Cheapest Car Insurance Quotes in Kenilworth

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Kenilworth Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kenilworth

The car insurance rate in Kenilworth is $996 for a six-month policy, which is $130 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $409, making it a popular choice for budget-conscious drivers. Rates in Kenilworth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kenilworth

$996

Avg. Car Insurance in Illinois

$866

National Average

$1278

Cheapest Car Insurance Companies in Kenilworth

1st place: American Family

At $409 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $513 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $581 for six months, making it the third cheapest auto insurance company in Kenilworth.

Kenilworth Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kenilworth, IL is American Family, offering policies at just $409 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $513.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1975 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kenilworth drivers find the best deals.

Cheap Car Insurance Companies in Kenilworth, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$409	$70
Auto-Owners Insurance Co	$513	$85
Westfield	$581	$99
Travelers	$744	$125
Country Financial	$792	$133
Erie	$922	$155
USAA	$1099	$185
Auto-Owners	$1134	$191
Progressive	$1162	$195
State Farm	$1250	$210
Farmers	$1373	$233
Allstate	$1975	$332

Key Takeaways

Way's key takeaways about car insurance in Kenilworth

The auto insurance costs in Kenilworth fall around $409 for six months.
The cheapest auto insurance company in Kenilworth is Mercury.
Teen drivers pay the highest rate in Kenilworth at $782 per month.

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Cheapest Minimum Liability Car Insurance in Kenilworth

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kenilworth are given below.

Mercury provides the cheapest minimum car insurance coverage in Kenilworth. Their Average 6 Month Premium is $171. Farmers is the most expensive at $854 for the same period.

Cheapest Liability Coverage in Kenilworth, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$171	$29
Westfield	$184	$31
Auto-Owners Insurance Co	$218	$37
American Family	$232	$39
Erie	$286	$48
Travelers	$314	$53
Auto-Owners	$321	$54
Country Financial	$321	$54
USAA	$397	$67
State Farm	$423	$71
Progressive	$444	$75
Allstate	$656	$110
Farmers	$854	$145

Cheapest Full Coverage Car Insurance in Kenilworth

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kenilworth is American Family at $70 per month and $409 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kenilworth, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$409	$70
Auto-Owners Insurance Co	$513	$85
Westfield	$581	$99
Travelers	$744	$125
Country Financial	$792	$133
Erie	$922	$155
USAA	$1099	$185
Auto-Owners	$1134	$191
Progressive	$1162	$195
State Farm	$1250	$210
Farmers	$1373	$233
Allstate	$1975	$332

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Average Car Insurance in Kenilworth by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kenilworth, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in Kenilworth, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kenilworth's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kenilworth

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Kenilworth,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Kenilworth at $37 per month. At $4645 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$218	$37
American Family	$253	$43
Mercury	$253	$43
Auto-Owners Insurance Co	$274	$46
Farmers	$444	$74
Country Financial	$1243	$209
Travelers	$1298	$218
Erie	$1475	$248
USAA	$2240	$377
Auto-Owners	$2446	$416
Progressive	$3443	$580
State Farm	$4256	$716
Allstate	$4645	$782

Teen Car Insurance Rates in IL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kenilworth, Mercury is the cheapest car insurance provider. At $260 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kenilworth is Farmers, offering rates of around $3341 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$260	$44
Westfield	$342	$57
American Family	$430	$74
Hanover	$458	$76
Travelers	$820	$138
Country Financial	$922	$155
Progressive	$1141	$192
USAA	$2022	$337
Erie	$2200	$374
Auto-Owners	$3129	$521
Allstate	$3580	$608
State Farm	$5342	$890
Farmers	$3341	$568

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Car Insurance Rates with An Accident in Kenilworth

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kenilworth, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kenilworth

The cheapest car insurance companies after an at-fault accident in Kenilworth include American Family and AutoOwners Insurance Co, offering $274 and $286, respectively. Allstate is an expensive provider with an average six-month premium of $3367.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$274	$46
Auto-Owners Insurance Co	$286	$48
Westfield	$293	$49
Mercury	$376	$64
Farmers	$560	$93
Travelers	$690	$116
Erie	$854	$144
Country Financial	$908	$153
State Farm	$1148	$193
USAA	$1229	$207
Auto-Owners	$1285	$214
Progressive	$1735	$292
Allstate	$3367	$567

Kenilworth Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kenilworth IL. For example, the car insurance in Kenilworth after a DUI increases to $943 for a six month policy. While the rate increases by $253 for a six-month policy in the case of a speeding ticket.

