Cheapest Car Insurance Quotes in Hazel Crest

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Hazel Crest Car Insurance

^$ 36

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hazel Crest

The car insurance rate in Hazel Crest is $1263 for a six-month policy, which is $392 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $516, making it a popular choice for budget-conscious drivers. Rates in Hazel Crest can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hazel Crest

$1263

Avg. Car Insurance in Illinois

$871

National Average

$1278

Cheapest Car Insurance Companies in Hazel Crest

1st place: American Family

At $516 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $647 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $732 for six months, making it the third cheapest auto insurance company in Hazel Crest.

Hazel Crest Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hazel Crest, IL is American Family, offering policies at just $516 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $647.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $1362 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hazel Crest drivers find the best deals.

Cheap Car Insurance Companies in Hazel Crest, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$516	$88
Auto-Owners Insurance Co	$647	$107
Westfield	$732	$125
Travelers	$938	$158
Country Financial	$999	$168
Erie	$1163	$196
USAA	$1386	$233
Auto-Owners	$1430	$241
Progressive	$1465	$247
State Farm	$1576	$265
Farmers	$1731	$294
Allstate	$2490	$419
Hanover	$1362	$226

Key Takeaways

Way's key takeaways about car insurance in Hazel Crest

The auto insurance costs in Hazel Crest fall around $516 for six months.
The cheapest auto insurance company in Hazel Crest is Mercury.
Teen drivers pay the highest rate in Hazel Crest at $84 per month.

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Cheapest Minimum Liability Car Insurance in Hazel Crest

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hazel Crest are given below.

Mercury provides the cheapest minimum car insurance coverage in Hazel Crest. Their Average 6 Month Premium is $216. AAA is the most expensive at $370 for the same period.

Cheapest Liability Coverage in Hazel Crest, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$216	$36
Westfield	$232	$39
Auto-Owners Insurance Co	$276	$46
American Family	$293	$49
Erie	$361	$61
Travelers	$396	$67
Auto-Owners	$405	$68
Country Financial	$405	$68
USAA	$500	$84
State Farm	$534	$90
Progressive	$560	$94
Allstate	$827	$139
Farmers	$1077	$183
Hanover	$258	$44
AAA	$370	$62

Cheapest Full Coverage Car Insurance in Hazel Crest

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hazel Crest is American Family at $88 per month and $516 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hazel Crest, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$516	$88
Auto-Owners Insurance Co	$647	$107
Westfield	$732	$125
Travelers	$938	$158
Country Financial	$999	$168
Erie	$1163	$196
USAA	$1386	$233
Auto-Owners	$1430	$241
Progressive	$1465	$247
State Farm	$1576	$265
Farmers	$1731	$294
Allstate	$2490	$419
Hanover	$1362	$226

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Average Car Insurance in Hazel Crest by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hazel Crest, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in Hazel Crest, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hazel Crest's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hazel Crest

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Hazel Crest,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Hazel Crest at $46 per month. At $492 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$276	$46
American Family	$319	$54
Mercury	$319	$54
Auto-Owners Insurance Co	$345	$58
Farmers	$560	$93
Country Financial	$1567	$264
Travelers	$1637	$276
Erie	$1860	$313
USAA	$2825	$476
Auto-Owners	$3084	$525
Progressive	$4341	$731
State Farm	$5366	$903
Allstate	$5857	$986
AAA	$492	$84

Teen Car Insurance Rates in IL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hazel Crest, Mercury is the cheapest car insurance provider. At $328 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hazel Crest is Farmers, offering rates of around $4212 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$328	$55
Westfield	$431	$73
American Family	$542	$93
Hanover	$577	$96
Travelers	$1034	$174
Country Financial	$1163	$196
Progressive	$1438	$242
USAA	$2549	$425
Erie	$2774	$471
Auto-Owners	$3945	$657
Allstate	$4514	$767
State Farm	$6735	$1122
Farmers	$4212	$716

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Save up to $971/yr on car insurance rates in Hazel Crest.

Car Insurance Rates with An Accident in Hazel Crest

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hazel Crest, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hazel Crest

The cheapest car insurance companies after an at-fault accident in Hazel Crest include American Family and AutoOwners Insurance Co, offering $345 and $361, respectively. AAA is an expensive provider with an average six-month premium of $612.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$345	$58
Auto-Owners Insurance Co	$361	$61
Westfield	$370	$62
Mercury	$474	$81
Farmers	$706	$117
Travelers	$870	$146
Erie	$1077	$181
Country Financial	$1146	$193
State Farm	$1447	$244
USAA	$1550	$261
Auto-Owners	$1620	$270
Progressive	$2188	$368
Allstate	$4246	$715
AAA	$612	$104

Hazel Crest Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hazel Crest IL. For example, the car insurance in Hazel Crest after a DUI increases to $1189 for a six month policy. While the rate increases by $319 for a six-month policy in the case of a speeding ticket.

