Cheapest Car Insurance Quotes in German Valley

Cheapest Minimum Liability Car Insurance in German Valley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in German Valley are given below. 

Mercury provides the cheapest minimum car insurance coverage in German Valley. Their Average 6 Month Premium is $149. AAA is the most expensive at $255 for the same period. 

Cheapest Liability Coverage in German Valley, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$149	$25
Westfield	$160	$27
Auto-Owners Insurance Co	$190	$32
American Family	$202	$34
Erie	$249	$42
Travelers	$273	$46
Auto-Owners	$279	$47
Country Financial	$279	$47
USAA	$345	$58
State Farm	$368	$62
Progressive	$386	$65
Allstate	$570	$96
Farmers	$743	$126
Hanover	$178	$30
AAA	$255	$43

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Cheapest Full Coverage Car Insurance in German Valley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in German Valley is American Family at $61 per month and $356 for six months. 

Cheapest Full Coverage Car Insurance Quotes in German Valley, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$356	$61
Auto-Owners Insurance Co	$446	$74
Westfield	$505	$86
Travelers	$647	$109
Country Financial	$689	$116
Erie	$802	$135
USAA	$956	$161
Auto-Owners	$986	$166
Progressive	$1010	$170
State Farm	$1087	$183
Farmers	$1194	$203
Allstate	$1717	$289
Hanover	$939	$156

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Car Insurance Premiums by Age in German Valley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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German Valley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in German Valley IL. For example, the car insurance in German Valley after a DUI increases to $820 for a six month policy. While the rate increases by $220 for a six-month policy in the case of a speeding ticket.  

German Valley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$980	$163
One Med/PIP claim	$986	$168
Not-at-fault accident	$1040	$173
One comp claim	$1063	$181
Two Med/PIP claims	$1063	$177
Failure to wear a seat belt	$1140	$194
Driving without lights	$1152	$192
Child safety restraint	$1158	$197
Two comp claims	$1158	$193
Failure to show documents	$1176	$200
Speeding 6 - 10 MPH over limit	$1200	$200
Driving with expired registration	$1206	$205
Speeding 11 - 15 MPH over limit	$1230	$205
Driving too slowly	$1236	$210
Failure to yield	$1236	$206
Illegal turn	$1236	$210
At-fault accident - less than $1000	$1247	$208
Failure to stop at a red light	$1247	$212
Following too closely	$1247	$208
Speeding 16 - 20 MPH over limit	$1253	$213
Speeding in school zone	$1253	$209
Improper passing	$1259	$214
Wrong way/wrong lane	$1259	$210
Cell phone violation	$1283	$218
Texting while driving	$1283	$214
Passing school bus	$1295	$220
In 65 MPH zone	$1301	$217
Speeding 21 - 25 MPH over limit	$1313	$223
Operating a vehicle without permission	$1337	$223
At-fault accident - $1000-$2000	$1420	$241
At-fault accident - greater than $2000	$1443	$241
Open container	$1491	$254
Reckless driving	$1729	$288
Racing	$1746	$297
Driving with a suspended license	$1782	$297
Refusal to submit to a chemical test	$1794	$305
DUI	$1800	$300
Leaving scene of an accident/hit and run	$1818	$309

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