Kenilworth auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1127	$187
One Med/PIP claim	$1134	$193
Not-at-fault accident	$1196	$199
One comp claim	$1222	$208
Two Med/PIP claims	$1222	$204
Failure to wear a seat belt	$1311	$223
Driving without lights	$1325	$221
Child safety restraint	$1332	$227
Two comp claims	$1332	$222
Failure to show documents	$1352	$230
Speeding 6 - 10 MPH over limit	$1380	$230
Driving with expired registration	$1387	$236
Speeding 11 - 15 MPH over limit	$1415	$236
Driving too slowly	$1421	$241
Failure to yield	$1421	$237
Illegal turn	$1421	$241
At-fault accident - less than $1000	$1434	$239
Failure to stop at a red light	$1434	$244
Following too closely	$1434	$239
Speeding 16 - 20 MPH over limit	$1441	$245
Speeding in school zone	$1441	$240
Improper passing	$1448	$246
Wrong way/wrong lane	$1448	$241
Cell phone violation	$1475	$251
Texting while driving	$1475	$246
Passing school bus	$1489	$253
In 65 MPH zone	$1496	$250
Speeding 21 - 25 MPH over limit	$1510	$256
Operating a vehicle without permission	$1538	$256
At-fault accident - $1000-$2000	$1633	$277
At-fault accident - greater than $2000	$1659	$277
Open container	$1715	$292
Reckless driving	$1988	$331
Racing	$2008	$342
Driving with a suspended license	$2049	$342
Refusal to submit to a chemical test	$2063	$351
DUI	$2070	$345
Leaving scene of an accident/hit and run	$2091	$355

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kenilworth after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kenilworth.

The cheapest car insurance premiums in Kenilworth are offered by Mercury at $260 for a six-month policy. However, it can be as expensive as $2930 with companies like Farmers.

Kenilworth car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$260	$44
American Family	$274	$46
Travelers	$731	$123
Progressive	$881	$148
Erie	$1052	$177
Country Financial	$1222	$206
USAA	$1680	$283
State Farm	$1728	$291
Auto-Owners	$1824	$311
Allstate	$2897	$488
Farmers	$2930	$498

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kenilworth are offered by Westfield at $218. However, it can be as expensive as $5369 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Kenilworth after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$218	$37
Auto-Owners Insurance Co	$246	$41
Mercury	$267	$45
American Family	$274	$46
Hanover	$328	$55
Erie	$683	$115
Country Financial	$820	$138
Travelers	$1038	$173
Auto-Owners	$1052	$179
State Farm	$1318	$220
USAA	$1455	$247
Progressive	$1489	$248
Allstate	$3102	$528
Farmers	$5369	$895

Car Insurance Price Trends in Kenilworth, Illinois

Car insurance rates in Kenilworth have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kenilworth remained steady at $194 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Kenilworth remained steady at $59 in both February and January, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Kenilworth?

The car insurance in Kenilworth is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Kenilworth?

The cheapest car insurance in Kenilworth is $70 per month for full coverage.

How much is car insurance in Kenilworth for teenagers?

Car insurance for teenagers costs $218 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kenilworth?

The average cost of car insurance is $866 for a six-month policy. It will cost around $168 per month to insure your car in Kenilworth.

Is car insurance expensive in Kenilworth?

Car insurance can be expensive in Kenilworth if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kenilworth can be affordable.

Cheapest Car Insurance Quotes in Kenilworth

Why you can trust Way?

How Much Is Car Insurance in Kenilworth

Avg. Car Insurance in Kenilworth

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in Kenilworth

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Westfield

Kenilworth Car Insurance Rates by Company

Cheap Car Insurance Companies in Kenilworth, IL

Way's key takeaways about car insurance in Kenilworth

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kenilworth

Cheapest Liability Coverage in Kenilworth, IL

Cheapest Full Coverage Car Insurance in Kenilworth

Cheapest Full Coverage Car Insurance Quotes in Kenilworth, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kenilworth by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kenilworth, IL increasing?

Car Insurance Premiums by Age in Kenilworth

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kenilworth,IL

If you are in your twenties N/A is the best choice for car insurance in Kenilworth.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kenilworth

Cheapest Car Insurance Companies after an At-Fault Accident in Kenilworth

Kenilworth Car Insurance Rates by Violation

Kenilworth auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kenilworth after a DUI

Kenilworth car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kenilworth after Speeding ticket

Car Insurance Price Trends in Kenilworth, Illinois

Average Car Insurance Cost in Kenilworth by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kenilworth, IL

Car Insurance Rates by State in the USA (2025 Update)

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