Cheapest Car Insurance Quotes in Piney Green

Finding the cheapest car insurance quotes in Piney Green shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Piney Green Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Piney Green

The car insurance rate in Piney Green is $788 for a six-month policy, which is $41 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $390, making it a popular choice for budget-conscious drivers. Rates in Piney Green can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Piney Green

$788

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Piney Green

1st place: Erie

At $390 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $474 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $536 for six months, making it the third cheapest auto insurance company in Piney Green.

Piney Green Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Piney Green, NC is Erie, offering policies at just $390 for a six-month term. This is followed by Progressive, which has an average six-month premium of $474.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1445 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Piney Green drivers find the best deals.

Cheap Car Insurance Companies in Piney Green, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$390	$66
Progressive	$474	$80
State Farm	$536	$90
North Carolina Farm Bureau	$620	$105
Travelers	$722	$121
Farm Bureau	$779	$132
Nationwide	$835	$141
Farmers	$886	$149
Kemper	$1190	$199
Allstate	$1445	$243

Key Takeaways

Way's key takeaways about car insurance in Piney Green

The auto insurance costs in Piney Green fall around $390 for six months.
The cheapest auto insurance company in Piney Green is Erie.
Teen drivers pay the highest rate in Piney Green at $495 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Piney Green

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Piney Green are given below.

Erie provides the cheapest minimum car insurance coverage in Piney Green. Their Average 6 Month Premium is $169. Allstate is the most expensive at $536 for the same period.

Cheapest Liability Coverage in Piney Green, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$169	$29
State Farm	$226	$38
Progressive	$242	$41
North Carolina Farm Bureau	$265	$45
Travelers	$316	$52
Farm Bureau	$322	$55
Nationwide	$328	$55
Farmers	$338	$58
National General	$344	$57
Penn National	$372	$64
Allstate	$536	$90

Cheapest Full Coverage Car Insurance in Piney Green

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Piney Green is Erie at $66 per month and $390 for six months.

Cheapest Full Coverage Car Insurance Quotes in Piney Green, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$390	$66
Progressive	$474	$80
State Farm	$536	$90
North Carolina Farm Bureau	$620	$105
Travelers	$722	$121
Farm Bureau	$779	$132
Nationwide	$835	$141
Farmers	$886	$149
Kemper	$1190	$199
Allstate	$1445	$243

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Piney Green Instantly!

Average Car Insurance in Piney Green by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Piney Green, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Piney Green, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Piney Green's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Piney Green

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Piney Green,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Piney Green at $84 per month. At $2968 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$497	$84
State Farm	$643	$108
Erie	$649	$109
North Carolina Farm Bureau	$1134	$191
Nationwide	$2455	$417
Allstate	$2968	$495

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Piney Green, North Carolina Farm Bureau is the cheapest car insurance provider. At $169 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Piney Green is Allstate, offering rates of around $3426 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$169	$29
Erie	$192	$32
National General	$294	$50
Progressive	$344	$58
Nationwide	$637	$107
Farmers	$689	$115
Travelers	$982	$167
Farm Bureau	$1112	$185
State Farm	$1388	$234
Allstate	$3426	$571

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Piney Green.

Car Insurance Rates with An Accident in Piney Green

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Piney Green, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Piney Green

The cheapest car insurance companies after an at-fault accident in Piney Green include Progressive and Erie, offering $508 and $519, respectively. Allstate is an expensive provider with an average six-month premium of $2686.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$508	$86
Erie	$519	$87
State Farm	$570	$96
North Carolina Farm Bureau	$745	$125
Farmers	$1078	$180
Farm Bureau	$1219	$207
Nationwide	$1225	$206
Travelers	$1292	$219
Allstate	$2686	$452

Piney Green Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Piney Green NC. For example, the car insurance in Piney Green after a DUI increases to $1755 for a six month policy. While the rate increases by $209 for a six-month policy in the case of a speeding ticket.

