Cheapest Car Insurance Quotes in Caseyville

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Caseyville Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Caseyville

The car insurance rate in Caseyville is $1097 for a six-month policy, which is $226 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $449, making it a popular choice for budget-conscious drivers. Rates in Caseyville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Caseyville

$1097

Avg. Car Insurance in Illinois

$871

National Average

$1278

Cheapest Car Insurance Companies in Caseyville

1st place: American Family

At $449 for a six month policy, American Family offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $562 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $636 for six months, making it the third cheapest auto insurance company in Caseyville.

Caseyville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Caseyville, IL is American Family, offering policies at just $449 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $562.

At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $1183 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Caseyville drivers find the best deals.

Cheap Car Insurance Companies in Caseyville, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$449	$77
Auto-Owners Insurance Co	$562	$93
Westfield	$636	$108
Travelers	$815	$137
Country Financial	$868	$146
Erie	$1011	$170
USAA	$1205	$203
Auto-Owners	$1242	$209
Progressive	$1273	$214
State Farm	$1370	$231
Farmers	$1504	$256
Allstate	$2163	$364
Hanover	$1183	$197

Key Takeaways

Way's key takeaways about car insurance in Caseyville

The auto insurance costs in Caseyville fall around $449 for six months.
The cheapest auto insurance company in Caseyville is Mercury.
Teen drivers pay the highest rate in Caseyville at $73 per month.

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Cheapest Minimum Liability Car Insurance in Caseyville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Caseyville are given below.

Mercury provides the cheapest minimum car insurance coverage in Caseyville. Their Average 6 Month Premium is $188. AAA is the most expensive at $321 for the same period.

Cheapest Liability Coverage in Caseyville, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$188	$32
Westfield	$202	$34
Auto-Owners Insurance Co	$239	$40
American Family	$255	$43
Erie	$314	$53
Travelers	$344	$58
Auto-Owners	$352	$59
Country Financial	$352	$59
USAA	$435	$73
State Farm	$464	$78
Progressive	$486	$82
Allstate	$718	$121
Farmers	$936	$159
Hanover	$224	$38
AAA	$321	$54

Cheapest Full Coverage Car Insurance in Caseyville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Caseyville is American Family at $77 per month and $449 for six months.

Cheapest Full Coverage Car Insurance Quotes in Caseyville, IL

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$449	$77
Auto-Owners Insurance Co	$562	$93
Westfield	$636	$108
Travelers	$815	$137
Country Financial	$868	$146
Erie	$1011	$170
USAA	$1205	$203
Auto-Owners	$1242	$209
Progressive	$1273	$214
State Farm	$1370	$231
Farmers	$1504	$256
Allstate	$2163	$364
Hanover	$1183	$197

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Average Car Insurance in Caseyville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Caseyville, IL increasing?

Despite maintaining a clean driving record, your car insurance rates in Caseyville, Illinois, may be increasing due to several external factors. Illinois has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Caseyville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Caseyville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Caseyville,IL

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Caseyville at $40 per month. At $427 for a six-month premium, AAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$239	$40
American Family	$277	$47
Mercury	$277	$47
Auto-Owners Insurance Co	$300	$50
Farmers	$486	$81
Country Financial	$1362	$229
Travelers	$1423	$239
Erie	$1617	$272
USAA	$2454	$413
Auto-Owners	$2680	$456
Progressive	$3772	$635
State Farm	$4663	$785
Allstate	$5089	$857
AAA	$427	$73

Teen Car Insurance Rates in IL by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Caseyville, Mercury is the cheapest car insurance provider. At $285 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Caseyville is Farmers, offering rates of around $3660 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$285	$48
Westfield	$374	$63
American Family	$471	$81
Hanover	$501	$83
Travelers	$898	$151
Country Financial	$1011	$170
Progressive	$1250	$210
USAA	$2215	$369
Erie	$2410	$410
Auto-Owners	$3428	$571
Allstate	$3922	$667
State Farm	$5853	$975
Farmers	$3660	$622

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Save up to $971/yr on car insurance rates in Caseyville.

Car Insurance Rates with An Accident in Caseyville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Caseyville, IL, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Caseyville

The cheapest car insurance companies after an at-fault accident in Caseyville include American Family and AutoOwners Insurance Co, offering $300 and $314, respectively. AAA is an expensive provider with an average six-month premium of $532.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$300	$50
Auto-Owners Insurance Co	$314	$53
Westfield	$321	$54
Mercury	$412	$71
Farmers	$614	$102
Travelers	$756	$127
Erie	$936	$158
Country Financial	$995	$168
State Farm	$1257	$212
USAA	$1347	$227
Auto-Owners	$1407	$234
Progressive	$1901	$320
Allstate	$3689	$621
AAA	$532	$91

Caseyville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Caseyville IL. For example, the car insurance in Caseyville after a DUI increases to $1033 for a six month policy. While the rate increases by $277 for a six-month policy in the case of a speeding ticket.

