Cheapest Car Insurance Quotes in New Burnside

Finding the cheapest car insurance quotes in New Burnside shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

New Burnside Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Burnside

The car insurance rate in New Burnside is $1045 for a six-month policy, which is $174 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $427, making it a popular choice for budget-conscious drivers. Rates in New Burnside can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Burnside

$1045

Avg. Car Insurance in Illinois

$871

National Average

$1278

Cheapest Car Insurance Companies in New Burnside

1st place: American Family

At $427 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $535 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $606 for six months, making it the third cheapest auto insurance company in New Burnside.

New Burnside Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Burnside, IL is American Family, offering policies at just $427 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $535.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $1127 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Burnside drivers find the best deals.

Cheap Car Insurance Companies in New Burnside, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$427	$73
Auto-Owners Insurance Co	$535	$89
Westfield	$606	$103
Travelers	$776	$131
Country Financial	$827	$139
Erie	$962	$162
USAA	$1147	$193
Auto-Owners	$1183	$199
Progressive	$1212	$204
State Farm	$1304	$220
Farmers	$1433	$244
Allstate	$2060	$347
Hanover	$1127	$187

Key Takeaways

Way's key takeaways about car insurance in New Burnside

The auto insurance costs in New Burnside fall around $427 for six months.
The cheapest auto insurance company in New Burnside is Mercury.
Teen drivers pay the highest rate in New Burnside at $70 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in New Burnside

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Burnside are given below.

Mercury provides the cheapest minimum car insurance coverage in New Burnside. Their Average 6 Month Premium is $179. AAA is the most expensive at $306 for the same period.

Cheapest Liability Coverage in New Burnside, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$179	$30
Westfield	$192	$32
Auto-Owners Insurance Co	$228	$38
American Family	$242	$41
Erie	$299	$50
Travelers	$328	$55
Auto-Owners	$335	$56
Country Financial	$335	$56
USAA	$414	$70
State Farm	$442	$74
Progressive	$463	$78
Allstate	$684	$115
Farmers	$892	$151
Hanover	$214	$36
AAA	$306	$52

Cheapest Full Coverage Car Insurance in New Burnside

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Burnside is American Family at $73 per month and $427 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Burnside, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$427	$73
Auto-Owners Insurance Co	$535	$89
Westfield	$606	$103
Travelers	$776	$131
Country Financial	$827	$139
Erie	$962	$162
USAA	$1147	$193
Auto-Owners	$1183	$199
Progressive	$1212	$204
State Farm	$1304	$220
Farmers	$1433	$244
Allstate	$2060	$347
Hanover	$1127	$187

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in New Burnside Instantly!

Average Car Insurance in New Burnside by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Burnside, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in New Burnside, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Burnside's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Burnside

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in New Burnside,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the New Burnside at $38 per month. At $407 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$228	$38
American Family	$264	$44
Mercury	$264	$44
Auto-Owners Insurance Co	$286	$48
Farmers	$463	$77
Country Financial	$1297	$218
Travelers	$1355	$228
Erie	$1540	$259
USAA	$2338	$394
Auto-Owners	$2552	$434
Progressive	$3593	$605
State Farm	$4441	$748
Allstate	$4847	$816
AAA	$407	$70

Teen Car Insurance Rates in IL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Burnside, Mercury is the cheapest car insurance provider. At $271 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Burnside is Farmers, offering rates of around $3486 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$271	$46
Westfield	$356	$60
American Family	$449	$77
Hanover	$478	$79
Travelers	$856	$144
Country Financial	$962	$162
Progressive	$1190	$200
USAA	$2110	$352
Erie	$2296	$390
Auto-Owners	$3265	$544
Allstate	$3736	$635
State Farm	$5574	$929
Farmers	$3486	$593

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in New Burnside.

Car Insurance Rates with An Accident in New Burnside

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Burnside, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Burnside

The cheapest car insurance companies after an at-fault accident in New Burnside include American Family and AutoOwners Insurance Co, offering $286 and $299, respectively. AAA is an expensive provider with an average six-month premium of $506.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$286	$48
Auto-Owners Insurance Co	$299	$50
Westfield	$306	$52
Mercury	$392	$67
Farmers	$584	$97
Travelers	$720	$121
Erie	$892	$150
Country Financial	$948	$160
State Farm	$1198	$202
USAA	$1283	$216
Auto-Owners	$1340	$223
Progressive	$1811	$305
Allstate	$3514	$592
AAA	$506	$86

New Burnside Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Burnside IL. For example, the car insurance in New Burnside after a DUI increases to $984 for a six month policy. While the rate increases by $264 for a six-month policy in the case of a speeding ticket.

