Cheapest Car Insurance Quotes in Mountain View

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406,175 Policies Sold

Mountain View Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mountain View

The car insurance rate in Mountain View is $821 for a six-month policy, which is $8 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $406, making it a popular choice for budget-conscious drivers. Rates in Mountain View can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mountain View

$821

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Mountain View

1st place: Erie

At $406 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $494 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $558 for six months, making it the third cheapest auto insurance company in Mountain View.

Mountain View Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mountain View, NC is Erie, offering policies at just $406 for a six-month term. This is followed by Progressive, which has an average six-month premium of $494.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1506 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mountain View drivers find the best deals.

Cheap Car Insurance Companies in Mountain View, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$406	$68
Progressive	$494	$83
State Farm	$558	$94
North Carolina Farm Bureau	$646	$109
Travelers	$752	$126
Farm Bureau	$812	$138
Nationwide	$870	$147
Farmers	$924	$155
Kemper	$1240	$207
Allstate	$1506	$253

Key Takeaways

Way's key takeaways about car insurance in Mountain View

The auto insurance costs in Mountain View fall around $406 for six months.
The cheapest auto insurance company in Mountain View is Erie.
Teen drivers pay the highest rate in Mountain View at $516 per month.

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Cheapest Minimum Liability Car Insurance in Mountain View

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mountain View are given below.

Erie provides the cheapest minimum car insurance coverage in Mountain View. Their Average 6 Month Premium is $176. Allstate is the most expensive at $558 for the same period.

Cheapest Liability Coverage in Mountain View, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$176	$30
State Farm	$236	$40
Progressive	$252	$43
North Carolina Farm Bureau	$276	$47
Travelers	$330	$54
Farm Bureau	$336	$57
Nationwide	$342	$57
Farmers	$352	$60
National General	$358	$59
Penn National	$388	$66
Allstate	$558	$94

Cheapest Full Coverage Car Insurance in Mountain View

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mountain View is Erie at $68 per month and $406 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mountain View, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$406	$68
Progressive	$494	$83
State Farm	$558	$94
North Carolina Farm Bureau	$646	$109
Travelers	$752	$126
Farm Bureau	$812	$138
Nationwide	$870	$147
Farmers	$924	$155
Kemper	$1240	$207
Allstate	$1506	$253

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Average Car Insurance in Mountain View by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mountain View, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Mountain View, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mountain View's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mountain View

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Mountain View,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Mountain View at $87 per month. At $3093 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$518	$87
State Farm	$670	$113
Erie	$676	$114
North Carolina Farm Bureau	$1182	$199
Nationwide	$2558	$435
Allstate	$3093	$516

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mountain View, North Carolina Farm Bureau is the cheapest car insurance provider. At $176 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mountain View is Allstate, offering rates of around $3570 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$176	$30
Erie	$200	$34
National General	$306	$52
Progressive	$358	$60
Nationwide	$664	$112
Farmers	$718	$120
Travelers	$1024	$174
Farm Bureau	$1158	$193
State Farm	$1446	$244
Allstate	$3570	$595

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Car Insurance Rates with An Accident in Mountain View

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mountain View, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mountain View

The cheapest car insurance companies after an at-fault accident in Mountain View include Progressive and Erie, offering $530 and $541, respectively. Allstate is an expensive provider with an average six-month premium of $2799.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$530	$89
Erie	$541	$91
State Farm	$594	$100
North Carolina Farm Bureau	$776	$131
Farmers	$1124	$187
Farm Bureau	$1270	$216
Nationwide	$1276	$215
Travelers	$1346	$229
Allstate	$2799	$471

Mountain View Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mountain View NC. For example, the car insurance in Mountain View after a DUI increases to $1830 for a six month policy. While the rate increases by $218 for a six-month policy in the case of a speeding ticket.

