Cheapest Car Insurance Quotes in East Rockingham

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East Rockingham Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Rockingham

The car insurance rate in East Rockingham is $895 for a six-month policy, which is $66 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $443, making it a popular choice for budget-conscious drivers. Rates in East Rockingham can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Rockingham

$895

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in East Rockingham

1st place: Erie

At $443 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $539 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $609 for six months, making it the third cheapest auto insurance company in East Rockingham.

East Rockingham Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Rockingham, NC is Erie, offering policies at just $443 for a six-month term. This is followed by Progressive, which has an average six-month premium of $539.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1643 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Rockingham drivers find the best deals.

Cheap Car Insurance Companies in East Rockingham, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$443	$75
Progressive	$539	$91
State Farm	$609	$103
North Carolina Farm Bureau	$705	$119
Travelers	$821	$137
Farm Bureau	$886	$150
Nationwide	$949	$160
Farmers	$1008	$170
Kemper	$1353	$226
Allstate	$1643	$276

Key Takeaways

Way's key takeaways about car insurance in East Rockingham

The auto insurance costs in East Rockingham fall around $443 for six months.
The cheapest auto insurance company in East Rockingham is Erie.
Teen drivers pay the highest rate in East Rockingham at $563 per month.

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Cheapest Minimum Liability Car Insurance in East Rockingham

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Rockingham are given below.

Erie provides the cheapest minimum car insurance coverage in East Rockingham. Their Average 6 Month Premium is $192. Allstate is the most expensive at $609 for the same period.

Cheapest Liability Coverage in East Rockingham, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$192	$32
State Farm	$257	$43
Progressive	$275	$46
North Carolina Farm Bureau	$301	$51
Travelers	$360	$59
Farm Bureau	$366	$63
Nationwide	$373	$63
Farmers	$384	$66
National General	$391	$65
Penn National	$423	$72
Allstate	$609	$103

Cheapest Full Coverage Car Insurance in East Rockingham

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Rockingham is Erie at $75 per month and $443 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Rockingham, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$443	$75
Progressive	$539	$91
State Farm	$609	$103
North Carolina Farm Bureau	$705	$119
Travelers	$821	$137
Farm Bureau	$886	$150
Nationwide	$949	$160
Farmers	$1008	$170
Kemper	$1353	$226
Allstate	$1643	$276

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Average Car Insurance in East Rockingham by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Rockingham, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in East Rockingham, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Rockingham's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Rockingham

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in East Rockingham,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the East Rockingham at $95 per month. At $3374 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$565	$95
State Farm	$731	$123
Erie	$738	$124
North Carolina Farm Bureau	$1290	$217
Nationwide	$2791	$474
Allstate	$3374	$563

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Rockingham, North Carolina Farm Bureau is the cheapest car insurance provider. At $192 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Rockingham is Allstate, offering rates of around $3894 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$192	$32
Erie	$218	$37
National General	$334	$57
Progressive	$391	$66
Nationwide	$725	$122
Farmers	$783	$131
Travelers	$1117	$190
Farm Bureau	$1264	$211
State Farm	$1578	$266
Allstate	$3894	$649

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Car Insurance Rates with An Accident in East Rockingham

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Rockingham, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Rockingham

The cheapest car insurance companies after an at-fault accident in East Rockingham include Progressive and Erie, offering $578 and $590, respectively. Allstate is an expensive provider with an average six-month premium of $3053.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$578	$97
Erie	$590	$99
State Farm	$648	$109
North Carolina Farm Bureau	$847	$143
Farmers	$1226	$204
Farm Bureau	$1386	$235
Nationwide	$1392	$234
Travelers	$1469	$249
Allstate	$3053	$514

East Rockingham Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Rockingham NC. For example, the car insurance in East Rockingham after a DUI increases to $1995 for a six month policy. While the rate increases by $237 for a six-month policy in the case of a speeding ticket.

