Cheapest Car Insurance Quotes in Chicago Heights

Cheapest Minimum Liability Car Insurance in Chicago Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Chicago Heights are given below. 

Mercury provides the cheapest minimum car insurance coverage in Chicago Heights. Their Average 6 Month Premium is $203. AAA is the most expensive at $347 for the same period. 

Cheapest Liability Coverage in Chicago Heights, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$203	$34
Westfield	$218	$37
Auto-Owners Insurance Co	$258	$44
American Family	$275	$46
Erie	$339	$57
Travelers	$371	$63
Auto-Owners	$379	$64
Country Financial	$379	$64
USAA	$469	$79
State Farm	$500	$84
Progressive	$525	$88
Allstate	$775	$131
Farmers	$1010	$171
Hanover	$242	$41
AAA	$347	$58

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Cheapest Full Coverage Car Insurance in Chicago Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Chicago Heights is American Family at $83 per month and $484 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Chicago Heights, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$484	$83
Auto-Owners Insurance Co	$607	$101
Westfield	$687	$117
Travelers	$880	$148
Country Financial	$937	$158
Erie	$1091	$184
USAA	$1300	$219
Auto-Owners	$1341	$226
Progressive	$1374	$231
State Farm	$1478	$249
Farmers	$1624	$276
Allstate	$2335	$393
Hanover	$1277	$212

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Car Insurance Premiums by Age in Chicago Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Chicago Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Chicago Heights IL. For example, the car insurance in Chicago Heights after a DUI increases to $1115 for a six month policy. While the rate increases by $299 for a six-month policy in the case of a speeding ticket.  

Chicago Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1333	$222
One Med/PIP claim	$1341	$228
Not-at-fault accident	$1414	$235
One comp claim	$1446	$246
Two Med/PIP claims	$1446	$241
Failure to wear a seat belt	$1550	$264
Driving without lights	$1567	$261
Child safety restraint	$1575	$268
Two comp claims	$1575	$262
Failure to show documents	$1599	$272
Speeding 6 - 10 MPH over limit	$1632	$272
Driving with expired registration	$1640	$279
Speeding 11 - 15 MPH over limit	$1673	$279
Driving too slowly	$1681	$286
Failure to yield	$1681	$280
Illegal turn	$1681	$286
At-fault accident - less than $1000	$1696	$283
Failure to stop at a red light	$1696	$288
Following too closely	$1696	$283
Speeding 16 - 20 MPH over limit	$1704	$290
Speeding in school zone	$1704	$284
Improper passing	$1712	$291
Wrong way/wrong lane	$1712	$286
Cell phone violation	$1745	$296
Texting while driving	$1745	$291
Passing school bus	$1761	$299
In 65 MPH zone	$1769	$295
Speeding 21 - 25 MPH over limit	$1786	$303
Operating a vehicle without permission	$1818	$303
At-fault accident - $1000-$2000	$1931	$328
At-fault accident - greater than $2000	$1962	$328
Open container	$2028	$345
Reckless driving	$2351	$392
Racing	$2375	$404
Driving with a suspended license	$2424	$404
Refusal to submit to a chemical test	$2440	$415
DUI	$2448	$408
Leaving scene of an accident/hit and run	$2472	$420

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