Cheapest Car Insurance Quotes in Forest View

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Forest View Car Insurance

^$ 34

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Forest View

The car insurance rate in Forest View is $1185 for a six-month policy, which is $314 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $484, making it a popular choice for budget-conscious drivers. Rates in Forest View can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Forest View

$1185

Avg. Car Insurance in Illinois

$871

National Average

$1278

Cheapest Car Insurance Companies in Forest View

1st place: American Family

At $484 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $607 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $687 for six months, making it the third cheapest auto insurance company in Forest View.

Forest View Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Forest View, IL is American Family, offering policies at just $484 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $607.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $1277 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Forest View drivers find the best deals.

Cheap Car Insurance Companies in Forest View, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$484	$83
Auto-Owners Insurance Co	$607	$101
Westfield	$687	$117
Travelers	$880	$148
Country Financial	$937	$158
Erie	$1091	$184
USAA	$1300	$219
Auto-Owners	$1341	$226
Progressive	$1374	$231
State Farm	$1478	$249
Farmers	$1624	$276
Allstate	$2335	$393
Hanover	$1277	$212

Key Takeaways

Way's key takeaways about car insurance in Forest View

The auto insurance costs in Forest View fall around $484 for six months.
The cheapest auto insurance company in Forest View is Mercury.
Teen drivers pay the highest rate in Forest View at $79 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Forest View

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Forest View are given below.

Mercury provides the cheapest minimum car insurance coverage in Forest View. Their Average 6 Month Premium is $203. AAA is the most expensive at $347 for the same period.

Cheapest Liability Coverage in Forest View, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$203	$34
Westfield	$218	$37
Auto-Owners Insurance Co	$258	$44
American Family	$275	$46
Erie	$339	$57
Travelers	$371	$63
Auto-Owners	$379	$64
Country Financial	$379	$64
USAA	$469	$79
State Farm	$500	$84
Progressive	$525	$88
Allstate	$775	$131
Farmers	$1010	$171
Hanover	$242	$41
AAA	$347	$58

Cheapest Full Coverage Car Insurance in Forest View

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Forest View is American Family at $83 per month and $484 for six months.

Cheapest Full Coverage Car Insurance Quotes in Forest View, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$484	$83
Auto-Owners Insurance Co	$607	$101
Westfield	$687	$117
Travelers	$880	$148
Country Financial	$937	$158
Erie	$1091	$184
USAA	$1300	$219
Auto-Owners	$1341	$226
Progressive	$1374	$231
State Farm	$1478	$249
Farmers	$1624	$276
Allstate	$2335	$393
Hanover	$1277	$212

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Average Car Insurance in Forest View by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Forest View, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in Forest View, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Forest View's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Forest View

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Forest View,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Forest View at $44 per month. At $461 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$258	$44
American Family	$299	$50
Mercury	$299	$50
Auto-Owners Insurance Co	$324	$54
Farmers	$525	$87
Country Financial	$1470	$248
Travelers	$1535	$258
Erie	$1745	$294
USAA	$2649	$446
Auto-Owners	$2893	$492
Progressive	$4072	$685
State Farm	$5033	$847
Allstate	$5493	$925
AAA	$461	$79

Teen Car Insurance Rates in IL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Forest View, Mercury is the cheapest car insurance provider. At $307 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Forest View is Farmers, offering rates of around $3951 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$307	$52
Westfield	$404	$68
American Family	$509	$87
Hanover	$541	$90
Travelers	$970	$163
Country Financial	$1091	$184
Progressive	$1349	$227
USAA	$2391	$398
Erie	$2602	$442
Auto-Owners	$3701	$616
Allstate	$4234	$719
State Farm	$6317	$1053
Farmers	$3951	$672

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Save up to $971/yr on car insurance rates in Forest View.

Car Insurance Rates with An Accident in Forest View

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Forest View, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Forest View

The cheapest car insurance companies after an at-fault accident in Forest View include American Family and AutoOwners Insurance Co, offering $324 and $339, respectively. AAA is an expensive provider with an average six-month premium of $574.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$324	$54
Auto-Owners Insurance Co	$339	$57
Westfield	$347	$58
Mercury	$445	$76
Farmers	$662	$110
Travelers	$816	$137
Erie	$1010	$170
Country Financial	$1074	$181
State Farm	$1357	$228
USAA	$1454	$245
Auto-Owners	$1519	$253
Progressive	$2052	$345
Allstate	$3982	$670
AAA	$574	$98

Forest View Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Forest View IL. For example, the car insurance in Forest View after a DUI increases to $1115 for a six month policy. While the rate increases by $299 for a six-month policy in the case of a speeding ticket.