Piney Green auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$542	$90
One Med/PIP claim	$542	$92
Not-at-fault accident	$547	$91
One comp claim	$559	$95
Two Med/PIP claims	$559	$93
Two comp claims	$576	$98
Failure to show documents	$637	$106
Child safety restraint	$706	$120
Driving without lights	$706	$118
Failure to wear a seat belt	$706	$120
Cell phone violation	$745	$124
Texting while driving	$745	$126
Speeding 6 - 10 MPH over limit	$751	$125
Driving with expired registration	$756	$128
Driving too slowly	$768	$128
Failure to stop at a red light	$768	$130
Failure to yield	$768	$128
Illegal turn	$768	$130
Open container	$768	$128
Operating a vehicle without permission	$768	$130
Wrong way/wrong lane	$768	$128
Speeding in school zone	$773	$131
At-fault accident - $1000-$2000	$779	$130
At-fault accident - less than $1000	$779	$132
In 65 MPH zone	$824	$138
Speeding 11 - 15 MPH over limit	$824	$140
Speeding 16 - 20 MPH over limit	$824	$138
Speeding 21 - 25 MPH over limit	$824	$140
Improper passing	$841	$141
Following too closely	$846	$144
At-fault accident - greater than $2000	$908	$151
Passing school bus	$1033	$176
Reckless driving	$1044	$174
Driving with a suspended license	$1614	$275
Leaving scene of an accident/hit and run	$2269	$378
Refusal to submit to a chemical test	$2291	$390
DUI	$2297	$383
Racing	$2336	$397

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Piney Green after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Piney Green.

The cheapest car insurance premiums in Piney Green are offered by National General at $390 for a six-month policy. However, it can be as expensive as $6224 with companies like Allstate.

Piney Green car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$390	$67
Progressive	$1321	$222
Erie	$1434	$241
State Farm	$1456	$245
Farmers	$2579	$439
Travelers	$2697	$449
Nationwide	$2883	$485
North Carolina Farm Bureau	$3058	$515
Farm Bureau	$4480	$762
Allstate	$6224	$1048

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Piney Green are offered by North Carolina Farm Bureau at $181. However, it can be as expensive as $2217 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Piney Green after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$181	$30
Erie	$220	$37
National General	$378	$65
State Farm	$446	$75
Progressive	$468	$79
Nationwide	$835	$141
Farmers	$914	$156
Farm Bureau	$1027	$171
Travelers	$1112	$189
Allstate	$2217	$370

Car Insurance Price Trends in Piney Green, North Carolina

Car insurance rates in Piney Green have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Piney Green rose by $113 in January compared to $108 of December. In other words, there has been an increase by $5 when you compare January and December.

The average cost of liability insurance in the Piney Green dipped to $50 in January, compared to $52 in December. This represents an decrease of $2 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Piney Green?

The car insurance in Piney Green is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Piney Green?

The cheapest car insurance in Piney Green is $66 per month for full coverage.

How much is car insurance in Piney Green for teenagers?

Car insurance for teenagers costs $497 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Piney Green?

The average cost of car insurance is $829 for a six-month policy. It will cost around $132 per month to insure your car in Piney Green.

Is car insurance expensive in Piney Green?

Car insurance can be expensive in Piney Green if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Piney Green can be affordable.

Cheapest Car Insurance Quotes in Piney Green

Why you can trust Way?

How Much Is Car Insurance in Piney Green

Avg. Car Insurance in Piney Green

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Piney Green

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Piney Green Car Insurance Rates by Company

Cheap Car Insurance Companies in Piney Green, NC

Way's key takeaways about car insurance in Piney Green

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Piney Green

Cheapest Liability Coverage in Piney Green, NC

Cheapest Full Coverage Car Insurance in Piney Green

Cheapest Full Coverage Car Insurance Quotes in Piney Green, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Piney Green by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Piney Green, NC increasing?

Car Insurance Premiums by Age in Piney Green

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Piney Green,NC

If you are in your twenties N/A is the best choice for car insurance in Piney Green.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Piney Green

Cheapest Car Insurance Companies after an At-Fault Accident in Piney Green

Piney Green Car Insurance Rates by Violation

Piney Green auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Piney Green after a DUI

Piney Green car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Piney Green after Speeding ticket

Car Insurance Price Trends in Piney Green, North Carolina

Average Car Insurance Cost in Piney Green by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Piney Green, NC

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources