Cheapest Car Insurance Quotes in La Grange Park

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La Grange Park Car Insurance

^$ 27

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in La Grange Park

The car insurance rate in La Grange Park is $927 for a six-month policy, which is $61 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $381, making it a popular choice for budget-conscious drivers. Rates in La Grange Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in La Grange Park

$927

Avg. Car Insurance in Illinois

$866

National Average

$1278

Cheapest Car Insurance Companies in La Grange Park

1st place: American Family

At $381 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $477 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $540 for six months, making it the third cheapest auto insurance company in La Grange Park.

La Grange Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in La Grange Park, IL is American Family, offering policies at just $381 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $477.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1837 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help La Grange Park drivers find the best deals.

Cheap Car Insurance Companies in La Grange Park, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$381	$65
Auto-Owners Insurance Co	$477	$79
Westfield	$540	$92
Travelers	$692	$117
Country Financial	$737	$124
Erie	$858	$144
USAA	$1023	$172
Auto-Owners	$1055	$178
Progressive	$1081	$182
State Farm	$1163	$196
Farmers	$1278	$217
Allstate	$1837	$309

Key Takeaways

Way's key takeaways about car insurance in La Grange Park

The auto insurance costs in La Grange Park fall around $381 for six months.
The cheapest auto insurance company in La Grange Park is Mercury.
Teen drivers pay the highest rate in La Grange Park at $728 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in La Grange Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Grange Park are given below.

Mercury provides the cheapest minimum car insurance coverage in La Grange Park. Their Average 6 Month Premium is $159. Farmers is the most expensive at $795 for the same period.

Cheapest Liability Coverage in La Grange Park, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$159	$27
Westfield	$171	$29
Auto-Owners Insurance Co	$203	$34
American Family	$216	$36
Erie	$266	$45
Travelers	$292	$49
Auto-Owners	$299	$50
Country Financial	$299	$50
USAA	$369	$62
State Farm	$394	$66
Progressive	$413	$70
Allstate	$610	$103
Farmers	$795	$135

Cheapest Full Coverage Car Insurance in La Grange Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Grange Park is American Family at $65 per month and $381 for six months.

Cheapest Full Coverage Car Insurance Quotes in La Grange Park, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$381	$65
Auto-Owners Insurance Co	$477	$79
Westfield	$540	$92
Travelers	$692	$117
Country Financial	$737	$124
Erie	$858	$144
USAA	$1023	$172
Auto-Owners	$1055	$178
Progressive	$1081	$182
State Farm	$1163	$196
Farmers	$1278	$217
Allstate	$1837	$309

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Average Car Insurance in La Grange Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in La Grange Park, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in La Grange Park, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, La Grange Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in La Grange Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in La Grange Park,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the La Grange Park at $34 per month. At $4322 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$203	$34
American Family	$235	$40
Mercury	$235	$40
Auto-Owners Insurance Co	$255	$43
Farmers	$413	$68
Country Financial	$1157	$195
Travelers	$1208	$203
Erie	$1373	$231
USAA	$2084	$351
Auto-Owners	$2276	$387
Progressive	$3204	$539
State Farm	$3960	$667
Allstate	$4322	$728

Teen Car Insurance Rates in IL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in La Grange Park, Mercury is the cheapest car insurance provider. At $242 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in La Grange Park is Farmers, offering rates of around $3108 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$242	$41
Westfield	$318	$54
American Family	$400	$68
Hanover	$426	$71
Travelers	$763	$128
Country Financial	$858	$144
Progressive	$1061	$179
USAA	$1881	$314
Erie	$2047	$348
Auto-Owners	$2911	$485
Allstate	$3331	$566
State Farm	$4970	$828
Farmers	$3108	$529

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Save up to $971/yr on car insurance rates in La Grange Park.

Car Insurance Rates with An Accident in La Grange Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In La Grange Park, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in La Grange Park

The cheapest car insurance companies after an at-fault accident in La Grange Park include American Family and AutoOwners Insurance Co, offering $255 and $266, respectively. Allstate is an expensive provider with an average six-month premium of $3133.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$255	$43
Auto-Owners Insurance Co	$266	$45
Westfield	$273	$46
Mercury	$350	$60
Farmers	$521	$87
Travelers	$642	$108
Erie	$795	$134
Country Financial	$845	$142
State Farm	$1068	$180
USAA	$1144	$193
Auto-Owners	$1195	$199
Progressive	$1615	$272
Allstate	$3133	$528

La Grange Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Grange Park IL. For example, the car insurance in La Grange Park after a DUI increases to $877 for a six month policy. While the rate increases by $235 for a six-month policy in the case of a speeding ticket.

