Finding the cheapest car insurance quotes in LaSalle shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in LaSalle
The car insurance rate in LaSalle is for a six-month policy, which is higher than the state average. Root Insurance Company offers the lowest rates in the city at , making it a popular choice for budget-conscious drivers. Rates in LaSalle can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At for a six
month policy, offers
the cheapest
auto
insurance rates in the city.
2nd place:
offers auto
insurance rates at for a
six-month policy,
making it one of the cheapest to insure with.
3rd place:
offers auto insurance
rates at
for six months, making it
the third cheapest auto insurance company in LaSalle.
LaSalle Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in LaSalle, IL is , offering policies at just for a six-month term. This is followed by , which has an average six-month premium of .
At the higher end of the spectrum, is the most expensive, with rates reaching for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help LaSalle drivers find the best deals.
Cheap Car Insurance Companies in LaSalle, IL
Key Takeaways
Way's key takeaways about car insurance in LaSalle
The auto insurance costs in LaSalle fall around for six
months.
The cheapest auto insurance company in LaSalle is .
Teen drivers pay the highest rate in LaSalle at per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in LaSalle
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in LaSalle are given below.
provides
the cheapest minimum car insurance
coverage in LaSalle. Their Average 6 Month Premium is .
is the most
expensive at for the same
period.
Cheapest Liability Coverage in LaSalle, IL
Cheapest Full Coverage Car Insurance in LaSalle
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in LaSalle is
at per month and
for six months.
Cheapest Full Coverage Car Insurance Quotes in LaSalle,
IL
Don't Let Hidden Costs Drive You Crazy
Get Your Car Insurance Quote in LaSalle
Instantly!
Average Car Insurance in LaSalle by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in LaSalle, IL increasing?
Despite maintaining a clean driving record, your car insurance rates
in LaSalle, Illinois, may be increasing due to several external factors.
Illinois has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, LaSalle's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in LaSalle
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Cheapest Car Insurance Rates for Teen Drivers in
LaSalle,IL
If you are planning to get a car insurance policy for your teenage
dependent, provides the cheapest car
insurance in the LaSalle at
per
month. At for a six-month premium,
offers the most expensive rate for
teen drivers.
Teen Car Insurance Rates in IL by Age
Way Tip
If you are in your twenties is
the best choice for car
insurance in LaSalle.
As young drivers face the highest rates in LaSalle,
offers the cheapest auto insurance rates at for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in LaSalle,
is
the cheapest car insurance provider. At for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
LaSalle is , offering
rates of around for six
months.
Escape the Trap of Rising Insurance Costs.
Save up to $971/yr on car insurance rates in LaSalle.
Car Insurance Rates with An Accident in LaSalle
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In LaSalle, IL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in LaSalle
The cheapest car insurance companies after an at-fault accident in
LaSalle include
and , offering
and ,
respectively. is an expensive provider
with an average six-month premium of
.
LaSalle Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in LaSalle IL. For example, the car
insurance in LaSalle
after a DUI increases to for a six
month policy. While the rate increases by for a six-month policy in the case of
a speeding ticket.
LaSalle auto insurance quotes by violations
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in LaSalle after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in LaSalle.
The cheapest car insurance premiums in
LaSalle are
offered by at for a six-month policy.
However, it can be as
expensive as with companies
like .
LaSalle car insurance quotes with a DUI
Cheapest car insurance after a speeding ticket
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in LaSalle are offered by
at . However,
it can be as expensive as
with companies like for a similar
six-month premium.
Cheapest Car Insurance in LaSalle after Speeding ticket
Car Insurance Price Trends in LaSalle,
Illinois
Car insurance rates in LaSalle have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the LaSalle by
in
compared to of . In other words, there has been an by when you
compare and .
The average cost of liability insurance in the LaSalle to in ,
compared to in .
This represents an of
when comparing and .
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
LaSalle. At for a
six-month policy, insuring
your car at is the cheapest
in the city.
Frequently Asked Questions
How much is car insurance in LaSalle?
The car insurance in LaSalle is $ than the national average.
What is the cheapest car insurance in LaSalle?
The cheapest car insurance in LaSalle
is per month
for full coverage.
How much is car insurance in LaSalle for teenagers?
Car insurance for teenagers costs per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
LaSalle?
The average cost of car insurance is for a six-month
policy. It will cost around per month to insure your
car in LaSalle.
Is car insurance expensive in LaSalle?
Car insurance can be expensive in LaSalle if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in LaSalle can be
affordable.
What is the best car insurance in LaSalle,
IL?
The best car insurance company in LaSalle
IL is
, offering for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in LaSalle right now.
Find Car Insurance Rates in Cities Near LaSalle, IL
Car Insurance Rates by State in the USA (2025 Update)
LaSalle Car Insurance