New Burnside auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1176	$196
One Med/PIP claim	$1183	$202
Not-at-fault accident	$1248	$208
One comp claim	$1276	$217
Two Med/PIP claims	$1276	$212
Failure to wear a seat belt	$1368	$233
Driving without lights	$1382	$230
Child safety restraint	$1390	$236
Two comp claims	$1390	$232
Failure to show documents	$1411	$240
Speeding 6 - 10 MPH over limit	$1440	$240
Driving with expired registration	$1447	$246
Speeding 11 - 15 MPH over limit	$1476	$246
Driving too slowly	$1483	$252
Failure to yield	$1483	$247
Illegal turn	$1483	$252
At-fault accident - less than $1000	$1496	$250
Failure to stop at a red light	$1496	$254
Following too closely	$1496	$250
Speeding 16 - 20 MPH over limit	$1504	$256
Speeding in school zone	$1504	$251
Improper passing	$1511	$257
Wrong way/wrong lane	$1511	$252
Cell phone violation	$1540	$262
Texting while driving	$1540	$257
Passing school bus	$1554	$264
In 65 MPH zone	$1561	$260
Speeding 21 - 25 MPH over limit	$1576	$268
Operating a vehicle without permission	$1604	$268
At-fault accident - $1000-$2000	$1704	$289
At-fault accident - greater than $2000	$1732	$289
Open container	$1789	$305
Reckless driving	$2075	$346
Racing	$2095	$356
Driving with a suspended license	$2138	$356
Refusal to submit to a chemical test	$2153	$366
DUI	$2160	$360
Leaving scene of an accident/hit and run	$2182	$371

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Burnside after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Burnside.

The cheapest car insurance premiums in New Burnside are offered by Mercury at $271 for a six-month policy. However, it can be as expensive as $3058 with companies like Farmers.

New Burnside car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$271	$46
American Family	$286	$48
Travelers	$763	$128
Progressive	$919	$155
Erie	$1098	$185
Country Financial	$1276	$215
USAA	$1753	$295
State Farm	$1804	$304
Auto-Owners	$1903	$324
Allstate	$3023	$509
Farmers	$3058	$520

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Burnside are offered by Westfield at $228. However, it can be as expensive as $5603 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in New Burnside after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$228	$38
Auto-Owners Insurance Co	$257	$43
Mercury	$278	$47
American Family	$286	$48
Hanover	$342	$58
Erie	$713	$120
Country Financial	$856	$144
Travelers	$1084	$180
Auto-Owners	$1098	$187
State Farm	$1375	$229
USAA	$1518	$258
Progressive	$1554	$259
Allstate	$3236	$551
Farmers	$5603	$934

Car Insurance Price Trends in New Burnside, Illinois

Car insurance rates in New Burnside have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Burnside dipped by $203 in January compared to $232 of December. In other words, there has been an decrease by $29 when you compare January and December.

The average cost of liability insurance in the New Burnside dipped to $61 in January, compared to $64 in December. This represents an decrease of $3 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in New Burnside?

The car insurance in New Burnside is $30 per month, which is lower than the national average.

What is the cheapest car insurance in New Burnside?

The cheapest car insurance in New Burnside is $73 per month for full coverage.

How much is car insurance in New Burnside for teenagers?

Car insurance for teenagers costs $228 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Burnside?

The average cost of car insurance is $871 for a six-month policy. It will cost around $175 per month to insure your car in New Burnside.

Is car insurance expensive in New Burnside?

Car insurance can be expensive in New Burnside if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Burnside can be affordable.

Cheapest Car Insurance Quotes in New Burnside

Why you can trust Way?

How Much Is Car Insurance in New Burnside

Avg. Car Insurance in New Burnside

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in New Burnside

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Westfield

New Burnside Car Insurance Rates by Company

Cheap Car Insurance Companies in New Burnside, IL

Way's key takeaways about car insurance in New Burnside

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in New Burnside

Cheapest Liability Coverage in New Burnside, IL

Cheapest Full Coverage Car Insurance in New Burnside

Cheapest Full Coverage Car Insurance Quotes in New Burnside, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in New Burnside by Rating Factor

I have a clean driving record. Why is my car insurance rate here in New Burnside, IL increasing?

Car Insurance Premiums by Age in New Burnside

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in New Burnside,IL

If you are in your twenties N/A is the best choice for car insurance in New Burnside.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in New Burnside

Cheapest Car Insurance Companies after an At-Fault Accident in New Burnside

New Burnside Car Insurance Rates by Violation

New Burnside auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in New Burnside after a DUI

New Burnside car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in New Burnside after Speeding ticket

Car Insurance Price Trends in New Burnside, Illinois

Average Car Insurance Cost in New Burnside by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near New Burnside, IL

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources