Cheapest Car Insurance Quotes in Fallston

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406,175 Policies Sold

Fallston Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Fallston

The car insurance rate in Fallston is $887 for a six-month policy, which is $58 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $439, making it a popular choice for budget-conscious drivers. Rates in Fallston can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Fallston

$887

Avg. Car Insurance in North Carolina

$829

National Average

$1278

Cheapest Car Insurance Companies in Fallston

1st place: Erie

At $439 for a six month policy, Erie offers the cheapest auto insurance rates in the city.

2nd place: Progressive

Progressive offers auto insurance rates at $534 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $603 for six months, making it the third cheapest auto insurance company in Fallston.

Fallston Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Fallston, NC is Erie, offering policies at just $439 for a six-month term. This is followed by Progressive, which has an average six-month premium of $534.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1627 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Fallston drivers find the best deals.

Cheap Car Insurance Companies in Fallston, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$439	$74
Progressive	$534	$90
State Farm	$603	$102
North Carolina Farm Bureau	$699	$118
Travelers	$813	$136
Farm Bureau	$877	$149
Nationwide	$941	$158
Farmers	$998	$168
Kemper	$1341	$224
Allstate	$1627	$274

Key Takeaways

Way's key takeaways about car insurance in Fallston

The auto insurance costs in Fallston fall around $439 for six months.
The cheapest auto insurance company in Fallston is Erie.
Teen drivers pay the highest rate in Fallston at $557 per month.

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Cheapest Minimum Liability Car Insurance in Fallston

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Fallston are given below.

Erie provides the cheapest minimum car insurance coverage in Fallston. Their Average 6 Month Premium is $190. Allstate is the most expensive at $603 for the same period.

Cheapest Liability Coverage in Fallston, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$190	$32
State Farm	$255	$43
Progressive	$273	$46
North Carolina Farm Bureau	$299	$50
Travelers	$356	$59
Farm Bureau	$363	$62
Nationwide	$369	$62
Farmers	$381	$65
National General	$387	$64
Penn National	$419	$72
Allstate	$603	$102

Cheapest Full Coverage Car Insurance in Fallston

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Fallston is Erie at $74 per month and $439 for six months.

Cheapest Full Coverage Car Insurance Quotes in Fallston, NC

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$439	$74
Progressive	$534	$90
State Farm	$603	$102
North Carolina Farm Bureau	$699	$118
Travelers	$813	$136
Farm Bureau	$877	$149
Nationwide	$941	$158
Farmers	$998	$168
Kemper	$1341	$224
Allstate	$1627	$274

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Average Car Insurance in Fallston by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Fallston, NC increasing?

Despite maintaining a clean driving record, your car insurance rates in Fallston, North Carolina, may be increasing due to several external factors. North Carolina has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Fallston's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Fallston

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Fallston,NC

If you are planning to get a car insurance policy for your teenage dependent, Progressive provides the cheapest car insurance in the Fallston at $94 per month. At $3343 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$560	$94
State Farm	$724	$122
Erie	$731	$123
North Carolina Farm Bureau	$1278	$215
Nationwide	$2765	$470
Allstate	$3343	$557

Teen Car Insurance Rates in NC by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Fallston, North Carolina Farm Bureau is the cheapest car insurance provider. At $190 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Fallston is Allstate, offering rates of around $3858 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$190	$32
Erie	$216	$36
National General	$331	$57
Progressive	$387	$65
Nationwide	$718	$121
Farmers	$776	$129
Travelers	$1106	$188
Farm Bureau	$1252	$209
State Farm	$1563	$263
Allstate	$3858	$643

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Car Insurance Rates with An Accident in Fallston

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Fallston, NC, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Fallston

The cheapest car insurance companies after an at-fault accident in Fallston include Progressive and Erie, offering $572 and $584, respectively. Allstate is an expensive provider with an average six-month premium of $3025.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$572	$96
Erie	$584	$98
State Farm	$642	$108
North Carolina Farm Bureau	$839	$141
Farmers	$1214	$202
Farm Bureau	$1373	$233
Nationwide	$1379	$232
Travelers	$1455	$247
Allstate	$3025	$509

Fallston Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Fallston NC. For example, the car insurance in Fallston after a DUI increases to $1977 for a six month policy. While the rate increases by $235 for a six-month policy in the case of a speeding ticket.