La Grange Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1049	$174
One Med/PIP claim	$1055	$180
Not-at-fault accident	$1113	$185
One comp claim	$1137	$194
Two Med/PIP claims	$1137	$189
Failure to wear a seat belt	$1220	$208
Driving without lights	$1233	$205
Child safety restraint	$1239	$211
Two comp claims	$1239	$207
Failure to show documents	$1258	$214
Speeding 6 - 10 MPH over limit	$1284	$214
Driving with expired registration	$1290	$219
Speeding 11 - 15 MPH over limit	$1316	$219
Driving too slowly	$1323	$225
Failure to yield	$1323	$220
Illegal turn	$1323	$225
At-fault accident - less than $1000	$1334	$223
Failure to stop at a red light	$1334	$227
Following too closely	$1334	$223
Speeding 16 - 20 MPH over limit	$1341	$228
Speeding in school zone	$1341	$224
Improper passing	$1347	$229
Wrong way/wrong lane	$1347	$225
Cell phone violation	$1373	$233
Texting while driving	$1373	$229
Passing school bus	$1386	$235
In 65 MPH zone	$1392	$232
Speeding 21 - 25 MPH over limit	$1405	$239
Operating a vehicle without permission	$1431	$239
At-fault accident - $1000-$2000	$1519	$258
At-fault accident - greater than $2000	$1544	$258
Open container	$1595	$272
Reckless driving	$1850	$308
Racing	$1868	$318
Driving with a suspended license	$1907	$318
Refusal to submit to a chemical test	$1920	$326
DUI	$1926	$321
Leaving scene of an accident/hit and run	$1945	$331

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in La Grange Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in La Grange Park.

The cheapest car insurance premiums in La Grange Park are offered by Mercury at $242 for a six-month policy. However, it can be as expensive as $2726 with companies like Farmers.

La Grange Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$242	$41
American Family	$255	$43
Travelers	$681	$114
Progressive	$820	$138
Erie	$979	$165
Country Financial	$1137	$192
USAA	$1563	$263
State Farm	$1608	$271
Auto-Owners	$1697	$289
Allstate	$2695	$454
Farmers	$2726	$463

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in La Grange Park are offered by Westfield at $203. However, it can be as expensive as $4996 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in La Grange Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$203	$34
Auto-Owners Insurance Co	$229	$39
Mercury	$248	$42
American Family	$255	$43
Hanover	$305	$51
Erie	$636	$107
Country Financial	$763	$128
Travelers	$966	$161
Auto-Owners	$979	$167
State Farm	$1226	$204
USAA	$1354	$230
Progressive	$1386	$231
Allstate	$2886	$491
Farmers	$4996	$832

Car Insurance Price Trends in La Grange Park, Illinois

Car insurance rates in La Grange Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the La Grange Park remained steady at $181 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the La Grange Park remained steady at $55 in both February and January, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in La Grange Park?

The car insurance in La Grange Park is $27 per month, which is lower than the national average.

What is the cheapest car insurance in La Grange Park?

The cheapest car insurance in La Grange Park is $65 per month for full coverage.

How much is car insurance in La Grange Park for teenagers?

Car insurance for teenagers costs $203 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in La Grange Park?

The average cost of car insurance is $866 for a six-month policy. It will cost around $156 per month to insure your car in La Grange Park.

Is car insurance expensive in La Grange Park?

Car insurance can be expensive in La Grange Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in La Grange Park can be affordable.

Cheapest Car Insurance Quotes in La Grange Park

Why you can trust Way?

How Much Is Car Insurance in La Grange Park

Avg. Car Insurance in La Grange Park

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in La Grange Park

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Westfield

La Grange Park Car Insurance Rates by Company

Cheap Car Insurance Companies in La Grange Park, IL

Way's key takeaways about car insurance in La Grange Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in La Grange Park

Cheapest Liability Coverage in La Grange Park, IL

Cheapest Full Coverage Car Insurance in La Grange Park

Cheapest Full Coverage Car Insurance Quotes in La Grange Park, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in La Grange Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in La Grange Park, IL increasing?

Car Insurance Premiums by Age in La Grange Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in La Grange Park,IL

If you are in your twenties N/A is the best choice for car insurance in La Grange Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in La Grange Park

Cheapest Car Insurance Companies after an At-Fault Accident in La Grange Park

La Grange Park Car Insurance Rates by Violation

La Grange Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in La Grange Park after a DUI

La Grange Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in La Grange Park after Speeding ticket

Car Insurance Price Trends in La Grange Park, Illinois

Average Car Insurance Cost in La Grange Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near La Grange Park, IL

Car Insurance Rates by State in the USA (2025 Update)

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