Caseyville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1235	$205
One Med/PIP claim	$1242	$212
Not-at-fault accident	$1310	$218
One comp claim	$1339	$228
Two Med/PIP claims	$1339	$223
Failure to wear a seat belt	$1436	$244
Driving without lights	$1452	$242
Child safety restraint	$1459	$248
Two comp claims	$1459	$243
Failure to show documents	$1482	$252
Speeding 6 - 10 MPH over limit	$1512	$252
Driving with expired registration	$1520	$258
Speeding 11 - 15 MPH over limit	$1550	$258
Driving too slowly	$1557	$265
Failure to yield	$1557	$260
Illegal turn	$1557	$265
At-fault accident - less than $1000	$1571	$262
Failure to stop at a red light	$1571	$267
Following too closely	$1571	$262
Speeding 16 - 20 MPH over limit	$1579	$268
Speeding in school zone	$1579	$263
Improper passing	$1586	$270
Wrong way/wrong lane	$1586	$265
Cell phone violation	$1617	$275
Texting while driving	$1617	$270
Passing school bus	$1632	$277
In 65 MPH zone	$1639	$273
Speeding 21 - 25 MPH over limit	$1654	$281
Operating a vehicle without permission	$1685	$281
At-fault accident - $1000-$2000	$1789	$304
At-fault accident - greater than $2000	$1818	$304
Open container	$1879	$320
Reckless driving	$2179	$363
Racing	$2200	$374
Driving with a suspended license	$2245	$374
Refusal to submit to a chemical test	$2260	$384
DUI	$2268	$378
Leaving scene of an accident/hit and run	$2291	$389

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Caseyville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Caseyville.

The cheapest car insurance premiums in Caseyville are offered by Mercury at $285 for a six-month policy. However, it can be as expensive as $3210 with companies like Farmers.

Caseyville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$285	$48
American Family	$300	$50
Travelers	$801	$135
Progressive	$965	$163
Erie	$1153	$194
Country Financial	$1339	$226
USAA	$1841	$310
State Farm	$1894	$319
Auto-Owners	$1998	$340
Allstate	$3174	$534
Farmers	$3210	$546

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Caseyville are offered by Westfield at $239. However, it can be as expensive as $5883 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Caseyville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$239	$40
Auto-Owners Insurance Co	$270	$45
Mercury	$292	$49
American Family	$300	$50
Hanover	$359	$60
Erie	$748	$126
Country Financial	$898	$151
Travelers	$1138	$189
Auto-Owners	$1153	$197
State Farm	$1444	$241
USAA	$1594	$271
Progressive	$1632	$272
Allstate	$3398	$578
Farmers	$5883	$980

Car Insurance Price Trends in Caseyville, Illinois

Car insurance rates in Caseyville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Caseyville dipped by $213 in January compared to $243 of December. In other words, there has been an decrease by $30 when you compare January and December.

The average cost of liability insurance in the Caseyville dipped to $64 in January, compared to $67 in December. This represents an decrease of $3 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Caseyville?

The car insurance in Caseyville is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Caseyville?

The cheapest car insurance in Caseyville is $77 per month for full coverage.

How much is car insurance in Caseyville for teenagers?

Car insurance for teenagers costs $239 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Caseyville?

The average cost of car insurance is $871 for a six-month policy. It will cost around $184 per month to insure your car in Caseyville.

Is car insurance expensive in Caseyville?

Car insurance can be expensive in Caseyville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Caseyville can be affordable.

Cheapest Car Insurance Quotes in Caseyville

Why you can trust Way?

How Much Is Car Insurance in Caseyville

Avg. Car Insurance in Caseyville

Avg. Car Insurance in Illinois

National Average

Cheapest Car Insurance Companies in Caseyville

1st place: American Family

2nd place: AutoOwners Insurance Co

3rd place: Westfield

Caseyville Car Insurance Rates by Company

Cheap Car Insurance Companies in Caseyville, IL

Way's key takeaways about car insurance in Caseyville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Caseyville

Cheapest Liability Coverage in Caseyville, IL

Cheapest Full Coverage Car Insurance in Caseyville

Cheapest Full Coverage Car Insurance Quotes in Caseyville, IL

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Caseyville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Caseyville, IL increasing?

Car Insurance Premiums by Age in Caseyville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Caseyville,IL

If you are in your twenties N/A is the best choice for car insurance in Caseyville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Caseyville

Cheapest Car Insurance Companies after an At-Fault Accident in Caseyville

Caseyville Car Insurance Rates by Violation

Caseyville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Caseyville after a DUI

Caseyville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Caseyville after Speeding ticket

Car Insurance Price Trends in Caseyville, Illinois

Average Car Insurance Cost in Caseyville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Caseyville, IL

Car Insurance Rates by State in the USA (2025 Update)

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