Fallston auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$610	$102
One Med/PIP claim	$610	$104
Not-at-fault accident	$616	$103
One comp claim	$629	$107
Two Med/PIP claims	$629	$105
Two comp claims	$648	$110
Failure to show documents	$718	$120
Child safety restraint	$795	$135
Driving without lights	$795	$133
Failure to wear a seat belt	$795	$135
Cell phone violation	$839	$140
Texting while driving	$839	$142
Speeding 6 - 10 MPH over limit	$845	$141
Driving with expired registration	$852	$144
Driving too slowly	$865	$144
Failure to stop at a red light	$865	$147
Failure to yield	$865	$144
Illegal turn	$865	$147
Open container	$865	$144
Operating a vehicle without permission	$865	$147
Wrong way/wrong lane	$865	$144
Speeding in school zone	$871	$148
At-fault accident - $1000-$2000	$877	$147
At-fault accident - less than $1000	$877	$149
In 65 MPH zone	$928	$155
Speeding 11 - 15 MPH over limit	$928	$157
Speeding 16 - 20 MPH over limit	$928	$155
Speeding 21 - 25 MPH over limit	$928	$157
Improper passing	$947	$158
Following too closely	$953	$163
At-fault accident - greater than $2000	$1023	$170
Passing school bus	$1163	$198
Reckless driving	$1176	$196
Driving with a suspended license	$1818	$309
Leaving scene of an accident/hit and run	$2555	$426
Refusal to submit to a chemical test	$2581	$439
DUI	$2587	$431
Racing	$2631	$447

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Fallston after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Fallston.

The cheapest car insurance premiums in Fallston are offered by National General at $439 for a six-month policy. However, it can be as expensive as $7011 with companies like Allstate.

Fallston car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
National General	$439	$75
Progressive	$1487	$250
Erie	$1615	$272
State Farm	$1640	$276
Farmers	$2905	$494
Travelers	$3038	$506
Nationwide	$3247	$547
North Carolina Farm Bureau	$3444	$580
Farm Bureau	$5046	$858
Allstate	$7011	$1180

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Fallston are offered by North Carolina Farm Bureau at $203. However, it can be as expensive as $2497 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Fallston after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Carolina Farm Bureau	$203	$34
Erie	$248	$42
National General	$426	$73
State Farm	$502	$85
Progressive	$528	$89
Nationwide	$941	$158
Farmers	$1029	$175
Farm Bureau	$1157	$193
Travelers	$1252	$213
Allstate	$2497	$416

Car Insurance Price Trends in Fallston, North Carolina

Car insurance rates in Fallston have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Fallston rose by $127 in January compared to $122 of December. In other words, there has been an increase by $5 when you compare January and December.

The average cost of liability insurance in the Fallston dipped to $57 in January, compared to $59 in December. This represents an decrease of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Fallston?

The car insurance in Fallston is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Fallston?

The cheapest car insurance in Fallston is $74 per month for full coverage.

How much is car insurance in Fallston for teenagers?

Car insurance for teenagers costs $560 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Fallston?

The average cost of car insurance is $829 for a six-month policy. It will cost around $149 per month to insure your car in Fallston.

Is car insurance expensive in Fallston?

Car insurance can be expensive in Fallston if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Fallston can be affordable.

Cheapest Car Insurance Quotes in Fallston

Why you can trust Way?

How Much Is Car Insurance in Fallston

Avg. Car Insurance in Fallston

Avg. Car Insurance in North Carolina

National Average

Cheapest Car Insurance Companies in Fallston

1st place: Erie

2nd place: Progressive

3rd place: State Farm

Fallston Car Insurance Rates by Company

Cheap Car Insurance Companies in Fallston, NC

Way's key takeaways about car insurance in Fallston

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Fallston

Cheapest Liability Coverage in Fallston, NC

Cheapest Full Coverage Car Insurance in Fallston

Cheapest Full Coverage Car Insurance Quotes in Fallston, NC

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Fallston by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Fallston, NC increasing?

Car Insurance Premiums by Age in Fallston

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Fallston,NC

If you are in your twenties N/A is the best choice for car insurance in Fallston.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Fallston

Cheapest Car Insurance Companies after an At-Fault Accident in Fallston

Fallston Car Insurance Rates by Violation

Fallston auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Fallston after a DUI

Fallston car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Fallston after Speeding ticket

Car Insurance Price Trends in Fallston, North Carolina

Average Car Insurance Cost in Fallston by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Fallston, NC

Car Insurance Rates by State in the USA (2025 Update)

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