$1377	$232
Auto-Owners	$1450	$241
Allstate	$2082	$351
Farmers	$2082	$351
Hanover	$1296	$215
Mercury	$1107	$185
Hastings Mutual	$1115	$189

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Average Car Insurance in East Hazel Crest by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Hazel Crest, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in East Hazel Crest, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Hazel Crest's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Hazel Crest

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Auto-Owners	$976
30s	Auto-Owners	$675
40s	Auto-Owners	$662
50s	Auto-Owners	$625
60s	Auto-Owners	$657
70s	Auto-Owners	$834

Cheapest Car Insurance Rates for Teen Drivers in East Hazel Crest,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the East Hazel Crest at $44 per month. At $468 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$262	$44
Mercury	$304	$51
Auto-Owners Insurance Co	$328	$55
Country Financial	$1115	$188
Erie	$1369	$230
Travelers	$1450	$244
USAA	$2525	$425
American Family	$3025	$509
State Farm	$4353	$733
Progressive	$4361	$734
Allstate	$5066	$853
Farmers	$5156	$868
AAA	$468	$80

Teen Car Insurance Rates in IL by Age

Way Tip

If you are in your twenties AutoOwners is the best choice for car insurance in East Hazel Crest.

As young drivers face the highest rates in East Hazel Crest, AutoOwners offers the cheapest auto insurance rates at $976 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Hazel Crest, Mercury is the cheapest car insurance provider. At $312 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Hazel Crest is State Farm, offering rates of around $4288 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$312	$52
Westfield	$410	$70
Hanover	$549	$91
Country Financial	$820	$138
Travelers	$909	$153
Progressive	$1303	$219
American Family	$1598	$269
USAA	$2122	$362
Allstate	$3484	$581
Farmers	$4009	$682
State Farm	$4288	$715

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in East Hazel Crest.

Car Insurance Rates with An Accident in East Hazel Crest

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Hazel Crest, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Hazel Crest

The cheapest car insurance companies after an at-fault accident in East Hazel Crest include AutoOwners Insurance Co and Westfield, offering $344 and $352, respectively. Hastings Mutual is an expensive provider with an average six-month premium of $410.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$344	$58
Westfield	$352	$59
Mercury	$451	$75
Travelers	$787	$132
Erie	$795	$134
Country Financial	$803	$135
State Farm	$1188	$200
USAA	$1221	$206
American Family	$1369	$230
Progressive	$1976	$333
Farmers	$2180	$367
Allstate	$3616	$609
AAA	$582	$99
First Chicago	$377	$63
Hastings Mutual	$410	$70

East Hazel Crest Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Hazel Crest IL. For example, the car insurance in East Hazel Crest after a DUI increases to $1132 for a six month policy. While the rate increases by $304 for a six-month policy in the case of a speeding ticket.

East Hazel Crest auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1352	$225
One Med/PIP claim	$1361	$232
Not-at-fault accident	$1435	$239
One comp claim	$1467	$250
Two Med/PIP claims	$1467	$244
Failure to wear a seat belt	$1573	$268
Driving without lights	$1590	$265
Child safety restraint	$1598	$272
Two comp claims	$1598	$266
Failure to show documents	$1623	$276
Speeding 6 - 10 MPH over limit	$1656	$276
Driving with expired registration	$1664	$283
Speeding 11 - 15 MPH over limit	$1697	$283
Driving too slowly	$1706	$290
Failure to yield	$1706	$284
Illegal turn	$1706	$290
At-fault accident - less than $1000	$1721	$287
Failure to stop at a red light	$1721	$293
Following too closely	$1721	$287
Speeding 16 - 20 MPH over limit	$1729	$294
Speeding in school zone	$1729	$288
Improper passing	$1737	$295
Wrong way/wrong lane	$1737	$290
Cell phone violation	$1771	$301
Texting while driving	$1771	$295
Passing school bus	$1787	$304
In 65 MPH zone	$1795	$299
Speeding 21 - 25 MPH over limit	$1812	$308
Operating a vehicle without permission	$1845	$308
At-fault accident - $1000-$2000	$1960	$333
At-fault accident - greater than $2000	$1991	$333
Open container	$2058	$351
Reckless driving	$2386	$397
Racing	$2409	$410
Driving with a suspended license	$2459	$410
Refusal to submit to a chemical test	$2476	$421
DUI	$2484	$414
Leaving scene of an accident/hit and run	$2509	$426