Hazel Crest auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1421	$236
One Med/PIP claim	$1430	$244
Not-at-fault accident	$1508	$251
One comp claim	$1541	$262
Two Med/PIP claims	$1541	$257
Failure to wear a seat belt	$1653	$281
Driving without lights	$1670	$278
Child safety restraint	$1679	$286
Two comp claims	$1679	$280
Failure to show documents	$1705	$290
Speeding 6 - 10 MPH over limit	$1740	$290
Driving with expired registration	$1749	$297
Speeding 11 - 15 MPH over limit	$1784	$297
Driving too slowly	$1792	$305
Failure to yield	$1792	$299
Illegal turn	$1792	$305
At-fault accident - less than $1000	$1808	$302
Failure to stop at a red light	$1808	$307
Following too closely	$1808	$302
Speeding 16 - 20 MPH over limit	$1817	$309
Speeding in school zone	$1817	$303
Improper passing	$1826	$310
Wrong way/wrong lane	$1826	$305
Cell phone violation	$1860	$316
Texting while driving	$1860	$310
Passing school bus	$1878	$319
In 65 MPH zone	$1886	$315
Speeding 21 - 25 MPH over limit	$1904	$323
Operating a vehicle without permission	$1939	$323
At-fault accident - $1000-$2000	$2059	$349
At-fault accident - greater than $2000	$2092	$349
Open container	$2162	$368
Reckless driving	$2507	$418
Racing	$2532	$431
Driving with a suspended license	$2584	$431
Refusal to submit to a chemical test	$2601	$442
DUI	$2610	$435
Leaving scene of an accident/hit and run	$2636	$448

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hazel Crest after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hazel Crest.

The cheapest car insurance premiums in Hazel Crest are offered by Mercury at $328 for a six-month policy. However, it can be as expensive as $3695 with companies like Farmers.

Hazel Crest car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$328	$55
American Family	$345	$58
Travelers	$922	$155
Progressive	$1111	$187
Erie	$1327	$223
Country Financial	$1541	$260
USAA	$2118	$357
State Farm	$2179	$367
Auto-Owners	$2300	$392
Allstate	$3653	$615
Farmers	$3695	$628

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hazel Crest are offered by Westfield at $276. However, it can be as expensive as $6770 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Hazel Crest after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$276	$46
Auto-Owners Insurance Co	$310	$52
Mercury	$336	$57
American Family	$345	$58
Hanover	$413	$70
Erie	$861	$145
Country Financial	$1034	$174
Travelers	$1309	$218
Auto-Owners	$1327	$226
State Farm	$1662	$277
USAA	$1834	$312
Progressive	$1878	$313
Allstate	$3911	$666
Farmers	$6770	$1128

Car Insurance Price Trends in Hazel Crest, Illinois

Car insurance rates in Hazel Crest have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hazel Crest dipped by $245 in January compared to $280 of December. In other words, there has been an decrease by $35 when you compare January and December.

The average cost of liability insurance in the Hazel Crest dipped to $74 in January, compared to $77 in December. This represents an decrease of $3 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Hazel Crest?

The car insurance in Hazel Crest is $36 per month, which is lower than the national average.

What is the cheapest car insurance in Hazel Crest?

The cheapest car insurance in Hazel Crest is $88 per month for full coverage.

How much is car insurance in Hazel Crest for teenagers?

Car insurance for teenagers costs $276 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hazel Crest?

The average cost of car insurance is $871 for a six-month policy. It will cost around $212 per month to insure your car in Hazel Crest.

Is car insurance expensive in Hazel Crest?

Car insurance can be expensive in Hazel Crest if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hazel Crest can be affordable.

Cheapest Car Insurance Quotes in Hazel Crest

Why you can trust Way?

How Much Is Car Insurance in Hazel Crest

Avg. Car Insurance in Hazel Crest

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in Hazel Crest

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Westfield

Hazel Crest Car Insurance Rates by Company

Cheap Car Insurance Companies in Hazel Crest, IL

Way's key takeaways about car insurance in Hazel Crest

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hazel Crest

Cheapest Liability Coverage in Hazel Crest, IL

Cheapest Full Coverage Car Insurance in Hazel Crest

Cheapest Full Coverage Car Insurance Quotes in Hazel Crest, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hazel Crest by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hazel Crest, IL increasing?

Car Insurance Premiums by Age in Hazel Crest

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hazel Crest,IL

If you are in your twenties N/A is the best choice for car insurance in Hazel Crest.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hazel Crest

Cheapest Car Insurance Companies after an At-Fault Accident in Hazel Crest

Hazel Crest Car Insurance Rates by Violation

Hazel Crest auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hazel Crest after a DUI

Hazel Crest car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hazel Crest after Speeding ticket

Car Insurance Price Trends in Hazel Crest, Illinois

Average Car Insurance Cost in Hazel Crest by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hazel Crest, IL

Car Insurance Rates by State in the USA (2025 Update)

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