East Rockingham auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$616	$103
One Med/PIP claim	$616	$105
Not-at-fault accident	$622	$104
One comp claim	$635	$108
Two Med/PIP claims	$635	$106
Two comp claims	$654	$111
Failure to show documents	$725	$121
Child safety restraint	$802	$136
Driving without lights	$802	$134
Failure to wear a seat belt	$802	$136
Cell phone violation	$847	$141
Texting while driving	$847	$144
Speeding 6 - 10 MPH over limit	$853	$143
Driving with expired registration	$860	$146
Driving too slowly	$873	$146
Failure to stop at a red light	$873	$148
Failure to yield	$873	$146
Illegal turn	$873	$148
Open container	$873	$146
Operating a vehicle without permission	$873	$148
Wrong way/wrong lane	$873	$146
Speeding in school zone	$879	$149
At-fault accident - $1000-$2000	$886	$148
At-fault accident - less than $1000	$886	$150
In 65 MPH zone	$936	$157
Speeding 11 - 15 MPH over limit	$936	$159
Speeding 16 - 20 MPH over limit	$936	$157
Speeding 21 - 25 MPH over limit	$936	$159
Improper passing	$956	$160
Following too closely	$962	$164
At-fault accident - greater than $2000	$1032	$172
Passing school bus	$1174	$200
Reckless driving	$1187	$198
Driving with a suspended license	$1835	$312
Leaving scene of an accident/hit and run	$2579	$430
Refusal to submit to a chemical test	$2605	$443
DUI	$2611	$435
Racing	$2656	$451

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Rockingham after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Rockingham.

The cheapest car insurance premiums in East Rockingham are offered by National General at $443 for a six-month policy. However, it can be as expensive as $7076 with companies like Allstate.

East Rockingham car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$443	$76
Progressive	$1501	$253
Erie	$1630	$274
State Farm	$1656	$279
Farmers	$2932	$499
Travelers	$3066	$511
Nationwide	$3278	$552
North Carolina Farm Bureau	$3477	$585
Farm Bureau	$5093	$866
Allstate	$7076	$1191

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Rockingham are offered by North Carolina Farm Bureau at $205. However, it can be as expensive as $2521 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in East Rockingham after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$205	$35
Erie	$251	$42
National General	$430	$73
State Farm	$507	$85
Progressive	$532	$90
Nationwide	$949	$160
Farmers	$1039	$177
Farm Bureau	$1167	$194
Travelers	$1264	$215
Allstate	$2521	$420

Car Insurance Price Trends in East Rockingham, North Carolina

Car insurance rates in East Rockingham have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Rockingham rose by $129 in January compared to $123 of December. In other words, there has been an increase by $6 when you compare January and December.

The average cost of liability insurance in the East Rockingham dipped to $57 in January, compared to $59 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in East Rockingham?

The car insurance in East Rockingham is $32 per month, which is lower than the national average.

What is the cheapest car insurance in East Rockingham?

The cheapest car insurance in East Rockingham is $75 per month for full coverage.

How much is car insurance in East Rockingham for teenagers?

Car insurance for teenagers costs $565 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Rockingham?

The average cost of car insurance is $829 for a six-month policy. It will cost around $150 per month to insure your car in East Rockingham.

Is car insurance expensive in East Rockingham?

Car insurance can be expensive in East Rockingham if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Rockingham can be affordable.

Cheapest Car Insurance Quotes in East Rockingham

Why you can trust Way?

How Much Is Car Insurance in East Rockingham

Avg. Car Insurance in East Rockingham

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in East Rockingham

1st place: Erie

2nd place: Progressive

3rd place: State Farm

East Rockingham Car Insurance Rates by Company

Cheap Car Insurance Companies in East Rockingham, NC

Way's key takeaways about car insurance in East Rockingham

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Rockingham

Cheapest Liability Coverage in East Rockingham, NC

Cheapest Full Coverage Car Insurance in East Rockingham

Cheapest Full Coverage Car Insurance Quotes in East Rockingham, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Rockingham by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Rockingham, NC increasing?

Car Insurance Premiums by Age in East Rockingham

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Rockingham,NC

If you are in your twenties N/A is the best choice for car insurance in East Rockingham.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Rockingham

Cheapest Car Insurance Companies after an At-Fault Accident in East Rockingham

East Rockingham Car Insurance Rates by Violation

East Rockingham auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Rockingham after a DUI

East Rockingham car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Rockingham after Speeding ticket

Car Insurance Price Trends in East Rockingham, North Carolina

Average Car Insurance Cost in East Rockingham by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Rockingham, NC

Car Insurance Rates by State in the USA (2025 Update)

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