Forest View auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1333	$222
One Med/PIP claim	$1341	$228
Not-at-fault accident	$1414	$235
One comp claim	$1446	$246
Two Med/PIP claims	$1446	$241
Failure to wear a seat belt	$1550	$264
Driving without lights	$1567	$261
Child safety restraint	$1575	$268
Two comp claims	$1575	$262
Failure to show documents	$1599	$272
Speeding 6 - 10 MPH over limit	$1632	$272
Driving with expired registration	$1640	$279
Speeding 11 - 15 MPH over limit	$1673	$279
Driving too slowly	$1681	$286
Failure to yield	$1681	$280
Illegal turn	$1681	$286
At-fault accident - less than $1000	$1696	$283
Failure to stop at a red light	$1696	$288
Following too closely	$1696	$283
Speeding 16 - 20 MPH over limit	$1704	$290
Speeding in school zone	$1704	$284
Improper passing	$1712	$291
Wrong way/wrong lane	$1712	$286
Cell phone violation	$1745	$296
Texting while driving	$1745	$291
Passing school bus	$1761	$299
In 65 MPH zone	$1769	$295
Speeding 21 - 25 MPH over limit	$1786	$303
Operating a vehicle without permission	$1818	$303
At-fault accident - $1000-$2000	$1931	$328
At-fault accident - greater than $2000	$1962	$328
Open container	$2028	$345
Reckless driving	$2351	$392
Racing	$2375	$404
Driving with a suspended license	$2424	$404
Refusal to submit to a chemical test	$2440	$415
DUI	$2448	$408
Leaving scene of an accident/hit and run	$2472	$420

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Forest View after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Forest View.

The cheapest car insurance premiums in Forest View are offered by Mercury at $307 for a six-month policy. However, it can be as expensive as $3465 with companies like Farmers.

Forest View car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$307	$52
American Family	$324	$54
Travelers	$865	$146
Progressive	$1042	$175
Erie	$1244	$209
Country Financial	$1446	$243
USAA	$1987	$335
State Farm	$2044	$344
Auto-Owners	$2157	$367
Allstate	$3426	$577
Farmers	$3465	$589

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Forest View are offered by Westfield at $258. However, it can be as expensive as $6350 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Forest View after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$258	$44
Auto-Owners Insurance Co	$291	$49
Mercury	$316	$53
American Family	$324	$54
Hanover	$388	$65
Erie	$808	$136
Country Financial	$970	$163
Travelers	$1228	$204
Auto-Owners	$1244	$212
State Farm	$1559	$260
USAA	$1720	$292
Progressive	$1761	$294
Allstate	$3668	$624
Farmers	$6350	$1058

Car Insurance Price Trends in Forest View, Illinois

Car insurance rates in Forest View have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Forest View dipped by $230 in January compared to $262 of December. In other words, there has been an decrease by $32 when you compare January and December.

The average cost of liability insurance in the Forest View dipped to $69 in January, compared to $72 in December. This represents an decrease of $3 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Forest View?

The car insurance in Forest View is $34 per month, which is lower than the national average.

What is the cheapest car insurance in Forest View?

The cheapest car insurance in Forest View is $83 per month for full coverage.

How much is car insurance in Forest View for teenagers?

Car insurance for teenagers costs $258 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Forest View?

The average cost of car insurance is $871 for a six-month policy. It will cost around $199 per month to insure your car in Forest View.

Is car insurance expensive in Forest View?

Car insurance can be expensive in Forest View if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Forest View can be affordable.

Cheapest Car Insurance Quotes in Forest View

Why you can trust Way?

How Much Is Car Insurance in Forest View

Avg. Car Insurance in Forest View

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in Forest View

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Westfield

Forest View Car Insurance Rates by Company

Cheap Car Insurance Companies in Forest View, IL

Way's key takeaways about car insurance in Forest View

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Forest View

Cheapest Liability Coverage in Forest View, IL

Cheapest Full Coverage Car Insurance in Forest View

Cheapest Full Coverage Car Insurance Quotes in Forest View, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Forest View by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Forest View, IL increasing?

Car Insurance Premiums by Age in Forest View

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Forest View,IL

If you are in your twenties N/A is the best choice for car insurance in Forest View.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Forest View

Cheapest Car Insurance Companies after an At-Fault Accident in Forest View

Forest View Car Insurance Rates by Violation

Forest View auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Forest View after a DUI

Forest View car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Forest View after Speeding ticket

Car Insurance Price Trends in Forest View, Illinois

Average Car Insurance Cost in Forest View by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Forest View, IL

Car Insurance Rates by State in the USA (2025 Update)

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