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Hazel Crest after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Hazel Crest.

The cheapest car insurance premiums in East Hazel Crest are offered by Mercury at $312 for a six-month policy. However, it can be as expensive as $3516 with companies like Farmers.

East Hazel Crest car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$312	$52
Travelers	$836	$141
Erie	$967	$163
Progressive	$1009	$170
Country Financial	$1271	$214
American Family	$1550	$261
State Farm	$1681	$283
USAA	$1968	$331
Allstate	$3090	$520
Farmers	$3516	$598

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Hazel Crest are offered by Westfield at $262. However, it can be as expensive as $6443 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in East Hazel Crest after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$262	$44
Auto-Owners Insurance Co	$295	$50
Mercury	$320	$54
Erie	$344	$58
Hanover	$393	$66
Country Financial	$828	$139
USAA	$1074	$179
State Farm	$1467	$250
Travelers	$1664	$277
Progressive	$1721	$293
American Family	$1910	$322
Allstate	$5476	$931
Farmers	$6443	$1074

Car Insurance Price Trends in East Hazel Crest, Illinois

Car insurance rates in East Hazel Crest have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Hazel Crest rose by $266 in December compared to $264 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the East Hazel Crest rose to $73 in December, compared to $70 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in East Hazel Crest?

The car insurance in East Hazel Crest is $35 per month, which is lower than the national average.

What is the cheapest car insurance in East Hazel Crest?

The cheapest car insurance in East Hazel Crest is $105 per month for full coverage.

How much is car insurance in East Hazel Crest for teenagers?

Car insurance for teenagers costs $262 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Hazel Crest?

The average cost of car insurance is $869 for a six-month policy. It will cost around $200 per month to insure your car in East Hazel Crest.

Is car insurance expensive in East Hazel Crest?

Car insurance can be expensive in East Hazel Crest if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Hazel Crest can be affordable.

Cheapest Car Insurance Quotes in East Hazel Crest

Why you can trust Way?

How Much Is Car Insurance in East Hazel Crest

Avg. Car Insurance in East Hazel Crest

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in East Hazel Crest

1st place: AutoOwners Insurance Co

2nd place: Westfield

3rd place: Country Financial

East Hazel Crest Car Insurance Rates by Company

Cheap Car Insurance Companies in East Hazel Crest, IL

Way's key takeaways about car insurance in East Hazel Crest

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Hazel Crest

Cheapest Liability Coverage in East Hazel Crest, IL

Cheapest Full Coverage Car Insurance in East Hazel Crest

Cheapest Full Coverage Car Insurance Quotes in East Hazel Crest, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Hazel Crest by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Hazel Crest, IL increasing?

Car Insurance Premiums by Age in East Hazel Crest

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Hazel Crest,IL

If you are in your twenties AutoOwners is the best choice for car insurance in East Hazel Crest.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Hazel Crest

Cheapest Car Insurance Companies after an At-Fault Accident in East Hazel Crest

East Hazel Crest Car Insurance Rates by Violation

East Hazel Crest auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Hazel Crest after a DUI

East Hazel Crest car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Hazel Crest after Speeding ticket

Car Insurance Price Trends in East Hazel Crest, Illinois

Average Car Insurance Cost in East Hazel Crest by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Hazel Crest, IL

Car Insurance Rates by State in the USA (2025 Update)

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