Mountain View auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$564	$94
One Med/PIP claim	$564	$96
Not-at-fault accident	$570	$95
One comp claim	$582	$99
Two Med/PIP claims	$582	$97
Two comp claims	$600	$102
Failure to show documents	$664	$111
Child safety restraint	$736	$125
Driving without lights	$736	$123
Failure to wear a seat belt	$736	$125
Cell phone violation	$776	$130
Texting while driving	$776	$132
Speeding 6 - 10 MPH over limit	$782	$131
Driving with expired registration	$788	$134
Driving too slowly	$800	$134
Failure to stop at a red light	$800	$136
Failure to yield	$800	$134
Illegal turn	$800	$136
Open container	$800	$134
Operating a vehicle without permission	$800	$136
Wrong way/wrong lane	$800	$134
Speeding in school zone	$806	$137
At-fault accident - $1000-$2000	$812	$136
At-fault accident - less than $1000	$812	$138
In 65 MPH zone	$858	$144
Speeding 11 - 15 MPH over limit	$858	$146
Speeding 16 - 20 MPH over limit	$858	$144
Speeding 21 - 25 MPH over limit	$858	$146
Improper passing	$876	$147
Following too closely	$882	$150
At-fault accident - greater than $2000	$946	$157
Passing school bus	$1076	$183
Reckless driving	$1088	$181
Driving with a suspended license	$1682	$286
Leaving scene of an accident/hit and run	$2364	$394
Refusal to submit to a chemical test	$2388	$406
DUI	$2394	$399
Racing	$2434	$414

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mountain View after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mountain View.

The cheapest car insurance premiums in Mountain View are offered by National General at $406 for a six-month policy. However, it can be as expensive as $6486 with companies like Allstate.

Mountain View car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$406	$69
Progressive	$1376	$232
Erie	$1494	$251
State Farm	$1518	$255
Farmers	$2688	$457
Travelers	$2811	$468
Nationwide	$3005	$506
North Carolina Farm Bureau	$3187	$537
Farm Bureau	$4669	$794
Allstate	$6486	$1092

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mountain View are offered by North Carolina Farm Bureau at $188. However, it can be as expensive as $2311 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Mountain View after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$188	$32
Erie	$230	$39
National General	$394	$67
State Farm	$464	$78
Progressive	$488	$82
Nationwide	$870	$147
Farmers	$952	$162
Farm Bureau	$1070	$178
Travelers	$1158	$197
Allstate	$2311	$385

Car Insurance Price Trends in Mountain View, North Carolina

Car insurance rates in Mountain View have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mountain View rose by $118 in January compared to $113 of December. In other words, there has been an increase by $5 when you compare January and December.

The average cost of liability insurance in the Mountain View dipped to $52 in January, compared to $54 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Mountain View?

The car insurance in Mountain View is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Mountain View?

The cheapest car insurance in Mountain View is $68 per month for full coverage.

How much is car insurance in Mountain View for teenagers?

Car insurance for teenagers costs $518 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mountain View?

The average cost of car insurance is $829 for a six-month policy. It will cost around $138 per month to insure your car in Mountain View.

Is car insurance expensive in Mountain View?

Car insurance can be expensive in Mountain View if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mountain View can be affordable.

Cheapest Car Insurance Quotes in Mountain View

Why you can trust Way?

How Much Is Car Insurance in Mountain View

Avg. Car Insurance in Mountain View

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Mountain View

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Mountain View Car Insurance Rates by Company

Cheap Car Insurance Companies in Mountain View, NC

Way's key takeaways about car insurance in Mountain View

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mountain View

Cheapest Liability Coverage in Mountain View, NC

Cheapest Full Coverage Car Insurance in Mountain View

Cheapest Full Coverage Car Insurance Quotes in Mountain View, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mountain View by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mountain View, NC increasing?

Car Insurance Premiums by Age in Mountain View

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mountain View,NC

If you are in your twenties N/A is the best choice for car insurance in Mountain View.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mountain View

Cheapest Car Insurance Companies after an At-Fault Accident in Mountain View

Mountain View Car Insurance Rates by Violation

Mountain View auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mountain View after a DUI

Mountain View car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mountain View after Speeding ticket

Car Insurance Price Trends in Mountain View, North Carolina

Average Car Insurance Cost in Mountain View by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mountain View, NC

Car Insurance Rates by State in the USA (2025 Update)

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